Nexx Mortgage

NexxMortgage provides mortgage consulting for both home purchasing and refinancing.

Our loan officers are licensed, experienced and highly trained to provide the best possible experience for our clients and partners.

08/17/2023

If you want to tackle those home renovations so you can age in place comfortably, a Reverse Mortgage may be the answer!

If you're over 62 years old looking to get extra cash during these times of uncertainty?

Maybe you  also want to your home before ?

What if I told you there's an FHA mortgage product that can make it happen while maximizing their home assets effectively and safely?

It's called a Reverse Mortgage. It allows borrowers 62 years or older, to tap into the equity of their home and convert it to cash.

And, because it's an insured loan, your borrower will have certain protections in place. 

There's more to this product, so contact us and we'll walk you through the product and its applications.

07/27/2023

New Listing Alert! ⚠️Check out this killer property in Corona which has a ADU in the back that can be used to generate extra income. Reach out to discuss the finance options (FHA, VA, Conventional, etc...). There's never any obligation or financial commitment to see if this property will work for you financially. *Property website link in bio*

Photos from Nexx Mortgage's post 12/21/2022

For our beloved Veteran heroes, use a to get -out of your home. Message us for a complimentary consultation. We're here to help.

Photos from Nexx Mortgage's post 12/15/2022

It's the First-Time Homebuyers time to buy. Let's see how much credit you can get. Message us to check your eligibility. 💵

10/19/2022

Want to know the of qualifying for a with a large bank? Here's a personal testimonial from my client before I was able to help them!
You fill out a loan application online and have to input all of your financials, with no help or explanation. Then a processor (not even a loan officer) puts your file together and asks you to start sending them your documents. After they receive everything they will generate required disclosures then send it in for approval.
Here is the problem!
These banks will not call you to ask any questions, they will not make sure it's structured correctly and most importantly, they don't even make sure the loan is meeting all your needs! So after waiting and waiting for some sort of update or response you finally get a notification from a Loan Tracker app indicating the loan is closed! CLOSED??
Yep, the loan was denied and you didn't even get a phone call or even an email letting you know the outcome, let alone what you could possibly do or submit to get the loan! You want to know why? Because these banks don't have someone to structure the loan, they do not offer appeals or guidance on what needs to be done to get an approval nor do they offer help along the way to make sure you are even filling things out correctly!
These large financial institutes have a box and if you are someone whose income is structured differently, you have a low fico, or you have a situation that requires an explanation, then your loan will be denied without so much as a question!
So do yourself a favor and seek help from an experienced brokerage, who has your file through the entire process and who you can easily get a hold of with any question or concern!

Photos from Nexx Mortgage's post 09/07/2022

Invest when others aren't. That's when you find the best deals. Ready to start your home buying journey, let's talk.

04/26/2022

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04/13/2022

Here are 3 possible reasons to refinance even though rates have climbed a bit:

1. Debt Consolidation - Paying off stubborn high interest debt can be the difference between reaching your financial freedom point and staying in debt longer.
2. - Pulling out cash to purchase more property. If home prices do end up falling purchasing property at a discount would be greatly beneficial in the long run. Having those funds needed for the down payment ready would put you in a good position to capitalize.
3. - Home improvements - Home improvement loans can be expensive and will not have the tax benefits that you get with mortgage interest.

Refinancing should be looked at as an investment. What will your ROI be? Contact me to discuss your scenario and I can help you figure out whether refinancing is your best option.

11/18/2021

Don't want or can't put 20% down, but you also want to avoid paying mortgage insurance?? Now you can have your 🎂 and eat it too.

Now guess what... With MI gone, those savings can mean the ability to afford more home - or you can just enjoy the lower monthly payment.

10/12/2021

Why is this important? The is the highest amount that can be financed on a loan which means that if you're looking for a home higher in price you will either have to put more money down or be subjected to a Jumbo loan. Conforming loans compared to Jumbo will have better terms and easier guidelines. Our seasoned loan officers are waiting to work with you. Contact us today!

Second-largest U.S. mortgage lender will accept payment in bitcoin 08/20/2021

How about that... UWM will soon be giving homebuyers the option to pay their mortgage with Bitcoin. 😮

Second-largest U.S. mortgage lender will accept payment in bitcoin United Wholesale Mortgage announced plans this week to accept cryptocurrency for home loans, in what is being billed as a first for the national mortgage industry.

Cost of Waiting 07/14/2021

One of the most common questions we get is "should I wait to buy a home?" Numbers don't lie so see for yourself how your monthly payment could change if prices and interest rates rise while you postpone your purchase to save up for a larger down payment or wait for just the "right" time. If you have any questions or want to talk more about a purchase, please reach out. Our Loan Officers are here to help.


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Cost of Waiting How might a delay impact your home payment? Find out!

04/16/2021

We're now hiring experienced loan officers with a "customer-first" mindset looking to grow your business. If this is you we would love to chat with you.

03/24/2021

Do you understand what goes into the process? No? Check out our website, we break the process down step by step. http://www.nexxmortgagegroup.com/ #10

03/06/2021

A good score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies. It's more important than ever to avoid late payments on your !

A 100 point drop for one late mortgage payment? It’s true. A single 30-day-late mortgage payment can cause your score to drop by as much as a hundred points. Credit scoring algorithms vary based on many factors, and in some instances, the damage may be even greater and last for years.

The costs accumulate. At the time, a single missed payment will cost you only a late fee, but the expense really adds up on your next loan or missed opportunity. Low credit scores typically mean a higher rate and cost. Higher rates can mean hundreds of thousands of dollars of extra expense over the life of a loan.

Missed payments are usually unplanned. Usually, events beyond our control lead to late payments, such as an accident, illness, job loss or family issue. At other times, carelessness or a hectic life may result in a forgotten payment.

What can you do?

Plan for the unexpected. Maintain an emergency cash reserve account equal to at least 3 months of living expenses or more.
Automate. If you're prone to forgetting or don't have a scheduled time to sit down and pay bills, set up auto payments through your checking account or put a perpetual reminder on your calendar.

Take care of your credit. It takes a long time to build it, but only 1 late payment to ruin it.

02/25/2021

Put the odds of getting your offer accepted in your favor!

in many areas are finding themselves in a right now. More often than not, are reporting bidding wars.

How can you improve your odds of winning the bid?🏆

It may take more than just offering a little more than the asking price.

Here are some ways to enhance your chances:

>Get a strong pre-approval letter. This is considered a must-have because it proves you can close the deal. Ideally, a comprehensive review of all your financial documentation and credit is performed before you make an offer.

>Be prepared to act quickly. Bidding early can sometimes be just as important as offering the right price. Settle on the type of home and the location you want so you'll be ready when a property is available.

>Understand home price vs payment. You could lose the house you really want if you won't budge over a certain price. But price is only one factor in your payment. Thousands of extra in price may make only a small difference in your monthly payment.

>Consider full price of ownership. If the home you're bidding on is newly built or renovated, you may spend less in maintenance or utility costs. The savings could offset a higher monthly payment.

Want to be sure you’re as prepared as possible to win the bid on the house you love? Reach out, and we’ll be happy to review or update your documents to assure you’re comfortable and know your true limits for price and payments.

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Telephone

Address


9431 Haven Avenue Ste 232
Rancho Cucamonga, CA
91730

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 10am - 5pm

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