Minnesota Housing

Mark your calendars! This event is for Realtors®, their clients, and fellow community members. Saint Paul Area Association of REALTORS is hosting a Housing Resource Fair on Thursday, October 3, 2-4 p.m. in Maplewood.

Share the event and/or flyer below!
https://www.facebook.com/events/490354380605146/?rdid=RupoEAkHd1T4cKR9&share_url=https%3A%2F%2Fwww.facebook.com%2Fshare%2Ft3CBVrVSufqpSyf8%2F

The First-Generation Homebuyer Loan Program can help with financial obstacles for those who have never owned a home. Visit our website to view remaining funds and learn more.

First-Generation Homebuyer Loan Program Minnesota Housing's First-Generation Homebuyer Loan Program is a downpayment and closing cost loan for first-generation homebuyers. The program offers loans up to $35,000.

Have your parents or legal guardians ever owned a home? If the answer is no, you may eligible for the First-Generation Homebuyer Loan. Visit our website for more details -

First-Generation Homebuyer Loan Program Minnesota Housing's First-Generation Homebuyer Loan Program is a downpayment and closing cost loan for first-generation homebuyers. The program offers loans up to $35,000.

More frequent and powerful storms = higher insurance rates. Which, in turn, threatens the affordable housing industry.

How do we combat this? Minnesota Housing offers loans for construction and rehab to help homes weather storms and use less energy:
https://www.mnhousing.gov/policy-and-research/sustainable-housing.html

Soon, you can also take advantage of a Department of Commerce grant to fortify your roof to withstand hail and high winds. Once the upgrades are installed, insurers are required to provide a discount:
https://mn.gov/commerce/energy/consumer/energy-programs/strengthen-mn-homes.jsp

Soaring Insurance Costs Could ‘End’ Affordable Housing, Developers Warn Developers and landlords of subsidized housing, who cannot raise rents or charge more for starter homes, say property insurance increases could put them out of business.

Minnesota's top five most in-demand jobs don't pay enough for workers to own a home, or even to rent an average apartment. 😳

The Heights is a model for how to provide more affordable housing for essential workers, and others with low and moderate incomes.

Minnesota called for more housing. The Heights is an answer. This redevelopment of a former golf course is a model for how to leverage public-private-nonprofit partnerships.

Homeownership brings stability and pride. Learn if you're eligible for the First Generation Homebuyer Loan today - https://mnhousing.gov/homeownership/firstgen.html

First-Generation Homebuyer Loan Program Minnesota Housing's First-Generation Homebuyer Loan Program is a downpayment and closing cost loan for first-generation homebuyers. The program offers loans up to $35,000.

Are you looking to replace...
✔️Windows
✔️Water heater
✔️Heating and cooling systems
✔️Insulation

Find a participating lender to see if you're eligible for Energy Loan Plus:

https://mnhousing.gov/homeownership/improve-your-home.html

Don't miss out! We have 50% left for you to possibly take advantage of. Make sure to check out our website to see if you're eligible.

First-Generation Homebuyer Loan Program Minnesota Housing's First-Generation Homebuyer Loan Program is a downpayment and closing cost loan for first-generation homebuyers. The program offers loans up to $35,000.

Buying your first home can be overwhelming. Visit our Homebuyer Education page to help you navigate buying your home.

Homebuyer Education There’s no doubt about it, buying a home is a worthwhile investment. But it can also be a challenge getting in the door.

Are you eligible for the First-Generation Homebuyer Loan Program? Learn more about the criteria and see if you're eligible for this opportunity: https://mnhousing.gov/homeownership/firstgen.html

Home Nick, a first-time homebuyer, used Minnesota Housing's Start Up Loan Program, as well as our downpayment and closing cost assistance. Nick shares his thoughts on the homeownership journey, including why he decided to buy, overcoming doubts and much more.

The Rondo Block Party on August 3 celebrated the neighborhood's rich history, diverse culture and resilient spirit. ✨

Stop by our tent at a future event (listed below)! Ask us about our homeownership loan programs—and pick up an iconic green bag, tape measure or pen.

💚 Minnesota Urban League (MUL) Family Days (August 31)
💚 Selby Jazz Fest & Fiesta Latina (September 14)
💚 Penn Fest (September 15)
💚 St. Cloud Pride (September 21)
💚 TU Salud Health Fair (September 21)

Thank you to our volunteer partners: Ellissa Friedman, Molly Kasel, NMLS 887328, Loan Originator and Candace Johnson. And thank you to our staff: Sanderia Davis, Jill Mazullo and William Jenson-Kowski.

Want to know more about the First-Generation Homebuyer Loan Program? This initiative is a down payment and closing cost loan for first-generation homebuyers. Stay tuned for more details and updates.

First-Generation Homebuyer Loan Program Minnesota Housing's First-Generation Homebuyer Loan Program is a downpayment and closing cost loan for first-generation homebuyers. The program offers loans up to $35,000.

Todo el mundo necesita vivienda! (Everyone needs housing!)

That's why—even as rollercoasters whizzed overhead, delicious smells wafted, and salsa dancers spun nearby—our humble booth managed to make a splash at Valleyfair's Latin Days. 🎢🌮💃🏽

We were fired up to explain how our downpayment and closing cost loan programs work. (We even inspired a partner lender to paint his face! 💙💚) Find out more about these programs on our website: https://mnhousing.gov/homeownership/buy-a-home---refinance.html
. . . . . . . . . . . . . . .

Thank you to our volunteer partners: Jason Gonzalez, Rocio Gomez, Estefy Borns Bilingual Realtor -Brokered by Real Broker LLC, Marina Aguirre-Anthony, Rackson Legon, J.B.-The Bees Knees Properties, Ellen Ruud and Kevin Murray. And thank you to Minnesota Housing staff who worked the booth: El Karnwie-Tuah, Sanderia Davis, Christine Lano and Sondra Breneman.

Housing industry leaders and local elected officials got together last week at Bernie's in East Grand Forks. (H/t to owner and food magician Molly Yeh!) The 70+ attendees from across Northwest Minnesota had lively conversations about the great need for more housing people can afford, and the economic challenges their communities face when the housing market is so tight.

Thank you, partners!
🏠 Northwest MN Multi County HRA
🏠 Northwest Regional Development Commission
🏠 Minnesota Department of Employment and Economic Development
🏠 Greater Minnesota Housing Fund
🏠 Minnesota Housing Partnership
🏠 Grand Forks Community Land Trust
🏠 Northwest Minnesota Foundation

Beds donated by Slumberland.🛏️ Furniture moved in by the football team.💪 Quilts provided by the Chaska Area Quilt Club.💠 Staples stocked by Bountiful Basket Food Shelf.🥫🥞 Kitchen and bathroom supplies sponsored (one room at a time) by local churches.🍴🧼

We are proud to have helped fund West Creek Apartments in Chaska, but it takes more than money. Thanks to these generous hands, 18 young adults who were experiencing homelessness will now have a stable place to start their lives.❣️🏡

More affordable housing is coming to Maplewood, Minnesota! 🏗️ The Juniper will be a family-friendly apartment building with 65 units, each renting for 30% to 60% of the area's median income. We love funding this kind of housing, which is so badly needed. 💙💚 🏘️

The speakers pictured here are J. Kou Vang, president of JB Vang and Mai Chong Xiong, Ramsey County Commissioner and Chair of Ramsey County’s HRA.

Thinking of buying a home? 💭 Minnesota is one of the best states to do so because of our downpayment assistance programs.

Dig into the differences between the programs. 🤔⚖️ 💲

What to know about Minnesota’s new down payment assistance programs • Minnesota Reformer New state programs launched this week will help more Minnesotans buy homes, cementing Minnesota as one of the states with the most down payment assistance for prospective homebuyers. Applications opened up Monday for a pair of programs for first-generation homebuyers. Together, the programs are offe...

Pronounced wuh-DAK and meaning "to share" in Somali, Wadaag Commons will not just be apartments. It'll be community. Thirty-nine affordable units will particularly cater to large East African families in Minneapolis with:

- More than 2 bedrooms 🛏️🛏️🛏️
- Interior and outdoor play areas ⚽
- Oversized refrigerators 🧊
- Stoops, landscaping and art to foster a pedestrian environment 🖼️
- Secure bike parking 🚲🔒

We're happy to have helped fund this partnership between Redesign, Inc. and Noor Companies, an emerging developer. We can't wait for the grand opening in 2025!

Paella? Sure. 🥘 Walking tacos? Yes. 🌮

But at Taste of Minnesota, we found that people REALLY wanted to take a bite out of the housing market. 🍡 🌮 🏠 Our homeownership programs make that bite a little easier:
https://mnhousing.gov/homeownership/firstgen.html

Thank you, Minnesota Housing staff: El Karnwie-Tuah, Abigail Behl, Rachel Franco, Deran Cadotte and Heidi Welch. ✌️ And thank you, volunteer partners: Joan Chea (U.S. Bank), Gina Connell (eXp Realty), Forrest Roberts, Mortgage Consultant NMLS #1618698, Dawn Onchangu With Keller Williams Realty, Paige Pietig (SWBC Mortgage Corp), Emmanuel Olagbaju and Mike Sunnarborg (Mann Mortgage).

From heating and cooling to windows and water heaters, make upgrades with Energy Loan Plus! 🔥 💦 🌬️

Find a participating lender to see if you're eligible:
https://mnhousing.gov/homeownership/improve-your-home.html

Dignity and safety will pave the way to permanent housing thanks to Simpson Housing Services, Project for Pride in Living, federal and local funds. This empty lot in Minneapolis will soon be a 72-bed shelter and 42 affordable apartments.

Check out all the transitional housing projects breaking ground this summer! 😍 https://www.startribune.com/a-transformational-increase-in-affordable-housing-in-the-twin-cities-as-new-projects-break-ground/600376282/

Downpayment and closing cost funds are the #1 barrier for homeownership. The First-Generation Homebuyer Loan Program is here to combat that. 🥊

Get the details from our very own Christina Akinola.

Empowering Minnesota's First-Generation Homebuyers with MN Housing & Bell Bank by ABC Realty with Seanne Thomas Today’s conversation is centered around the First-Generation Down Payment Assistance Program and First Generation Homebuyer Programs in Minnesota, aimed at helping buyers achieve homeownership. In this episode, we sit down with Christina T. Akinola from MN Housing and Tiffany Phillips from Bell Ba...

It's a cliché, but summer *is* going fast. Case in point: Twin Cities Pride was already two weeks ago. 🏃💨

Visitors at our booth included Goldy Gopher, lots of prospective homebuyers, and one couple who stopped by to share their success story about how they were able to use Minnesota Housing to buy their first home — watch the video!

🏡 🔑 🏡 🔑 🏡 🔑 🏡 🔑 🏡

Thank you, staff: El Karnwie-Tuah, Sanderia Davis, Vanessa Haight, Heidi Erickson, Sondra Breneman and Nick Boettcher. And thank you, partner volunteers: Tiaira Quinn of Fairway Mortgage, Jason Gonzalez of Coldwell Banker, Ellen Ruud of Novus Home Mortgage, Ellissa Friedman of Keller Williams, Viengkham Keomysy of Summit Mortgage, Kevin Murray of Guaranteed Rate, Tiana Danforth of Bridge Realty Group.

Help inform the design of Minnesota’s Home Energy Rebate programs (HER)! Attend an upcoming hearing.

The Minnesota Department of Commerce will hold six public hearings to provide opportunities for the public and interested stakeholders to inform the design of Minnesota’s Home Energy Rebate programs (HER).

To attend one of the events please visit: https://mn.gov/commerce/energy/consumer/energy-programs/public-engagement.jsp

As co-chair of the Minnesota Interagency Council on Homelessness, we stand by the following message of concern about the Supreme Court’s recent ruling that criminalizes homelessness. Housing and services end homelessness. Tickets and arrests do not. We can, and must, do better. 💙💚

Less than a year ago, Phillip W. lived in public housing. He recently closed on his first home thanks to our First-Generation Homebuyer Loan Program. "After some readjusting and goal setting, everything was made possible," he said. Yesterday, Phillip (right) and his dad Patrick (left) graciously hosted elected officials for the official launch of two programs:

🏡 Our First-Generation Homebuyer Loan Program: mnhousing.gov/first-gen
🏡 Midwest Minnesota Community Development Corporation (MMCDC)'s First-Generation Homebuyers Community Down Payment Assistance Fund: firstgendpa.org

We are excited to hear more of these incredible stories. Thank you to our speakers Lt. Governor Peggy Flanagan, Senator Clare Oumou Verbeten, Senator Mary Kunesh, Representative Michael Howard and Paul Eger of Minnesota Realtors, as well as bill author State Representative Esther Agbaje, who wasn't able to attend.

We celebrated a lot of numbers at last week's grand re-opening of Windwood Townhomes in Duluth: 70 rehabbed units (8 are supportive housing), 7 buildings and millions of dollars in funding.

But it all comes down to 1 special place for everyone to call home. 💙

Treasury Secretary Janet Yellen (😮!) and Senator Tina Smith hosted a roundtable last week with state and local housing leaders. Commissioner Jennifer Ho thanked them for COVID-era investments and stressed the ongoing need for federal dollars, especially to preserve .

Read more about Yellen's trip here: https://www.startribune.com/janet-yellen-minneapolis-treasury-fund-affordable-housing-financing-program/600375838/

📣📣📣 "The voices that oppose things tend to be loud, but we can’t sit back and be complacent," writes a West St. Paul resident about her support for a nearby mental health facility.

Why I Stepped Up With Neighbors to Say “Yes in My Backyard” "The neighborhood opposition didn’t make sense to me. I don’t appreciate the stigma against mental health."

Housing linked to services and support are what ends homelessness, not punitive measures. That’s why Agate Housing and Services and Trellis Co. broke ground this week on a shelter/supportive housing combo in South Minneapolis.

We were one of many partners who pooled funds for this project, including an anonymous donor. Kudos to all! Now, the work continues.

Minneapolis Public Housing Authority
Hennepin County Government
Minnesota Department of Employment and Economic Development
Mayor Jacob Frey