OneTrust Home Loans NMLS #46375

Call: 877-706-4542
NMLS #46375 (www.nmlsconsumeraccess.org) We focus our energies on a transparent and open communication loan process to close loans quickly.

OneTrust Home Loans is a direct lender offering a wide variety of home loan programs for both refinance and purchase including Fannie Mae, Freddie Mac, FHA, USDA, VA, and many Portfolio programs. We stand by our mission: We listen to our clients’ needs and ideas to anticipate their home financing goals and dreams. We’re mortgage educators, providing detailed information and sound advice on mortgag

Markets stable as the Bank of England maintains key rate 06/20/2024

Markets stable as the Bank of England maintains key rate The Swiss National Bank lowered their interest rate from 1.50% to 1.25%. The People's Bank of China kept their interest rate at 3.45% and the Bank of England...

06/20/2024

The Fed did not make a move on interest rates last week, as expected. They need to see more progress against inflation.

06/19/2024

A home appraisal determines the fair market value of a home. But what happens when the appraisal is below the sale price?

What history looms behind your front door? 06/18/2024

What history looms behind your front door? If you love watching shows like Antiques Roadshow, you already know how much fun it is to discover the provenance...

06/18/2024

There are no easy ways to improve your credit score but you can work to keep it acceptable by maintaining a good credit history. See Full Video https://wi.st/3EEkNn6

Retail sales weaker than expected 06/18/2024

Retail sales weaker than expected Retail Sales: We got much weaker than expected data with the headline number hitting only +0.1% versus estimates of...

06/18/2024

When considering to buy a fixer upper, it's important to have a plan going into it. It can take a considerable amount of time and money to renovate a home.

06/18/2024

Dads, thank you for steering us through life's challenges with wisdom, strength, and unwavering support. Happy Father's Day.

Stale listings; Diamonds in the rough? 06/17/2024

Stale listings; Diamonds in the rough? There’s a buyer for every home. Or is there?

06/17/2024

In the home search, patience is key! 🏡✨ The perfect home is worth the wait—don't settle just because time is ticking. Your dream space is out there, waiting to be discovered

06/17/2024

if you want success and growth in the future, the best time to act is now.

06/14/2024

High-end home sales—listings at $1 million and above—posted significant gains in April, increasing 40% compared to a year ago.

What happens when you grow up but your furniture doesn’t? 06/14/2024

What happens when you grow up but your furniture doesn’t? When the scale of your furniture reflects IKEA instead of...

06/14/2024

May the stars and stripes forever wave.

The May Producer Price Index beat expectations by contracting 06/13/2024

The May Producer Price Index beat expectations by contracting The May headline Producer Price Index (PPI) contracted by -0.2% versus estimates of +0.1% on a MOM basis. YOY it was...

06/13/2024

The members of the Fed have been fairly unanimous in their statements regarding holding higher rates for a longer period of time.

Pickleball right in your own backyard? Why not? 06/12/2024

Pickleball right in your own backyard? Why not? Pickleball. The sport became a thing in the summer of 1965, when its founders...

Markets get a boost on lower than expected Consumer Price Index 06/12/2024

Markets get a boost on lower than expected Consumer Price Index The improvement in rates began yesterday on the very strong 10 year note auction that implied markets were...

06/12/2024

Did you know? You can still achieve your homeownership dreams even with a low credit score! 🏡✨ Thanks to FHA loans, buying a home is more accessible than ever.

06/12/2024

If you don't qualify for a loan, here are some things you can try.

Adding soothing, neutral accents to your bathrooms 06/11/2024

Adding soothing, neutral accents to your bathrooms It wasn’t that long ago that bathrooms were simply “necessary rooms.” Usually one per house. Kids lined up...

06/11/2024

Mortgage insurance is a policy that protects lenders against some or most of the losses that result from defaults on home mortgages. See Full Video https://wi.st/3IAAWej

06/11/2024

Please join us in welcoming Timothy Young to our team as a Mortgage Loan Originator on our 55+ Lending Team! 🏡 With a passion for helping our senior clients achieve financial peace of mind and enjoy their retirement, Tim brings a wealth of expertise and dedication to our team. OneTrust Home Loans 55+ Lending

May Small Business Optimism Index came in better than expected 06/11/2024

May Small Business Optimism Index came in better than expected The May NFIB Small Business Optimism Index was higher than expected, hitting 90.5 versus estimates...

06/11/2024

It's not too late to register! https://go.onetrusthomeloans.com/builder-partnerships-webinar-06142024-sm.html?utm_source=facebook&utm_medium=corp&utm_campaign=builderWebinar06142024

Uncover the secrets to boosting your sales by 5% to 15% with tried-and-true strategies tailored for builders.

Discover financing tools and gain insights on:
• Structuring forward commitments
• Structuring custom temporary buydowns
• Using bridge loans and portfolio loans that others cannot do to sell more homes
• Understanding the credit box of your partners to ensure you are maximizing sales

06/11/2024

Credit plays an important role when you're trying to buy a home. Here are 7 common mistakes people make that can lower credit scores.

Real estate metrics reveal a shocking statistic 06/10/2024

Real estate metrics reveal a shocking statistic Price per square foot. It’s a measure used mostly in the construction industry. But when...

06/10/2024

Whether you are retired or not, here's to the open highway.

06/07/2024

Consumers are putting down more money to buy a home — but the typical down payment is still much less than you might expect.

Fight the fear: Prepare to buy a home before you ever start looking 06/07/2024

Fight the fear: Prepare to buy a home before you ever start looking Buying a house is the biggest expenditure any of us will ever make. The prospect of owing hundreds of thousands of...

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Videos (show all)

Build and finance your DREAM home!
Question #11 to Ask Before Saying Yes to the Offer
Question #10 to Ask Before Saying Yes to the Offer
Question #7 to Ask Before Saying Yes to the Offer
Question #3 to Ask Before Saying Yes to the Offer
Question #2 to Ask Before Saying Yes to the Offer
OneTrust Welcome Video

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Telephone

Address


3838 Camino Del Rio N Suite 305
San Diego, CA
92108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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