Julie Ozanich

Diving Into Mortgage Rates Today (November 21, 2022) & Shopping With Bill & Julie to Run the Numbers for 4610 67th St, San Diego, CA 92115

With changing mortgage rates and rising house prices chances are you've asked yourself, "How am I going to afford to buy a house?!" We hear you & are here to help break it down for you! Join us as we talk about the daily mortgage rates, what the current market trends mean for consumers & how you can afford to buy in today's market.

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Featured property listed by: Myrna Vandeveld, DRE Lic. 02020046 | The Real Estate Lady - TMV Real Estate | (619) 623-9534

Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Julie Ozanich, NMLS 479603 | Ga***rd-Hansen Team at CrossCountry Mortgage

Rate Source: Mortgage News Daily (www.mortgagenewsdaily.com)

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029, Branch NMLS 1437924 / 1628467 / 2309323 (www.nmlsconsumeraccess.org). This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. For more licensing and disclosures, visit www.gaylordhansen.com/disclosures-licensing-mortgage-rates-today.

Diving into Mortgage Rates Today (November 14, 2022) & Shopping with Bill & Julie to Run the Numbers for 4062 Craven Rd, Unit 55, Oceanside, CA 92057

With changing mortgage rates and rising house prices chances are you've asked yourself, "How am I going to afford to buy a house?!" We hear you & are here to help break it down for you! Join us as we talk about the daily mortgage rates, what the current market trends mean for consumers & how you can afford to buy in today's market.

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Featured property listed by: Carole DeJonge, DRE Lic. 01362707 | AARE | (760) 201-6402

Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Julie Ozanich, NMLS 479603 | Ga***rd-Hansen Team at CrossCountry Mortgage

Rate Source: Mortgage News Daily (www.mortgagenewsdaily.com)

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029, Branch NMLS 1437924 / 1628467 / 2309323 (www.nmlsconsumeraccess.org). This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. For more licensing and disclosures, visit www.gaylordhansen.com/disclosures-licensing-mortgage-rates-today.

What does a pre-approval entail and why is it important? Understanding what you qualify for and what you're comfortable paying is a very important aspect of homeownership. Julie and Ali discuss in more detail the importance of getting pre-approved and what the process takes.

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Ali Tyler (Loepfe), NMLS 1213343 | Ga***rd-Hansen Team at CrossCountry Mortgage
Julie Ozanich, NMLS 479603 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

A pre-approval is preliminarily approved based only upon the information we have received to date from you. All information must be verified prior to the issuance of a final loan approval. This is not an offer or commitment to lend nor does it guarantee a final loan approval. A final loan approval is subject to verification of the information you have provided and full underwriting review by CrossCountry Mortgage.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

Well said guys!

Good stuff! Thanks Bill for letting me share!

Listen in to this incredible home buying journey of Julie's client. It's inspiring and goes to show that if you want something bad enough, you can make it happen!

Consider this when cosigning on a loan for a friend or family member.

Saving for a down payment is a top priority when buying a home, but it's sometimes the biggest obstacle homebuyers face. The good news is that there are programs that can help get you into a home even if you're struggling to come up with a down payment! Join Bill and me to learn about your down payment assistance options.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Julie Ozanich, NMLS 479603 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029, Branch NMLS 1437924 / 1628467 / 2309323 (www.nmlsconsumeraccess.org). This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and does not act on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, please visit crosscountrymortgage.com/licensing-and-disclosures.