Liza Negrete Your AE - JMAC Lending

Contact [email protected]

Need to find more income to qualify?

Use Asset-Based income!

Not retired? No Problem!

Our Asset Utilization Non-QM program allows borrowers to use borrower’s portfolio assets for a purchase, refi or cash-out while keeping the assets in place to perform and earn money.

* Loan Amount from $125K to $4.0M

* Just 84 months to calculate qualifying income

* Up to 90% LTV/CLTV
* Combine W2 or S/E income with assets for higher income ok!
* 40-year fixed
* 30- and 40-year Interest Only
* 5/6, 7/6 and 10/6 ARMs
* Condo Hotels
* Appraisal Transfers accepted

California Mortgage Expo Irvine was a success!
Go JMAC!

Hi Rockstar Mortgage Pro!

Liza, your JMAC AE here to assist with your business today.

Below are some of the best JMAC products to take advantage of!

1 JUMBOs up to $4MIL (Temporary Buydowns available): 7.25%
2 Non-warrantable Condos: 7.25%
3 DSCR '0': Cash-out Investment (vacant or no lease) 8.75%
4 97% LTV NO MI purchase: 6.875%
5 12 or 24 mos P&L Only: 7.750%
6 12 or 24 mos Bk Stmt only: 7.750
7 NO fico FHA 96.50% LTV: 6.25%
8 Prime Full Doc & CES Alt doc HELOAN: 9%
9 Appraisal Transfers OK!
Close in 15 days or less.

Hit me up to find the best options for your borrower.

[email protected]

🎉 Get Ready for the “Zero Drama” Lending Game! 🎉

Hey there, savvy brokers! 🤝

Ready to break free from the DSCR (Debt Service Coverage Ratio) shackles? 🌟

At JMAC Lending, we’re all about that “0” ratio life! 🚀

Introducing Our “Zero Drama” NO Ratio DSCR 🔥

Venice Program:

1. Zero Stress: Forget about sweating over personal income statements.

Our program dances to the beat of the property’s cash flow. Cha-cha-cha! 💃

2. Zero Hassle: Traditional lenders? Pfft! 🫤
They’re all like,“Show us your tax returns, your grandma’s shoe size, and your favorite pizza topping.” 🤷🏻‍♀️

But not us! We’re the cool kids who say, “Show us the property’s value, and let’s make magic happen!”✨🎩 😎

3. Zero Worries: Worried about debt service payments? Fearnot! Our minimum DSCR ratio is like a superhero cape for property value. It swoops in and saves the day!🦸‍♀️ 💸

The “Zero Drama” Difference:

● Other Lenders: “DSCR must be at least 0.75x.”
● JMAC Lending: “DSCR? Nah, let’s just focus on that sweet property value.”🔎🏡📐

Why Choose JMAC?

1. We Speak Mortgage Loans:
Our team chats with exceptions, high-fives loan approvals, and fist-bumps fast closings. We’re practically fluent in closing real estate mortgage loans. 💰󰭉

2. Flexibility Galore:
Speak to underwriters? Check.
Lower interest rates? Double-check.
Close in 15 days? Triple-check!
We’re like a lending buffet—take what you need! 🍽

3. Happy Brokers,Happy Dance:
When brokers work with us,they do the “Zero Drama Shuffle. 🕺💃
”It’s like the Macarena, but with more zeros!

A Word of Wisdom:

Sure, our NO Ratio DSCR loans might be a tad pricier than traditional ones. But hey, quality comes at a price, and our program is like a VIP backstage pass to financial freedom! 🌟🎟

Ready to join the “Zero Drama” revolution? Slide into our DMs (or just email me). Let’s make lending fun again! 📞🎊

Remember, life’s too short for DSCR drama. Let’s keep it “zero chill” and rock those investment real estate deals! 🎸🎤

If you need more zest or have any other requests, hit me up—I’m your JMAC AE, a friendly lending hype person! 💃 [email protected]

JMAC the One-Stop Shop!

Check out our product line…DM or email me with any questions😉

Broker visits are not what it used to be.

Thank you so much for your kind words, Michael!

My customer’s satisfaction is my ultimate goal🌈🤩

New ★★★★★ 4.5 Star Experience.com Review by Michael B L Click to see all 30 reviews of Liza Negrete, Account Executive

Thank you so much, Tyler for the 5-star review!

New ★★★★★ 5 Star Experience.com Review by Tyler H Click to see all 28 reviews of Liza Negrete, Account Executive

Happy 4th everyone!

Thank you Jennifer for the 5-star review.😃

A M A Z I N G !

Closing 3 loans in 18 days!!!

Teamwork truly makes the dreamwork!!!

New ★★★★★ 5 Star Experience.com Review by Ben P Click to see all 21 reviews of Liza Negrete, Account Executive

Thank you so much for the 5-star Review, Top Street!

We look forward to closing many more loans with you!

makes the Dreamwork!

Andaz Rooftop San Diego…Meet and Greet at Nationwide Loans Spring Event❤️❤️❤️

Finding more borrowers is a necessity. JMAC has you covered with the most complete lineup of Non-QM options in the industry - including all document types and Hotel Condos.

Look first to JMAC for Non-QM. Visit

Contact: [email protected] or DM me today to learn more.

Let’s Win the Market

Thank you Morris for the 5-Star review. I am so happy you are pleased with our service closing your first VA Loan in 11 business days😃👍❤️

Thank you for the wonderful 5-Star review .

We look forward to closing more loans with you😃

Now you can!

We have the solutions for your borrowers with Credit Events Seasoned One Year.

Loans from $150K to $2.5M and FICOs from 600.

Let’s talk email [email protected].

Let's get lending.

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Contact: [email protected] to SIGN UP FOR LENDER PRICE!

I ❤️ my broker clients who recognizes and appreciate the hard work WE provide getting their loans closed sooner than expected with great ease!

Thank you, Darryl for the 5-star review😘

-qm

Seductress 😍

Family fun in Vegas!!!

GOOD NEWS!


Effective on 9/6/2022, for loans, we will be accepting states where the LO is not licensed to do business. This is only offered for the Channel.

Requirements from :

1) JMAC must approve the company and loan officer, and their “CA” license must be current.


Allowable States:

Colorado
Illinois
Kentucky
Maryland
New Hampshire
New Mexico
Ohio
Pennsylvania
South Carolina
Tennessee
Texas
Washington


For more details contact me at [email protected]

.

Thank you so much for the 5-star review, Olga😃

Let our Non-QM experts help you with your misplaced Non-QM loans.

JMAC offers a wide range of alternative lending
options with Appraisal Transfers accepted.

We are closing investor DSCR loans and Non-QM in 15-days.

Learn more at
Contact [email protected] to get started.
Let's lend Non-QM.

Perfect afternoon desert for energy, Iced Vanilla Mocha Cafe😋