Jozynne Marbas, Lenox/WesLend Financial, NMLS 1953053

5.0 star review received on Experience.com for Jozynne Marbas by Terrence L. - Jozynne was super patient and easy to work with, highly recommended, great customer experience.

New ★★★★★ 5 Star Experience.com Review by Terrence L Click to see all 42 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Andrew M. - Jo was very good at keeping me informed on all phases of my loan process

New ★★★★★ 5 Star Experience.com Review by Andrew M Click to see all 41 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Andrea R. - She was so on top of everything! Made it easy!

New ★★★★★ 5 Star Experience.com Review by Andrea R Click to see all 40 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Maureen T. - Jozynne completely earned our trust and our loyalty with her utmost professionalism, unparalleled industry knowledge and her devotion to providing the highest level of client service possible. She was highly responsive, supportive and understanding. We knew we could depend on her to deliver the best loan to meet our needs. It was ultimately because of her that we chose to refinance through Lenox. We are so very thankful for Jozynne!! She is totally AWESOME and a true BLESSING!

New ★★★★★ 5 Star Experience.com Review by Maureen T Click to see all 39 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Carol W. - Continued helping me complete all Documents that were needed

New ★★★★★ 5 Star Experience.com Review by Carol W Click to see all 38 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Angela J. - great communication, quick and easy, great people

New ★★★★★ 5 Star Experience.com Review by Angela J Click to see all 37 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Richard E. - The communication and follow through.

New ★★★★★ 5 Star Experience.com Review by Richard E Click to see all 36 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Michelle H. - Jozynne is an excellent communicator and very knowledgeable. She walked me through the process and kept me well informed.

New ★★★★★ 5 Star Experience.com Review by Michelle H. Click to see all 32 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Stacy B. - Personality! She was friendly, smart, quick, knowledgeable, determined to make sure we got what we needed. Awesome person! 😊

New ★★★★★ 5 Star Experience.com Review by Stacy B. Click to see all 32 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Dionni A. - Ms. Marbas respoded promptly to our inquiries.

New ★★★★★ 5 Star Experience.com Review by Dionni A. Click to see all 30 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Lawrence K. - Many complications with deed. Took Josette and Jessica much legwork to figure it out. They remained pleasant and professional throughout .
They are a credit to your company

New ★★★★★ 5 Star Experience.com Review by Lawrence K. Click to see all 30 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Jozynne Marbas by Rick M. - Jozynne Marbas is unlike any Loan Processor I have ever encountered in the 29 years I’ve been a homeowner. To say she went the “extra mile,” to help me get through this process is a huge understatement! She helped me where most others would have just tossed me aside and gone to another client. Her personal attention and caring for me and my situation was unlike any I have ever encountered, not only with a home refinance, but in any personal business transaction I have ever made. Lenox Financial Mortgate / WesLend Financial has an exceptionally amazing person on your team! I hope you all know how awesome she is and that you take care of her!!! If I ever need to go through the refinance process again, not only will I come back to Lenox, but I will seek her out personally, because I can’t imagine ever working with anyone else but her! All I can think of to say as I close is, THANK YOU JOZYNNE, YOU ARE AMAZING!!!!!

New ★★★★★ 5 Star Experience.com Review by Rick M. Click to see all 29 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

Moving tends to make people happier because it means they’re getting more bang for their buck. What other benefits are people reporting? See this article to find out...
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34% of Recent Movers Live In Single-Income Households, Up From 29% Before the Pandemic: Survey 34% of people who moved during the pandemic live in single-income households, up from 29% before the pandemic, per a new Redfin survey.

The Zestimate is “really hit and miss.” Sometimes it is spot on with value and others it’s off by hundreds of thousands of dollars, according to Ryan Lundquist, an appraiser in Sacramento, CA. This is a neat tool but I would never recommend...
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After Zillow's Home-Flipping Fiasco, Think Twice About Trusting 'Zestimate' Home Values Zillow's troubles raise a key question: Can buyers and seller's trust its home price estimates?

Consumers love the convenience of instant real-estate sales. Opportunity is there for the iBuyers that can stick it out, but Zillow has recently stopped buying altogether. Why the sudden turnaround, and what does this say about the future of real estate? https://brev.is/j8hf4

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5.0 star review received on Experience.com for Jozynne Marbas by Yvonne G. - The people I talked with were courteous and helpful.

New ★★★★★ 5 Star Experience.com Review by Yvonne G. Click to see all 28 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

Happy Halloween from all of us at Lenox/WesLend! We hope you have a safe, memorable and fun celebration. Have you ever wondered how black & orange became the official colors of Halloween? Read on to find out, if you dare...
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We Got to the Bottom of Why Black and Orange Are Halloween Colors There's a reason why these colors never go out of style.

5.0 star review received on Experience.com for Jozynne Marbas by Linda T. - Everything went smooth with no major surprises

New ★★★★★ 5 Star Experience.com Review by Linda T. Click to see all 26 reviews of Jozynne Marbas,
Lenox Financial Mortgage / WesLend Financial

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do. https://brev.is/2aQzf

When mortgage shopping, does checking your credit scores lower them? Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

Overall, the skewing of home purchases to older Americans is a concerning trend, given that homeownership is equated with the American Dream for many. First-time buyers have it tougher than ever now. Here's what the competitive landscape looks like today. https://brev.is/h7pyD

Why Older Buyers Have Such a Big Advantage in Today's Housing Market They're offering cash and beating out first-time buyers.

One of the first financial factors a lender will review is your DTI. To determine your DTI, take your gross monthly income before taxes and divide that by the total amount you pay in recurring monthly debt. Find out what to include and more here...
https://brev.is/QKvGZ

How Much Should I Spend on a House? 4 Steps to Follow Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates. https://brev.is/dFcV1

Risk Rating 2.0: What to Know About FEMA’s New Flood Insurance System FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

More than a quarter of buyers this year blew past their initial home-buying budget. With record-high home prices, it's easy to see why. Before you make an offer on a new home, contact us to get your pre-approval squared away and set a realistic budget. https://brev.is/HEKsV

How much house can you afford? Here’s what first-time homebuyers need to know More than a quarter of buyers this year blew past their initial home-buying budget.

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you. Find out more here: https://brev.is/Pi445

Is Now A Good Time To Refinance Your Mortgage? With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you.

With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing. https://brev.is/Gyai3

Want to Refinance Your Mortgage? Do These 7 Things Now With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing.

5.0 star review received on Experience.com for Jozynne Marbas by Alyson V. - Jozynne was always in contact with me and worked me through anything I requested. She was very personable and the experience was very professional and very fast. We are extremely happy.

New ★★★★★ 5 Star Experience.com Review by Alyson V. Click to see all 21 reviews of Jozynne Marbas,
Mortgage Advisor

Title insurance protects all parties involved in the sale and purchase of a home and is a one-time cost that protects you for the lifetime of your loan. While title insurance can seem like a high cost, it can bring you peace of mind. Find out more here:
https://brev.is/Jv7LR

How Much Does Title Insurance Cost and Is It Required? You need a clean title to close the purchase on a house. Title insurance protects you in case there are issues. But, how much does title insurance cost?

Purchasing a new home is an exciting time, but before you fall in love with your dream home, be sure to consider all of your expenses. If you want to pinpoint a comfortable budget and not have any surprise later on, contact us for some budgeting advice.
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How Much Should I Spend on a House? 4 Steps to Follow Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

Closing on a home or real estate investment property can be a tedious and time-consuming process. How long does it take to buy a house? Find out here. https://brev.is/eEwMe

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4.83 star review received on Experience.com for Jozynne Marbas by Corwin G. - It got done

New ★★★★★ 4.83 Star Experience.com Review by Corwin G. Click to see all 19 reviews of Jozynne Marbas,
Mortgage Advisor

5.0 star review received on Experience.com for Jozynne Marbas by Michael C. - Jozynne always kept me informed on every step of the refi, my text messages were always answered promptly. Great job! Thanks Jo..!!

New ★★★★★ 5 Star Experience.com Review by Michael C. Click to see all 19 reviews of Jozynne Marbas,
Mortgage Advisor

A change from Fannie Mae means more mortgage lenders will consider rental payment history when deciding whether to make loan. https://brev.is/93YHi

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Though businesses and people are trying to return to some sort of normalcy, the real estate industry's future is still in flux. https://brev.is/T5AmT

Council Post: 11 Predictions For The Future Of The Real Estate Market Though businesses and people are trying to return to some sort of normalcy, the real estate industry's future is still in flux.

5.0 star review received on Experience.com for Jozynne Marbas by Anthony T. - The communication

New ★★★★★ 5 Star Experience.com Review by Anthony T. Click to see all 18 reviews of Jozynne Marbas,
Mortgage Advisor

5.0 star review received on Experience.com for Jozynne Marbas by Douglas N. - Want to let you know that my mortgage advisor. Excellent job and was very helpful and understanding with the whole process for me.
Thank you so much

New ★★★★★ 5 Star Experience.com Review by Douglas N. Click to see all 17 reviews of Jozynne Marbas,
Mortgage Advisor

5.0 star review received on Experience.com for Jozynne Marbas by Scott B. - Communication was outstanding. Sorry, my bank was a challenge to work with. Jozynne and Lenox Financial helped me work through the hurdles. For a "remote" refinance process it was seamless. Thanks!

New ★★★★★ 5 Star Experience.com Review by Scott B. Click to see all 16 reviews of Jozynne Marbas,
Mortgage Advisor

High levels of home equity will keep most borrowers who are behind on their payments due to Covid from going into foreclosure. https://brev.is/atKwz

Covid mortgage bailouts are expiring fast, but here's why a foreclosure crisis is unlikely High levels of home equity will keep most borrowers who are behind on their payments due to Covid from going into foreclosure.

Before applying for a mortgage, check your debt ratio to help you increase your odds of getting approved. How do you do that? Here are some tips. If you need additional guidance, give us a call. We are happy to help!
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Here's how much of your monthly income should go toward debt repayment Select spoke with financial experts for their best advice on how to decide how much to spend on your debt each month.

Are opportunities for buyers finally improving as we near the end of 2021? Have sellers missed the peak in prices? Where is the market going? Find out here...
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Council Post: The 2021 Real Estate Market: Predictions For The Final Quarter Are the nation's sellers and buyers right — is it really a bad time to buy and a great time to sell?