Thomas Martinez, Lenox/WesLend Financial, NMLS 1473019

4.83 star review received on Experience.com for Thomas Martinez by Joanne C. - - Turnaround on closing was better than expected, comparing against prior refinancing with other companies, and given it was during the holiday season.
- Online document access and features were very helpful
- Turnaround and content for questions I had was excellent.

New ★★★★★ 4.83 Star Experience.com Review by Joanne C Click to see all 65 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Judith W. - Consice, informative and relatively easy. My only concern was the high cost charged for appraisal. Seemed to be twice the going rate.

New ★★★★★ 5 Star Experience.com Review by Judith W Click to see all 64 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

4.83 star review received on Experience.com for Thomas Martinez by Heather D. - Thomas Martinez, Sophie Ngo (Escrow Officer) and Gigi Kyritsis ( Sr. Loan Processor) were all a pleasure to work with. They were attentive to our requests and answered any questions promptly.

New ★★★★★ 4.83 Star Experience.com Review by Heather D. Click to see all 57 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Tommy H. - The whole process very easy and Thomas communication was awesome.

New ★★★★★ 5 Star Experience.com Review by Tommy H. Click to see all 57 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Barbara H. - Thomas was awesome to work with, he's professional, very organized and attentive to the details. This was by far the best loan process we've every experienced. I will definitely recommend and use his service in the future. Thank you !!!

New ★★★★★ 5 Star Experience.com Review by Barbara H. Click to see all 57 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Alejandro P. - They made it easy to help resolve issues, it was such a relief for them to be patient and leas stressful

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5.0 star review received on Experience.com for Thomas Martinez by Carolyn B. - My loan officer heard my concerns and immediately addressed them. He established himself in my mind as professional, considerate, and extremely knowledgeable of lending guidelines. He restored my trust in the overall process from beginning to end.i was nervous in the beginning, but his calm demeanor, and prompt responses to my questions, and recognizing that being fearful is natural for some people.

New ★★★★★ 5 Star Experience.com Review by Carolyn B. Click to see all 56 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Jason S. - Smooth, expedient transaction.

New ★★★★★ 5 Star Experience.com Review by Jason S. Click to see all 55 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Roger T. - The process was smooth it was like driving on cruise control . Many thanks to Tom and Gigi.

New ★★★★★ 5 Star Experience.com Review by Roger T. Click to see all 54 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

5.0 star review received on Experience.com for Thomas Martinez by Margaret R. - Thomas and Gigi were always available to answer our questions, and to accommodate us as best they could in our quest to cash out the amount of funds we needed. I recommend Thomas and his team highly.

New ★★★★★ 5 Star Experience.com Review by Margaret R. Click to see all 53 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

Moving tends to make people happier because it means they’re getting more bang for their buck. What other benefits are people reporting? See this article to find out...
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34% of Recent Movers Live In Single-Income Households, Up From 29% Before the Pandemic: Survey 34% of people who moved during the pandemic live in single-income households, up from 29% before the pandemic, per a new Redfin survey.

The Zestimate is “really hit and miss.” Sometimes it is spot on with value and others it’s off by hundreds of thousands of dollars, according to Ryan Lundquist, an appraiser in Sacramento, CA. This is a neat tool but I would never recommend...
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After Zillow's Home-Flipping Fiasco, Think Twice About Trusting 'Zestimate' Home Values Zillow's troubles raise a key question: Can buyers and seller's trust its home price estimates?

4.83 star review received on Experience.com for Thomas Martinez by Carlos C. - The inquiry on my conversation with Mr Martinez is very good. This is the first time I deal this type of businez with this company which is new to new. I wish the result will be good!

New ★★★★★ 4.83 Star Experience.com Review by Carlos C. Click to see all 50 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

Consumers love the convenience of instant real-estate sales. Opportunity is there for the iBuyers that can stick it out, but Zillow has recently stopped buying altogether. Why the sudden turnaround, and what does this say about the future of real estate? https://brev.is/j8hf4

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4.83 star review received on Experience.com for Thomas Martinez by Marianne P. - Very professional, friendly, understanding!

New ★★★★★ 4.83 Star Experience.com Review by Marianne P. Click to see all 49 reviews of Thomas Martinez,
Lenox Financial Mortgage / WesLend Financial

Happy Halloween from all of us at Lenox/WesLend! We hope you have a safe, memorable and fun celebration. Have you ever wondered how black & orange became the official colors of Halloween? Read on to find out, if you dare...
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We Got to the Bottom of Why Black and Orange Are Halloween Colors There's a reason why these colors never go out of style.

Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do. https://brev.is/2aQzf

When mortgage shopping, does checking your credit scores lower them? Relax — any credit score checks by you or the lenders won't have much of an effect on your scores. But there definitely are things you shouldn't do.

Overall, the skewing of home purchases to older Americans is a concerning trend, given that homeownership is equated with the American Dream for many. First-time buyers have it tougher than ever now. Here's what the competitive landscape looks like today. https://brev.is/h7pyD

Why Older Buyers Have Such a Big Advantage in Today's Housing Market They're offering cash and beating out first-time buyers.

One of the first financial factors a lender will review is your DTI. To determine your DTI, take your gross monthly income before taxes and divide that by the total amount you pay in recurring monthly debt. Find out what to include and more here...
https://brev.is/QKvGZ

How Much Should I Spend on a House? 4 Steps to Follow Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates. https://brev.is/dFcV1

Risk Rating 2.0: What to Know About FEMA’s New Flood Insurance System FEMA recently introduced Risk Rating 2.0. Find out what Risk Rating 2.0 means for homeowners and the impact it will have on flood insurance rates.

5.0 star review received on Experience.com for Thomas Martinez by Heather W. - Able to do this pretty much all online

New ★★★★★ 5 Star Experience.com Review by Heather W. Click to see all 45 reviews of Thomas Martinez,
Mortgage Advisor

More than a quarter of buyers this year blew past their initial home-buying budget. With record-high home prices, it's easy to see why. Before you make an offer on a new home, contact us to get your pre-approval squared away and set a realistic budget. https://brev.is/HEKsV

How much house can you afford? Here’s what first-time homebuyers need to know More than a quarter of buyers this year blew past their initial home-buying budget.

With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you. Find out more here: https://brev.is/Pi445

Is Now A Good Time To Refinance Your Mortgage? With average mortgage rates below 3%, it’s a great time to reevaluate your home loan and see if a refi is right for you.

With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing. https://brev.is/Gyai3

Want to Refinance Your Mortgage? Do These 7 Things Now With mortgage rates near 3%, millions of homeowners can still reduce their interest rates and monthly payments by refinancing.

4.67 star review received on Experience.com for Thomas Martinez by Donna N. - everything went smooth. the only thing i would say needs to be worked on is letting us know that we were all set getting the loan.then again i may not have understood one of the e-mails correctly. GREAT JOB FROM EVERYONE donna and glenn

New ★★★★★ 4.67 Star Experience.com Review by Donna N. Click to see all 44 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by James B. - I received concise straight answers to my questions and they made the whole process easy

New ★★★★★ 5 Star Experience.com Review by James B. Click to see all 43 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by Larry D. - thomas went out of his way to assure me of the process.

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Title insurance protects all parties involved in the sale and purchase of a home and is a one-time cost that protects you for the lifetime of your loan. While title insurance can seem like a high cost, it can bring you peace of mind. Find out more here:
https://brev.is/Jv7LR

How Much Does Title Insurance Cost and Is It Required? You need a clean title to close the purchase on a house. Title insurance protects you in case there are issues. But, how much does title insurance cost?

5.0 star review received on Experience.com for Thomas Martinez by Paul M. - Constant and timely communication from Thomas and Gigi. Any questions we had were answered right away.

New ★★★★★ 5 Star Experience.com Review by Paul M. Click to see all 39 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by Yvonne M. - Clearly communicated throughout the entire process.

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Purchasing a new home is an exciting time, but before you fall in love with your dream home, be sure to consider all of your expenses. If you want to pinpoint a comfortable budget and not have any surprise later on, contact us for some budgeting advice.
https://brev.is/vrbqO

How Much Should I Spend on a House? 4 Steps to Follow Know how much you should spend on a house before committing yourself to mortgage payments for the next 15 to 30-years.

Closing on a home or real estate investment property can be a tedious and time-consuming process. How long does it take to buy a house? Find out here. https://brev.is/eEwMe

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A change from Fannie Mae means more mortgage lenders will consider rental payment history when deciding whether to make loan. https://brev.is/93YHi

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Though businesses and people are trying to return to some sort of normalcy, the real estate industry's future is still in flux. https://brev.is/T5AmT

Council Post: 11 Predictions For The Future Of The Real Estate Market Though businesses and people are trying to return to some sort of normalcy, the real estate industry's future is still in flux.

5.0 star review received on Experience.com for Thomas Martinez by Karl T. - From start to finish, the loan took about a week and a half to close.

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5.0 star review received on Experience.com for Thomas Martinez by Michael M. - Process was very easy to complete

New ★★★★★ 5 Star Experience.com Review by Michael M. Click to see all 36 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by Arthur M. - The process was fast, efficient, anf very customer friendly. Thomas and Gigi both did a great job!

New ★★★★★ 5 Star Experience.com Review by Arthur M. Click to see all 32 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by Val D. - Good customer serv

New ★★★★★ 5 Star Experience.com Review by Val D. Click to see all 32 reviews of Thomas Martinez,
Mortgage Advisor

5.0 star review received on Experience.com for Thomas Martinez by Gail L. - Communication was awesome and he was very patient with me . Things went smoothly and quickly.

New ★★★★★ 5 Star Experience.com Review by Gail L. Click to see all 29 reviews of Thomas Martinez,
Mortgage Advisor

High levels of home equity will keep most borrowers who are behind on their payments due to Covid from going into foreclosure. https://brev.is/atKwz

Covid mortgage bailouts are expiring fast, but here's why a foreclosure crisis is unlikely High levels of home equity will keep most borrowers who are behind on their payments due to Covid from going into foreclosure.