Norita A. Mootoo NYS Licensed Realtor

TWO FAMILY HOMES IN SCHENECTADY, NY FOR SALE UNDER $100K! ⬇️
(Check comments)

Think buying a home is out of reach? Think again!

If you have these three essentials, you’re closer than you think:

1. Steady Income 💴 – A job or stable source of income shows lenders you’re reliable.

2. Good Credit Score 📉 – A healthy credit score opens the door to better interest rates and loan options.

3. Down Payment or Savings 💰 – It doesn’t have to be huge! Many programs are available with low down payments, and some even help cover closing costs.

With the right steps and the right realtor by your side, homeownership is within reach.

Let’s talk about how to get you there! ⤵️

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]

ATTENTION SCHENECTADY INVESTORS! 📣

📍 215 Furman Street Schenectady, NY 12304

Turn this into a money-making opportunity or make it your own home! 💸

This spacious 3-bed, 1-bath home is packed with potential and priced to move at just $99,900!

✨ Conveniently located off State Street near shopping and dining, with off-street parking, a large yard, and deck.

✨ Perfect for investors or first-time buyers looking for a project.

*Property sold as-is; cash or hard money only* — don’t let this chance slip by!

Schedule your showing with me today. ⤵️

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]

Struggling with paying utility bills? Don’t stress, there’s help! 💡

If paying your home’s energy costs has you worried, there are federally funded programs that can help cover heating and cooling expenses.

The Home Energy Assistance Program (HEAP) and NYSERDA (New York State Energy Research and Development Authority) offer valuable support for homeowners and renters.

These programs not only help cover your bills but also offer tips to make your home more energy-efficient, saving you even more in the long run! 💰🌱

If you’ve been stressing over high bills, check the comments for links to these programs that can help keep your home comfortable without breaking the bank!

JUST CLOSED on our first home! 🔑💖🏡

Never imagined I’d be representing myself as a realtor on my own home, but here I am 💪🏽

✨Buying a home with little to no cash? It’s possible!✨

1️⃣ 100% Financing Programs: USDA and VA loans are excellent if you want to skip the down payment. And if you’re a first-time buyer, consider an FHA loan, which only requires a 3.5% down payment!

2️⃣ Seller-Paid Closing Costs: Find out your closing costs and negotiate with the seller to cover them. Keep in mind, sellers aren’t obligated to pay, and each loan has a limit on how much they can contribute.

💎 Pro strategy: Target homes that have been on the market for 30+ days or those with recent price drops. Instead of asking for a lower price, request seller credits to cover your closing costs.

🎯 Final Steps: You’ll still need to budget for some out-of-pocket expenses like earnest money ($500), appraisal fees ($600), and possibly a home inspection (~$400). But sometimes, these can be gifted by others!

🔍 Get Professional Advice: Every homebuyer’s situation is different, so consult with a reputable lender/realtor to explore your options.

📌 Reminder: This is about how you can buy a home with minimal cash, not whether you should.

🏡 Just Leased! 🎉

Congratulations to my clients, J.T. and M.S., on finding their perfect home! This journey was special as they are expecting, and they were stressed about finding a home in time for the baby’s arrival. 👶🏼

After weeks of searching, we found a place that checks all their boxes: a spacious layout, a cozy neighborhood, and close to work.

Leveraging my extensive list of property owners who rent out their apartments, I was able to quickly facilitate a lease that met all their needs.

If you’re looking to lease, buy, or sell, I’d love to help you find your dream home too! ☺️

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]

📍 1 Palm Street Rotterdam, NY 12306
3 beds 🛌 • 3 baths 🛀 • 1,240 SQFT 📐 • $270K 💰

Move-in ready home in Colonial Manor, Rotterdam, within the Mohonasen School District!

✨ First-floor primary suite with a private bath, an open floor plan with high ceilings in the living and dining areas

✨ Granite countertops, stainless steel appliances, washer/dryer, new flooring, updated bathrooms, basement windows, lighting, and a new heating system.

✨ Spacious detached two-car garage provides ample storage and workspace, perfect for a crafting area or entertainment spot.

✨ Conveniently located near restaurants and shopping.

Reach out to schedule your showing. ⤵️

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]
Listing courtesy: Gina Mojanoski

Many of you are saying you can’t afford homes priced between $200,000 and $300,000, but you really can—you just don’t know it yet.

You don’t need to pay all that cash upfront. There are mortgage loans that can help.

❇️ One popular option is an FHA loan (specifically designed for first time home buyers) which lets you buy a home with just a 3.5% down payment. For a $200,000 home, that means you only need $7,000 upfront.

If you have questions about FHA loans or other options, I’m here to help. Let’s make your dream home a reality!

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]

📍 120 Elmer Avenue
Schenectady, NY 12308

4 beds 🛌 | 3 baths 🛀
2,385 SQFT 📐 | $369,900 💰

Stunning Fully Updated Colonial Home! Featuring 4 bedrooms, 3 bathrooms, a spacious living room with a wood-burning fireplace, an elegant dining room, and a modern kitchen with quartz countertops and stainless steel appliances.

✨ Enjoy HVAC heating, crown moldings, and beautiful light fixtures. The attic offers a huge bonus space.

✨ Relax on the front porch or back deck. Parking for 3+ cars with a detached 2-car garage and extra attic storage.

✨ Conveniently located near Union St shopping and restaurants. Reach out to schedule a showing! ⬇️

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]
Listing courtesy: Ginnel Gumani

Want a better shot at getting approved for real estate loans? 👀

Check the comments.

SCHENECTADY TWO FAMILY HOMES FOR SALE UNDER $100K ⬇️

SCHENECTADY HOMES FOR SALE UNDER $100K ⬇️

Anyone can call themselves a real estate agent, but when it comes down to navigating the complex market and actually closing deals, that's where the true expertise shines. 🌟

Buyers, I hate to break it to you but … things are about to get competitive again.

If rates go down 1% there is an estimated FIVE MILLION BUYERS predicted to flood the market.

If you’re thinking of buying in the near future, let’s act fast. 👇

Norita Mootoo
REALTOR®
Phone: 518.888.2968
Email: [email protected]

Why you should ignore the interest rates and buy Real Estate NOW? 👇

When rates drop, more buyers enter the market thinking it’s cheaper to buy a home.

However, when buyers flood the market, bidding wars begin and prices skyrocket. 🚀

Right now, many homes on the market have sellers who will drop the price a bit AND contribute at closing to a buyers costs, such as loan fees, title insurance, etc.

If buyers flood the market, sellers with the limited inventory will stop negotiating again …
And we could see what we saw for the last three years: Homes selling for over list price with no seller help on buyers costs.

If interest rates scare you now, WAIT until they go back down to 5%.

There you are, making your 7th offer, waiving inspections, paying $30k more, AND offering $25k OVER APPRAISAL in hopes you'll be chosen out of 15 other offers!

Just something to think about for those that are waiting for interest rates to come down. 💭🤨

Ninety percent of all millionaires become so through owning real estate.

With that being said … which family am I bringing to the closing table next?

You know what to do when you’re ready for my services!👇

Norita Mootoo
REALTOR®
☎️: 518.888.2968
💻: www.noritamootoo.realtor
✉️: [email protected]

Officially sold & delivered! 🎉

Congratulations to my client, a first time home buyer … let the new adventures and new memories begin! 🏡

Are you in the market to buy or sell Real Estate? Contact me! ⬇️

Norita Mootoo
REALTOR®
☎️: 518.888.2968
💻: www.noritamootoo.realtor
✉️: [email protected]

Grateful. 🙏🏽

We listed this property 4 days ago for sale, and today we have a fully executed contract.

Next stop, closing table 👏🏽🥳

Are you looking to sell? My team & I can ensure that we will market your property to the best of our ability and help get it sold! 💪🏽

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Training session to better assist our clients and business 🤝

Phenomenal session this morning by Ryan Clark! Thank you to Jimmy Burgess for joining us via zoom to kick off this seminar!

Opportunities don’t happen, you create them. ⏰💰

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ATTENTION investors, take notes!! 🚨

**City of Schenectady Owned Property, property had a fire**

To get this place back to original, it is in need of some love!! 🛠️👷🏽

💲Current price: $1,500
💲Estimated code repair: $66,800

Would anyone like to view this property? Message/call me.

☎️: 518.888.2968

Listing courtesy: John Judski | Berkshire Hathaway HomeServices BLAKE, REALTORS