Benjamin Ainley, Bankers Life Agent

I’m a retirement planner and Medicare specialist.

If you want to make sure you don’t outlive your income and are prepared for the future, message me, and we’ll set up an appointment.

Astronaut Gear of the Future May Fight Bone and Muscle Loss 11/25/2021

As we learn more about how time in space impacts the human body, scientists strive to find ways to protect it.

Astronaut Gear of the Future May Fight Bone and Muscle Loss New space suits and muscle stimulators could keep spacefarers fit on long voyages.

7 Steps to Make Your Financial Goals Easier to Achieve 11/24/2021

Following these actionable steps can help you get closer to your financial dreams.

7 Steps to Make Your Financial Goals Easier to Achieve Whether you want to get out of debt or save for a vacation, these tips can make your dream a reality.

9 Kitchen Tools That Save Time and Your Health 11/23/2021

Looking to improve your eating habits? Take a glance at some handy kitchen items that can make eating healthy easier.

9 Kitchen Tools That Save Time and Your Health These are the kitchen gadgets dietitians use in their kitchen to make healthy eating easier.

Mental Health Tips to Keep Your Mind Sharp in Retirement - Bankers Life Blog Mental Health Tips to Keep Your Mind Sharp in Retirement 11/22/2021

Memory games, crosswords, sudoku, and more! See all the fun ways to keep your mind sharp at the Bankers Life blog.

Mental Health Tips to Keep Your Mind Sharp in Retirement - Bankers Life Blog Mental Health Tips to Keep Your Mind Sharp in Retirement It’s a normal part of aging to experience memory loss, sensory changes, and even trouble with problem-solving. But those can also be signs of Alzheimer’s Keeping your mind healthy may be one of the most important—and most overlooked—parts of your health plan. That’s especially true as we g...

What is the best age to buy long-term care insurance? - Bankers Life Blog 11/20/2021

If you buy long-term care insurance too early, you may pay premiums for far too long. But if you buy it too late, you may not be approved for a policy, or your premiums may be too high. Check out this blog post for advice on the best age for securing long-term care insurance: https://www.bankerslife.com/insights/understanding-insurance/what-is-the-best-age-to-buy-long-term-care-insurance/?utm_source=facebook&utm_medium=social&utm_content=848373-1745653&utm_campaign=hearsay

What is the best age to buy long-term care insurance? - Bankers Life Blog The timing of when to buy long-term care insurance is critical. Here’s what you need to know.

Five Non-Negotiables for Your Retirement - Bankers Life Blog 11/19/2021

We look at Baby Boomers Top 5 non-negotiables in retirement. Do they match up with any of yours? Find out at our blog.

Five Non-Negotiables for Your Retirement - Bankers Life Blog For years, The Center for a Secure Retirement has asked retirees (and soon-to-be retirees) what their non-negotiables are. And the pandemic changed the

100 Best Inventions of 2021 11/18/2021

From accessibility and AI to productivity and wellness, there are insightful inventions that can help make people's lives easier.

100 Best Inventions of 2021 Groundbreaking innovations that are making the world better, smarter and a little more fun

What You Need To Know When Taking A Withdrawal From Your 401k 11/17/2021

If you are thinking about taking money from your 401(k), learn more about the things to consider first.

What You Need To Know When Taking A Withdrawal From Your 401k While many 401(k) plans allow participants to take withdrawals while they are still employed (commonly known as in-service withdrawals or distributions), they generally are permitted only in specific situations.

What a Dietitian Actually Eats 11/16/2021

Need a refresh on your diet? Take a look at how a dietician stocks their fridge.

What a Dietitian Actually Eats These are the staple foods you'll always find in this nutritionist's refrigerator, freezer, pantry and car.

What services does Medicare cover? - Bankers Life Blog 11/15/2021

Are you signing up for Medicare Parts A and B during this year’s Annual Enrollment Period? Check out this blog post to learn about services covered by these plans: https://blog.bankerslife.com/insights/understanding-insurance/what-services-does-medigap-plans-cover/

What services does Medicare cover? - Bankers Life Blog You’ve probably heard that Medicare doesn’t cover everything. But what services does Medicare cover? The following are the types of services covered...

5 Common Mistakes to Avoid When Naming Beneficiaries 11/12/2021

Naming beneficiaries can be challenging, not only due to the legal and tax rules, but also because of the emotional burden. Insight into common mistakes can help make the process easier for yourself—as well as make life easy for your beneficiaries. Here are five pitfalls to avoid: https://www.centerforasecureretirement.com/Posts/5-Common-Mistakes-to-Avoid-When-Naming-Beneficiaries

5 Common Mistakes to Avoid When Naming Beneficiaries It's easy to make mistakes when naming beneficiaries, but the impact can be significant. Here is how to avoid five common pitfalls.

Neuron Bursts Can Mimic Famous AI Learning Strategy | Quanta Magazine 11/11/2021

The research sheds light on how neurons communicate with each other.

Neuron Bursts Can Mimic Famous AI Learning Strategy | Quanta Magazine A new model of learning centers on bursts of neural activity that act as teaching signals — approximating backpropagation, the algorithm behind learning in AI.

What A Sleep Psychologist Chooses For A Bedtime Snack 11/09/2021

Did you know there are certain snacks that can help promote better sleep?

What A Sleep Psychologist Chooses For A Bedtime Snack Healthy, hearty nibbles that may help you sleep through the night.

How Much Does Assisted Living Cost 11/08/2021

The need for additional care as a person ages can put retirees and their loved ones in a difficult spot. All parties want to ensure the best possible care, but costs can be a significant worry for people on a fixed income as well as their families. Here's what you need to know about planning ahead for long-term care and other assisted living needs: https://www.centerforasecureretirement.com/Posts/How-Much-Does-Assisted-Living-Cost

How Much Does Assisted Living Cost How much does assisted living cost? Assisted living or long-term care can potentially put a dent in a retirement budget. Here's what you need to know.

6 Books for the Retirement Mindset 11/05/2021

Preparing to retire? Check out these six books that can help support your transition into a retirement lifestyle: https://www.centerforasecureretirement.com/Posts/6-Books-for-the-Retirement-Mindset

6 Books for the Retirement Mindset These books for the retirement mindset can help you start planning for the retirement of your dreams.

Timeline photos 11/05/2021

What are the Medicare Changes for 2022?
Get all your Medicare questions answered from the comfort of your couch. Register for a free, 45-minute webinar!
By popular demand – Two final webinar dates added!
Monday, Nov. 8 or Thursday, Nov. 11
https://cloud.bankerslife.com/prepare_for_care_2021

300-year-old tree rings confirm recent uptick in hurricane-driven rainfall 11/04/2021

Tree rings add insightful data into current rainfall patterns.

300-year-old tree rings confirm recent uptick in hurricane-driven rainfall There’s been nothing like these cyclone seasons for at least several centuries.

Scary Money Tasks to Tackle Now - NerdWallet 11/03/2021

It may be spooky season but personal finances don't have to be terrifying.

Scary Money Tasks to Tackle Now - NerdWallet Caregiving for your parents and estate planning are things no one wants to think about, but planning for them now can spare you from problems later.

How To Get The Most Bang For Your Buck From Fruits & Veggies 11/02/2021

Need some plant-based inspiration in your diet?

How To Get The Most Bang For Your Buck From Fruits & Veggies Here's how to get the most nutritional bang for your buck.

5 Ways to Help Keep Your Brain Healthy - Bankers Life Blog 11/01/2021

When it comes to healthy aging, most people focus on keeping their body strong. And while that is extremely important, it’s also crucial to keep your brain healthy too. Check out our blog for tips for keeping your mind sharp!

5 Ways to Help Keep Your Brain Healthy - Bankers Life Blog Prioritizing your brain health is crucial as you age. Luckily there are simple ways you can help keep your brain healthy as you age. Here are five...

10/30/2021

While Medicare covers the majority of retirement health care expenses, it won’t pay for everything. And those out-of-pocket charges could add up quickly. Check out this article to learn how Medicare Supplement insurance can help: https://www.centerforasecureretirement.com/Posts/What-Is-Medicare-Supplement-Insurance-Medigap

How to Find Low-Income Senior Housing in Retirement 10/29/2021

One of the biggest costs seniors face is housing. A large mortgage or rental payment doesn’t fit into the retirement budgets of many. Check out this article for helpful information on low-income senior housing: https://www.centerforasecureretirement.com/Posts/How-to-Find-Low-Income-Senior-Housing-in-Retirement

How to Find Low-Income Senior Housing in Retirement Many rely on a fixed income in retirement, making finding low-income senior housing a priority. Here's what you need to know.

Ground-Level Ozone Is a Creeping Threat to Biodiversity 10/28/2021

The impact of ground-level ozone can impact everything it touches.

Ground-Level Ozone Is a Creeping Threat to Biodiversity Scientists are learning how this pollutant damages plants and trees, setting off a cascade of effects that harms everything from soil microbes to wildlife.

8 Things You Can Do Today to Stop Stressing About Money 10/27/2021

Addressing your financial stress head on with actionable goals is the best way to help minimize it.

8 Things You Can Do Today to Stop Stressing About Money A little stress is a good thing. It keeps us on our toes, challenges us to improve and can even lead to healthier brain function. A life without any stress at all would be pretty boring. But when i…

10 Tips to Spice Up Your Fitness Routine 10/26/2021

Keeping your workout routines fresh is key to not letting your body get used to them and stagnating.

10 Tips to Spice Up Your Fitness Routine A fitness expert explains why a variety of exercises is important. Here are 10 tips to ensure your workout remains effective and interesting.

Timeline photos 10/25/2021

Medicare Q+A webinar - Register now to reserve your spot!

Does Medicare pay for all your health care expenses? Attend a brief, virtual seminar to learn what Medicare does and doesn’t cover.

Get all your questions answered.
RSVP for a FREE seminar. Multiple dates available!
https://cloud.bankerslife.com/prepare_for_care_2021

Retirement - Importance of Purpose and Contribution Post-Work 10/24/2021

Retirement will leave you with plenty of time to find purpose and live your life to the fullest. How will you live your life during retirement? Read more here.

Retirement - Importance of Purpose and Contribution Post-Work The past year has been a whirlwind of a ride for most during retirement. Many individuals are navigating their new normal. While most retirees are looking

Considering Working in Retirement Heres What to Keep in Mind 10/22/2021

With Americans living longer, it's becoming more common to work past the typical retirement age as the cost of living continues to rise. If you are considering working in retirement, it's important to understand the financial impact, including the possible downsides. Read here for more information: https://www.centerforasecureretirement.com/Posts/Considering-Working-in-Retirement-Heres-What-to-Keep-in-Mind

Considering Working in Retirement Heres What to Keep in Mind Are you considering working in retirement? Make sure you understand the potential pros and cons, including the impact on your government benefits.

A Massive Subterranean ‘Tree’ Is Moving Magma to Earth’s Surface | Quanta Magazine 10/21/2021

The tree's root is suspected to be as old as the earth itself.

A Massive Subterranean ‘Tree’ Is Moving Magma to Earth’s Surface | Quanta Magazine Deep in the mantle, a branching plume of intensely hot material appears to be the engine powering vast volcanic activity.

Why the 4-per-cent rule is too simplistic for modern retirement planning 10/20/2021

What is the 4 percent rule and is it enough when it comes to planning for your future?

Why the 4-per-cent rule is too simplistic for modern retirement planning This ‘one-dimensional’ withdrawal plan doesn’t take market conditions, people’s lifestyles, or increasing life expectancies into account

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