Insight Planning Group - Thrivent

Trick or treat! Wishing you a happy Halloween full of spooky fun, lots of treats, and hopefully very few tricks, from Insight Planning Group of Thrivent.

When you start investing for your future, the possibilities can seem overwhelming. While it’s important to maintain diversity in your investments, some options are going to work better for client’s individual needs. At Insight Planning Group of Thrivent, our skilled team of professionals are here to offer insightful guidance as you embark on your path to wealth accumulation and financial security.

For disclosure information, see Thrivent.com/social. Investing involves risk, including the possible loss of principal. The content published should not be considered as a recommendation, advertisement, endorsement or advice regarding specific products and services.

Three Strategies to Build Wealth and Secure Your Financial Future Here are three strategies to keep in mind as you embark on your path to wealth accumulation and financial security.

The Free Application for Federal Student Aid — commonly known as the FAFSA — has been extensively redesigned for the 2024‒2025 school year. The new, simplified FAFSA contains a number of changes that will affect the calculation of financial need for low-, middle-, and high-income students. Learn more about what’s in store for the Financial Aid Application Process here: https://bit.ly/3PEfB75.

For disclosure information, see Thrivent.com/social.

October 24th celebrates Make a Difference Day! Whether volunteering in your local community for a not-for-profit organization or saying a kind word of support to someone who needs it the most, your contributions are invaluable. How can you ?

The stress of higher interest rates is beginning to take its toll on the economy. Under these conditions, bonds have become increasingly attractive. Read Thrivent's 4th Quarter 2023 Outlook for more.

4th Quarter 2023 Market Outlook: Entering the turn The Fed intends to keep interest rates higher for longer, and that stress of higher interest rates is beginning to take its toll on the economy.

See Thrivent.com/social for important disclosures.

Looking back at third quarter, what drove uncertainty and market volatility? Find out more about high interest rates and their economic impacts in Thrivent's 3rd Quarter 2023 Market Review.

3rd Quarter 2023 Market Review: Slower growth and a hawkish Fed spur volatility Take a look at what drove the S&P 500 to its first negative quarter in a year after three straight quarters of positive returns.

Planning for retirement takes time and focus to get right. The sooner you start making a retirement plan, the more money you can save and invest for the long term. Use Thrivent’s retirement income panning calculator to help you understand where you are on the road to a well-funded, secure retirement. https://bit.ly/3te0xph

For disclosure information, see Thrivent.com/social.

Your midlife doesn't have to be a crisis. In fact, the second half of your life has the potential to be better than the first.

Join Insight Planning Group for Your Best Second Half livestream event with Lloyd Reeb of the Halftime Institute™️ on Tuesday, October 24 at 7:00 PM PDT.

RSVP today: http://bit.ly/3IZZw8w

No products will be sold. Lloyd Reeb is not affiliated with or endorsed by Thrivent. The views expressed in this presentation are his own and not necessarily those of Thrivent or its affiliates. The material presented has been obtained from sources we believe to be reliable and is current. For additional disclosures, see Thrivent.com/social.

October 16th through October 22nd is National Estate Planning Awareness Week! Through careful planning, you can feel confident that your assets will be passed onto loved ones at the time you choose, with as little impact from taxes as possible. At Insight Planning Group of Thrivent, we’re here to help.

For disclosure information, see Thrivent.com/social.

Exciting news at Thrivent this Fall 2023! 🍁

🖥️ Enhanced Online Experience: Thrivent.com has a fresh look, making it easier to manage your accounts. Expect improvements like quick access to actions, simplified Thrivent Choice®️, and more for Mutual Funds. The rollout is ongoing.

🏆 Gold Stevie®️ Award: Thrivent wins Company of the Year for its financial performance and purpose-based approach.

📈 Strength and Stability: Top rating agencies, like AM Best, S&P Global Ratings, and Moody’s Investor’s Service, reaffirm our financial strength.

Dive deeper into what's happening at Thrivent this Fall. 👇

What's happening at Thrivent: Fall 2023 If you’ve accessed your Thrivent accounts online recently, you may have noticed some changes to the look and feel of your thrivent.com experience behind the login.

Creating a healthy relationship with money is so important as it affects nearly every decision we are faced with. on October 12th encourages individuals to reflect on their saving and spending habits and ways which you can seek areas of improvement. At Insight Planning Group of Thrivent, our priority is to help offset the stress, uncertainty and worry, that often comes with creating and implementing a unique savings strategy.

For disclosure information, see Thrivent.com/social.

For over a decade, Project TOUCH has provided a safety net of love and hope for homeless individuals and families in need of basic and essential human needs. The Temecula-based organization serves over 225 individuals daily with an average of 40–55 children, single mothers, men and women, emancipated foster youth, domestic violence victims, seniors, mentally and physically disabled, veterans and entire families.

With the help of volunteers, Insight Planning Group worked to assemble 100 care kits in support of Project Touch, raising more than $300, in addition to
receiving food, clothing and household item donations.

Project T.O.U.C.H. is not affiliated with or endorsed by Thrivent.

October recognizes Extended Care Planning month! The annual observance encourages individuals to consider their potential need for such specialized services down the road. Having a strategy in place before care is needed provides a way to safeguard your savings, while reducing the burden that’s placed on loved ones.

For disclosure information, see Thrivent.com/social.

Happy Columbus Day from your friends at Insight Planning Group of Thrivent!

October is Pastor Appreciation Month! We extend a warm “Thank You” to these special clergy members for their hard work and sacrificial dedication as devoted preachers and teachers. Whether writing a special card of gratitude or offering a gift card to your pastor’s favorite restaurant or a home-cooked meal, there are many ways to show your appreciation!

Lifestyle inflation refers to a person's upgraded standard of living following a rise in income. Learning to become mindful of one’s spending habits is a key to avoiding this phenomenon.

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Lifestyle inflation: What it is & how to avoid it Knowing how to create and stick to a budget is a beneficial skill for everyone. But over time, many people—of all ages and incomes—fall victim to lifestyle inflation, or “lifestyle creep,” which quickly can derail your money management.

Wondering about the potential impact of a government shutdown on the markets and economy? Read on for thoughts from Thrivent’s Chief Investment Strategist.

www.thriventfunds.com

Did you know October is National Financial Planning Month? A great way to celebrate is by reviewing your current financial situation and taking action for improved financial success. Considering the stage of life that you’re in may help dictate a specific approach to budgeting. At Insight Planning Group of Thrivent, we’re committed to creating a personalized roadmap, no matter where you are along life’s journey by taking the necessary steps to improve your overall financial health.

For disclosure information, see Thrivent.com/social.

Tip: Learn to become proactive with your finances instead of reactive.

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How Can I Prepare for an Unexpected Financial Emergency? We asked some of our contributing financial experts what to do to cover emergencies, in addition to having an emergency fund. They give some great suggestions.

In observance of , September serves as a reminder for individuals and families to evaluate their life insurance needs.

Following the U.S. Supreme Court’s ruling to block federal student loan cancellation, the Department of Education launches the Saving on a Valuable Education (SAVE) Plan as an income-driven repayment plan that calculates a borrower's monthly payment based on income and family size. The recent legislation includes multiple new benefits for borrowers, some of which take effect now and others that will take effect in July 2024 when the plan is fully implemented. Read more here: https://bit.ly/482shNQ.

For disclosure information, see Thrivent.com/social.

Today we celebrate the special bonds that bind families and loved ones together by indulging in fun and unique activities. Be it a traditional meal, a movie marathon, or an afternoon of board games, allows families to appreciate and embrace their special kinship.

Preview a concise forecast of current and key market drivers for the global economy and major asset classes. The August 2023 market recap includes a variety of charts, graphs, and commentaries that offer timely insights into important economic and market themes https://bit.ly/3RhLmp7.

For disclosure information, see Thrivent.com/social.

Whatever your age, stage of life and occupation—life insurance can help protect what’s important to you.

Ready to secure your family's future? Let's talk life insurance together and explore the best options for you.

If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance may be solicited.

Longevity Risk in Retirement
Tuesday, September 26 at 9:00 AM & 5:00 PM PDT
Register today: http://bit.ly/3IZZw8w

Will your retirement income last as long as you do?

Join Insight Planning Group and the Thrivent Member Network for an Exclusive Online Event, Longevity Risk in Retirement: Retirement Solutions for Life with Economist, Author, and Retirement Income Expert, Tom Hegna.

During this event, find out how to plan ahead for income you cannot outlive and care you may eventually need.

No products will be sold at this event. For additional disclosures, see Thrivent.com/social.