AJT Wealth Consultants

As retirement approaches, one crucial decision many retirees face is what to do with their living situation. The real estate market offers several options, each with its own set of advantages and challenges. Deciding whether to downsize, rent, or relocate requires careful consideration of your financial situation, lifestyle preferences, and long-term goals. Here are some factors to consider...

Real Estate in Retirement: Should You Downsize, Rent, or Relocate? Deciding whether to downsize, rent, or relocate in retirement requires careful consideration of your financial situation, lifestyle preferences, and long-term goals.

You might have heard that some people retire on a cruise ship. It certainly sounds like a lot of fun! But how does it work? And could it be possible for you?

Retirement Living on a Cruise Ship: Is It Right for You?

In March 2023, the IRS issued Revenue Ruling 2023-2, marking a significant development in estate planning, particularly concerning irrevocable trusts. Here's what you need to know...

IRS Revenue Ruling 2023-2: Implications for Irrevocable Trusts Over the past decade, families increasingly turn to irrevocable trusts to safeguard assets from spend-down, allowing them to qualify for government benefits like Medicaid and VA Aid and Attendance.

Once you reach age 70 1/2, you are required to take minimum distributions from your tax-deferred retirement accounts. Here's what you must know...

Understanding Required Minimum Distributions (RMDs) It's important to be aware of required minimum distributions (RMDs) – a potential downside of tax-deferred reitrement accounts. Since RMDs can pose challenges, it’s important to learn how you can address them.

Just as we tidy up our living spaces, spring cleaning our finances can set us on the path to greater financial health and prosperity. Here are a few tips...

Spring Clean Your Finances: Revitalize Your Financial Plan for Success Just as we tidy up our living spaces, spring cleaning our finances can set us on the path to greater financial health and prosperity. Start today and reap the rewards of a clean and organized financial life.

Happy birthday to Charon! 🎉🥳🎁🎂

Was tax season hectic this year? If so, consider these strategies to make it easier next year...

6 Tax-Efficient Strategies for a Smoother Tax Season Next Year With a bit of foresight and planning, you can implement tax-efficient strategies throughout the year to ease the burden and potentially reduce your tax bill come next tax season.

Recent developments in tax law offer a promising solution: the introduction of tax credits for those who establish employer-sponsored retirement plans.

New Tax Credits for Small Business Owners Adopting Retirement Plans

Did you know that when it comes to retirement investing, women have shown remarkable resilience and aptitude, often outperforming their male counterparts? Here's why...

Why Women Have Proven to be Better Investors for Retirement Despite facing unique financial challenges and societal barriers, women have consistently demonstrated savvy investment behavior that positions them for long-term financial success. But why? The answers might help you to reevaluate your own retirement planning strategy.