Juniper Fitzwilson - NMLS 2402828 - Cardinal Financial

Demand is still outpacing supply in desirable Clark County.

Inventory of homes for sale climbs in Clark County, but demand still outpaces supply, pros say The number of homes for sale is up in Clark County after a major dip in 2022 and 2021, but supply remains far short of meeting demand, real estate agents say.

It’s a blustery day, but Spring is on its way.
Fresh air is what is needed for me today.
☔️🌸🌲

Possible lower interest rates on the horizon. 📣

A better than expected CPI Report combined with a reduction in the 10 Yr Treasury yield point in the right direction. ⬇️

Need a credit boost? 📈

I can help! We offer expert advice to improve your credit score, paving the way to financial stability and future opportunities. Let's build your dream home and credit together! 💪🏠

It’s that time of year when kids are spreading their wings and heading off to college. 🏡 🎓

I know so many people going through this right now and my own son is starting his college applications- definitely an emotional and exciting time and maybe the time to explore new horizons and make the most of your empty nest. 🎉

Have you thought about your mortgage options during this next phase? 🏡💰

✅ Downsize Dreams: Downsizing to a smaller home? It's not just about reducing space – it's about embracing a new lifestyle. Discover cozier spaces that require less upkeep, giving you more time to focus on yourselves and your college-bound kids.

✅ Investment Insights: Looking to invest in a property while your child embarks on their educational journey? Rental properties near universities can be a smart move, potentially generating passive income to support tuition and beyond.

✅ Financial Freedom: With kids in college, you might have more financial flexibility. Consider making extra mortgage payments to pay off your loan sooner, unlocking a future of true financial independence.

🔑 This next phase is full of exciting opportunities! Let's chat about how to make the most of this chapter – both for your family and your finances. 🚀💡

•MBS May 2023 Housing Survey shows that home prices have passed an inflection point and are moving higher. This marks the 5th-straight month of improving activity levels and sentiment.

•In the NW, 69% of respondents report an increase in local buyer activity and 45% reporting an upward pricing pressure.

•Although the national inventory of existing homes for sale rebounded in 2022, it remains ~50% below pre-pandemic levels. This supply scarcity, coupled with resurgent demand, is boosting competition levels. Nationally, an astonishing 59% of respondents said that homes were ‘Selling Quickly with Multiple Offers.’

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Do you have your eye on a property? 👁️ 🏡

We currently have a shortfall in housing supply. Over the next decade, Millennials and Gen Z will create a massive wave of first-time homebuyers. This will be is the largest housing demand in U.S. history and will only increase competitive conditions. Let’s talk about your options now.

Whether you are buying or refinancing, a one-time close construction loan allows you to finance the renovations you’ve been dreaming of into one convenient loan. There is just one application and one closing, saving you time and money. Dream even bigger! ⏳ 💴

Features:
• Loan amounts up to $3 million available nationwide
• Lock in your rate at any time
• Easy construction draw process
• One set of closing costs and fees
• Interest-only payments during construction

Changing the way Americans think about money and their mortgages. Talk to me about the All In One Loan. ⏰ 💴 ⏳
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Buyers don’t always need a big down payment.

With our Conventional 1% Down loans, eligible buyers can purchase their dream home with just 1% down. Their lender pays an additional 2% to provide a total of 3% down at closing. Gift funds and down payment assistance programs can also be used to cover the entire down payment. This is an exciting opportunity for buyers!

“Those making $100,000-plus moved in higher numbers than any other income level.”

Oregonians moving to Clark County in droves; experts cite income tax If death and taxes are life certainties, surely moving must be a near-certainty. People move for jobs, better homes, convenience, health reasons, better schools, smaller homes — and the list goes on a

Thank you .ehlers for the invitation to the March Dinner. Good information about the industry economic forecast and wonderful company. 🔨

Buying a home? Ask your realtor about seller credit. Know there are always options in today’s market. Need a loan? Need a realtor? I can help.✨✨✨

Mark your calendars for this Thursday, February 9th! We are opening the doors to our model home in Cedar Heights, and we’d love to show you around.

Join us for appetizers, wine tasting, prizes and a sneak peek into this stunning new community just south of downtown Battle Ground.

No RSVP is required, but we’d love to see a show of hands if you plan to stop by!