Shehla Karim, Keller Williams Realty

Don't forget! 🚨 Our Open House at 770 Parmentier Rd. West Minister is happening today, August 15 from 4pm - 6pm. This is your chance to explore a home that could be yours! RSVP below and let us know you're coming."

770 PARMENTIER RD - WARMINSTER, PA - WARMINSTER : $549,900 - 4 Bedrooms / 2 Full & 1 Half Bathrooms Spacious 4-bedroom, 2.5-bath Colonial home situated on a large lot with mature trees and shrubs. The property features a newer driveway, siding, and roof. The first floor includes an entry foyer, a large living room, a formal dining room with hardwood floors, a kitchen with gas cooking, double sinks...

Home Prices hit new record High! Bright MLS

Thank you Larry and Carol Segal, it was lovely working with you.

"Shehla is the best. We were so impressed (and so appreciative) of Shehla's expertise from the beginning until the end of the transaction. She developed a thoughtful strategy for marketing and pricing our home, she enthusiastically "showed" the home to multiple buyers, and she shepherded the ultimate sale through negotiation, agreement of sale and final closing. We felt from the very start that Shehla had our best interests as a seller at heart--and were so pleased with her advocacy and representation on our behalf. The fact that our home sold and closed quickly (at a sales price significantly above our initial asking price) is entirely to Shehla's credit. Once again.....she's the best!

Inventory is up with record high list prices.

Last week’s market activity was all on the up and up! More showings, more inventory, and record-high list prices. Get the details here: http://brightmls.com/MarketUpdate

Night out with my Gals !

Does the recent inventory uptick signify the winds of change? Data from Bright MLS

Got up to this ❄️

FIND OUT WHAT YOUR HOME IS WORTH, Click the link below!

Helping Homeowners Maximize their Wealth Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

CHECK OUT WHAT YOUR HOME IS WORTH!

Helping Homeowners Maximize their Wealth Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why.

1. Take Advantage of Lower Mortgage Rates

Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage rate right now. That downward trend in rates has made moving more affordable now than it was just a few months ago.

According to Sam Khater, Chief Economist at Freddie Mac: “Given this stabilization in rates, potential homebuyers with affordability concerns have jumped off the fence back into the market.”

2. Get Ahead of Your Competition

Right now, there are still more people looking to buy a home than there are houses for sale, which puts you in a great position. But keep in mind, with the recent uptick in new listings, we’re seeing more sellers may already be re-entering the market.

3. Make the Most of Rising Home Prices

Experts forecast home prices will keep going up this year. What does that mean for you? If you’re ready to sell your current house and plan to buy another one, it may be a good idea to think about moving now before prices go up more. That would give you the chance to buy your next home before it gets more expensive.

4. Leverage Your Equity

Homeowners today have tremendous amounts of equity. If you’ve been waiting to sell because you were worried about home affordability, know your equity can really help with your next move.

If you’re thinking about selling your house and moving to another one, DM me to get the process started now so you can get a leg up on your competition.

If you’re trying to decide whether to rent or buy a home this year, here’s a powerful insight that could give you the clarity and confidence you need to make your decision.

Every three years, the Federal Reserve releases the Survey of Consumer Finances (SCF), which compares net worth for homeowners and renters. The latest report shows the average homeowner’s net worth is almost 40X greater than a renter’s.

One reason a wealth gap exists between renters and homeowners is because when you’re a homeowner, your equity grows as your home appreciates in value and you make your mortgage payment each month.

The Largest Part of Most Homeowner Net Worth Is Their Equity

Home equity does more to build the average household’s wealth than anything else. According to data from First American and the Federal Reserve, this holds true across different income levels.
Based on this data, it’s clear no matter what your income level is, owning a home can really boost your wealth.

If you’re ready to start building your net worth, the current real estate market offers several opportunities you should consider. For example, with mortgage rates trending lower lately, your purchasing power may be higher now than it has been in months. And, with more inventory coming to the market, there are more options for you to consider. A local real estate agent can walk you through the opportunities you have today and guide you through the process of finding your ideal home.

If you’re unsure about whether to rent or buy a home, keep in mind that owning a home can increase your overall wealth in the long run, no matter your income. To discover more about this and the many other benefits of homeownership, DM me.

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus.

1. Know Your Why

You’re dreaming about making a move for a reason – what is it? No matter what’s happening in the market, there are still many compelling reasons to buy a home today. Your needs may have changed in a way your current house can’t address, or you could be ready to step into homeownership for the first time. Use your why and your motivation as a guidepost in partnership with an expert advisor to make sure your move gives you a lasting sense of accomplishment.

2. Figure Out What Your Next Home Needs To Look Like

You know you want to move, but how would you describe your dream home? The number of homes for sale has grown recently, and that could mean more options to choose from when you buy. But overall housing supply is still lower than more normal years in the market, so you’ll have to work closely with a pro to find what you’re looking for. Just be sure to keep your budget in mind as you balance your wants and needs.

3. Determine if You’re Ready To Buy

Getting clear on your budget and available savings is essential before you get too far into the process. Partnering with a local agent and a lender early is the best way to make sure you’re in a good position to buy. This could include planning how much to save for a down payment, getting pre-approved for a home loan, and assessing your current home equity if you’re selling your existing house.

DM me to plan how to make your homeownership dreams a reality in 2024.

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it’s never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score.

Lenders review your credit to assess your ability to make payments on time, pay back debts, and more. It’s also a factor that helps determine your mortgage rate.

This means your credit score may feel even more important to your homebuying plans right now since mortgage rates are a key factor in affordability, especially today.

According to the Federal Reserve Bank of New York, the median credit score in the U.S. for those taking out a mortgage is 770. But that doesn’t mean your credit score has to be perfect.
If you’re looking for ways to improve your score, Experian highlights some things you may want to focus on:

• Your Payment History: Late payments can have a negative impact by dropping your score. Focus on making payments on time and paying any existing late charges quickly.
• Your Debt Amount (relative to your credit limits): When it comes to your available credit amount, the less you’re using, the better. Focus on keeping this number as low as possible.
• Credit Applications: If you’re looking to buy something, don’t apply for additional credit. When you apply for new credit, it could result in a hard inquiry on your credit that drops your score.

As you set your sights on buying a home in the upcoming year, a focus on boosting your credit score could help you get a better mortgage rate when the time comes. If you want to learn more, connect with a trusted lender.

No one should die of cancer, except prostitution, says Dr Gupta.
(1) The first step is to stop eating sugar, if there is no sugar in the body, cancer cells will die naturally.
(2) Step 2 is to mix a whole lemon with a cup of warm water and drink it about 1-3 months first before food and cancer is gone, research from Maryland Medical College says 1000 times better than chemotherapy.
(3) Step 3, drink 3 tablespoons of organic coconut oil in the morning and night, cancer will disappear, you can choose these two treatments after avoiding sugar. Ignorance is not an excuse. I’ve been sharing this for over 5 years. Let everyone around you know. God bless you all.

" វេជ្ជបណ្ឌិត guruprasad reddy b v, bzr state Medical university Moscow, russia 🏖 медици🚦
Encouraged those who receive this bulletin pass it on to the next ten people, surely one life will be saved.. I've done my part, I hope you can help complete it, thank you! ✍

Drinking hot lemonade can prevent cancer. Don't add sugar to it. Hot lemonade is better than cold water.

Both yellow and purple sweet potatoes have excellent anti-cancer properties. ✍

01 ✍ Eating frequently at night can increase the chances of stomach cancer

02. ✍ Don't eat more than 4 eggs a week

03. ✍ Eating chicken can cause stomach cancer

04. ✍ Never eat fruit after a meal. Fruit should be eaten before eating.

05. ✍ Don't drink tea during menstruation.

09 ✍ Eat less bean juice without adding sugar or eggs to the bean juice

07. ✍🏾 you should never eat tomatoes on an empty stomach

08. ✍ Drink a glass of normal water every morning before meals to prevent gallbladder in the urinary sachet

09. ✍🏾 no food 3 hours before bed

10. ✍ Drink less or avoid alcohol without nutrients but can cause diabetes and hypertension

11. ✍🏾Don't eat bread when it's hot out of the oven or the oven.

12. ✍🏾 Never charge your phone or device that’s next to you while you sleep

13. ✍ Drink 10 cups of water a day to prevent bladder cancer

14. ✍🏽 drink more water during the day less at night

15. ✍ Don't drink more than 2 cups of coffee a day, it can cause insomnia and diarrhea.

16. ✍🏾 eat low carbohydrates. It takes 5-7 hours to decompose and feel exhausted.

17. ✍🏾After 5 hours eat a lil

18. ✍ Six types of food that make you happy: banana, orange, black spinach, pumpkin, peach.

19. ✍ Sleeping less than 8 hours a day can weaken our brain function. Half an hour break we can keep the beauty younger.

20. ✍ Ripe tomatoes have better healing properties than raw tomatoes.

Hot lemonade can preserve health and prolong life!

Hot lemonade kills cancer cells ✍🏾

Add hot water to 2-3 lemon slices. Make it a daily drink.

The bitterness in lemon juice is the best ingredient to kill cancer cells. ✍

Ice cold lemonade contains vitamin C, no preservatives on hand. ✍

Hot lemon juice can control muscle growth. ✍

Clinical tests have shown that hot lemonade is effective. ✍

This type of lemon extract therapy will only destroy cells, it does not affect healthy cells. ✍

After... Citric acid & lemon polyphenols in lemon juice can help reduce high blood pressure✍ prevent clots of deep veins, strengthen blood circulation✍ and reduce blood clots. ✍

No matter how busy you are, please take the time to read this article and tell others to spread the love! ✍

♦ After reading, please share with others to spread the love! Take good care of your health! ✍

Here are a few reasons you may not want to hold off until the new year to sell your house. Buyers looking right now are highly motivated, the supply of homes for sale is still low, and you may find buyers are more flexible with showings this time of year. DM me to determine if selling your house now is the right move for you.

If you’re looking to make a move, you want to be sure you have the latest information on the housing market. To help make that possible, here’s an update on the supply of homes for sale today. Whether you’re looking to buy or sell, the number of homes available in your local market matters to you. Take a look below.

What’s the Truth About Today’s Housing Inventory?

While the story for the past few years has been how few homes are on the market, recent national data may leave you feeling a bit confused. That’s because Realtor.com shows inventory is actually growing a bit month-over-month in many parts of the country.

As the map shows, nationally, housing supply increased just over 5% last month.

Does That Mean the Days of Limited Inventory Are Over?

As Lance Lambert, Founder, ResiClub Analytics, explains: “Housing market inventory is so far below pre-pandemic levels that October's big jump is still just a drop in the bucket.”

What does that mean for you?

If you’re looking to buy, you may have slightly more options than you did in recent months, but you still need to brace for low inventory. A great agent will be able to share their expertise and key strategies that have helped other buyers navigate today’s ongoing low housing supply.

And, if you’re trying to sell, rest assured you haven’t missed your window of opportunity to potentially get multiple offers or see your house sell quickly. While inventory has ticked up some nationally, overall, it’s still low and may be down even more in your area.

If you’re looking to buy or sell a home, DM me so you can make sure you’re up to date on all the latest trends that could impact your move, including today’s housing supply.

As the year winds down, you may have decided it's time to make a move and put your house on the market. But should you sell now or wait until January? While it may be tempting to hold off until after the holidays, here are three reasons to make your move before the new year.

Get One Step Ahead of Other Sellers

Typically, in the residential real estate market, homeowners are less likely to list their houses toward the end of the year.

Selling now, while other homeowners may hold off until after the holidays, can help you get a leg up on your competition. Start the process with a real estate agent today so you can get your house on the market before your neighbors do.

Get Your House in Front of Eager Buyers

A recent article from Investopedia says: “. . . if your house is up for sale in the winter and someone is looking at it, chances are that person is serious and ready to buy. Anyone shopping for a new home between Thanksgiving and New Year’s is likely going to be a serious buyer. Putting your home on the market at this time of year and attracting a serious buyer can often result in a quicker sale.”

Use Your Equity To Fuel Your Move

Keep in mind that homeowners today have record amounts of equity. According to CoreLogic, the average amount of equity per mortgage holder has climbed to almost $290,000. That means the equity you have in your house right now could cover some, if not all, of a down payment on the home of your dreams.

Listing your home before the new year can offer unique benefits. Less competition, motivated buyers, and your equity gains can all play to your advantage. Reach out, and let's achieve your goals before winter sets in.

Here’s what you really need to know about a few myths causing fear in today’s housing market. Despite common misconceptions, many people can buy a home even if they have student loans, home prices are rising nationally (not falling), and you usually don’t have to have 20% for a down payment. If you have other fears or reservations about buying a home today, DM me so you have an expert to help clear those up.

The idea of owning a home has always been a big part of the American Dream. It's a symbol of stability, independence, and having a place to truly call your own. But for Gen Z, the "Zoomers" born between 1997 and 2012, making that dream a reality can feel like quite the challenge today with higher mortgage rates and rising home prices.

But achieving that goal of owning your first home can still be attainable, even today, with some strategic planning and resourcefulness.

Explore Financing and Down Payment Assistance Options

With prices rising all around you, it can be hard to save up for a home. There are a lot more options out there than you may realize. According to Down Payment Resource, there are over 2,000 programs designed to help hopeful homebuyers with down payments and closing costs.

Consider Living with Relatives To Save

Many savvy Zoomers have made a strategic choice to live with relatives so they can get to their savings goals even faster.

According to the National Association of Realtors (NAR), around 30% of Gen Z homebuyers transition directly from their relative’s home to a home of their own.
Clare Trapasso, Executive News Editor at Realtor.com, explains: “Faced with ongoing housing affordability issues . . . we're seeing parents and children becoming roommates again in later years as the 'kids' save up to purchase their own place . . ."

The Road to Homeownership

When you're on the path to becoming a homeowner, it's a good idea to get some help along the way. And one of your best resources on this journey as a young homebuyer is a trusted real estate agent. They'll steer you through the process of buying a home and help you find one you can afford.

Are you thinking about selling your house as a For Sale by Owner (FSBO)? If so, know there's a whole lot more time and expertise needed in that process than you might think. While the idea of doing it all by yourself might seem tempting, it's important to recognize the challenges you may face if you take it on all by yourself.

You May Not Price it Right

Pricing your house right is key to a successful sale. An article from Nerd Wallet offers this advice: “If your home is overpriced, you run the risk of buyers not seeing the listing. . . . But price your house too low and you could end up leaving some serious money on the table.”

You Don’t Have as Much Experience in Marketing a House

When you partner with a real estate agent who knows how to take advantage of online marketing tools and resources, you'll be able to get in front of these tech-savvy house hunters, boosting your chances of a successful sale.

You May Not Be Comfortable Handling All the Back-and-Forth

When you decide to sell your house, you're not just on a quest to find a buyer; you're also stepping into a world of negotiations. As NerdWallet says: “Your listing agent will also, of course, be on your side throughout negotiations. They'll double-check paperwork that comes through, communicate with the buyer's agent and other parties to the sale, and generally stay on top of things through to closing day.”

If you're thinking about selling your house and the idea of going it alone has crossed your mind, be sure to think through that decision carefully. DM me to discuss how a real estate agent has the experience needed to take all that stress off your plate.

Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades.

That can feel like a little bit of a gut punch if you’re thinking about making a move. If you’re wondering whether or not you should delay your plans, here’s what you really need to know.

How Higher Mortgage Rates Impact You

There’s no denying mortgage rates are higher right now than they were in recent years.
Basically, some people are deciding to put their plans on hold because of where mortgage rates are right now. But what you want to know is: is that a good strategy?

Where Will Mortgage Rates Go from Here?

If you’re eager for mortgage rates to drop, you’re not alone. A lot of people are waiting for that to happen. But here’s the thing. No one knows when it will. Even the experts can’t say with certainty what’s going to happen next.

Forecasts project rates will fall in the months ahead, but what the latest data says is that rates have been climbing lately. This disconnect shows just how tricky mortgage rates are to project.

The best advice for your move is: don’t try to control what you can’t control – especially mortgage rates. Even the experts can’t say for certain where they’ll go from here. Instead, focus on building a team of trusted professionals who can keep you informed. When you’re ready to get the process started, DM me.

Thank you Aida and David for your continued trust in me. You listened and I was able to sell your house within two days in the market for way above the asking price. Happy customers 😊

The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. And that’s creating concern that a lot of foreclosures are on the horizon. While it’s true that foreclosure filings have gone up a bit compared to last year, experts say a flood of foreclosures isn’t coming.

Take it from Bill McBride of Calculated Risk. “There will not be a foreclosure crisis this time.”

Let’s look at why another flood is so unlikely.

There Aren’t Many Homeowners Who Are Seriously Behind on Their Mortgage Payments

One of the main reasons there were so many foreclosures during the last housing crash was because relaxed lending standards made it easy for people to take out mortgages, even if they couldn't show that they’d be able to pay them back. At that time, lenders weren’t being very strict when assessing applicant credit scores, income levels, employment status, and debt-to-income ratio.

But now, lending standards have tightened, leading to more qualified buyers who can afford to make their mortgage payments.

Molly Boese, Principal Economist at CoreLogic, explains just how few homeowners are struggling to make their mortgage payments: “May’s overall mortgage delinquency rate matched the all-time low, and serious delinquencies followed suit.”

If you’re worried about a potential flood of foreclosures, know there’s nothing in the data today to suggest that’ll happen. In fact, qualified buyers are making their mortgage payments at a very high rate.

If you’re a homeowner, you might be torn on whether or not to sell your house right now. Maybe that’s because you don’t want to take on a higher mortgage rate on your next home. If that’s your biggest hurdle, understanding your equity may be exactly what you need to help you feel more comfortable making your move.

What Equity Is and How It Works

Equity is the current value of your home minus what you owe on the loan. And recently, that equity has been growing far faster than you may expect.

Over the last few years, home prices rose dramatically, and that gave your equity a big boost very quickly. While the market has started to normalize, there’s still an imbalance between the number of homes available for sale and the number of buyers looking to make a purchase. And it’s because homes are in such high demand that prices are back on the rise today.

Roughly 70% have a tremendous amount of equity right now.

Once you sell your house, you can use your equity to help with your next purchase. And, if you’ve been in your current house for years, you may have even built up enough equity to pay in all cash.

How To Find Out How Much Equity You Have

The best way to learn how much you have is to reach out to a trusted real estate agent for a Professional Equity Assessment Report (PEAR).

If you’re planning to make a move, the equity you’ve gained can make a big impact. To find out just how much equity you have in your current home and how you can use it to fuel your next purchase, DM me.