The OConnor Group at Morgan Stanley

As central banks walk a fine line between inflation and recession, watch for lackluster economic growth in 2024 and 2025, especially in developed markets. Investors should look for opportunities in fixed income and remain cautious on emerging markets and commodities. Morgan Stanley experts share insights on what may lie ahead.

Outlooks: Market and Economic Forecasts | Morgan Stanley Explore insights from Morgan Stanley experts on what investors can expect from our global market, economic and strategic outlooks.

December 3rd is International Day of Persons with Disabilities. My colleagues and I at Morgan Stanley celebrate the achievements of all persons with disabilities and all the contributions they make in our workplaces and communities.

It’s no wonder so many of us look forward to the holidays. It’s a time to gather with family and friends, share memories and gifts, and make plans for the coming year. Cybercriminals look forward to the holidays, too—but for starkly different reasons. Stay a step ahead of them this season by being aware of these scams:

Five Holiday Scams to Avoid | Morgan Stanley Stay a step ahead of cybercriminals this season by being aware of these scams.

There is much to be thankful for year-round, but I am thankful that today exists to give us the space to recognize it. Happy Thanksgiving!

Saving for retirement? Let’s talk about strategies to help reduce your taxable income and keep more of what you’ve saved.

Tax-Smart Strategies to Consider for Your Retirement | Morgan Stanley Smart tax planning can help you save more for retirement and keep more of what you’ve already saved. Consider these tax-efficient retirement planning strategies.

To our veterans, we owe you a debt of gratitude, but more than that, we owe you our freedom. Happy Veterans Day!

Last week, the office hosted a chili/soup contest! I am the proud creator of a secret recipe that has provided me with quite the track record in chili contest victories. I was bested this time but I luckily got a consolation prize in my chili being empty before my competitors (suspicious). My dad also took home the trophy for his lasagna soup! The cuisine gene must run in the family.

An AI-powered brain implant helped a paralyzed patient speak through a digital avatar. Though scale and commercialization remain distant, the breakthrough shows the remarkable moonshot potential of brain-computer interfaces.

Moonshot: AI Brain Implants | Morgan Stanley Brain-computer interfaces could one day help enable doctors to treat serious brain injury and restore mobility and cognition after paralysis.

Explore the pay, benefits and bonus structures that single family offices are using to attract and retain talent in Morgan Stanley’s latest benchmarking report. https://mgstn.ly/3rYJKWX

Private credit, which can offer floating interest rates that increase in tandem with benchmark rates, has seen significant growth in recent years and could become a $2.3 trillion market by 2027. See how:

Outlook: Private Credit | Morgan Stanley Private credit, which offers floating interest rates that change as benchmark rates do, could be an attractive asset class in different interest-rate environments.

When you have multiple financial goals, how do you prioritize? Hear from Senior Investment Strategist Dan Hunt about how his family strikes a balance between saving for retirement and their children’s education.

How I Balance Retirement Savings with My Kids’ Education | Morgan Stanley When you have multiple financial goals, how do you prioritize? Here’s how Senior Investment Strategist strikes a balance between retirement and his kids’ education.

Sharing this again because RSVPs are due tomorrow!:

Direct Indexing is an innovative approach to tax-efficient investing. This unique equity strategy seeks to provide capital appreciation with tax benefits that may allow you to keep more of what you have earned when you retire.

If you want to learn more, I will be hosting an event from 5:30-7:30PM on Thursday, October 5th in West Des Moines. Guests will hear directly from experts on this topic over a steak dinner.

Check out the full invite here: https://bit.ly/3ruzsxI

Reach out to me to RSVP by Wednesday, September 27th!

Using Direct Indexing for Tax Savings and Flexibility | Morgan Stanley Learn more about the advantages of a direct indexing strategy and how it can help you meet your financial goals.

Direct Indexing is an innovative approach to tax-efficient investing. This unique equity strategy seeks to provide capital appreciation with tax benefits that may allow you to keep more of what you have earned when you retire.

If you want to learn more, I will be hosting an event from 5:30-7:30PM on Thursday, October 5th in West Des Moines. Guests will hear directly from experts on this topic over a steak dinner.

Check out the full invite here: https://bit.ly/3PvoFeq

Reach out to me to RSVP by Wednesday, September 27th!

Using Direct Indexing for Tax Savings and Flexibility | Morgan Stanley Learn more about the advantages of a direct indexing strategy and how it can help you meet your financial goals.

Whether it is panic selling, hiding out in cash, or trading frantically during volatile markets, investors tend to make several mistakes that can hurt them long-term. Know how to spot—and avoid—the most common bad behaviors.

Top 5 Mistakes Investors Make in a Market Sell-Off | Morgan Stanley

Brand sponsorships have long offered an important revenue stream for celebrities. These deals have traditionally been a straightforward exchange of cash payments in return for an endorsement. In recent years, however, a trend of brands trading equity for endorsements has gained steam, and it’s a movement that could hold even greater financial upside for both parties than traditional endorsement deals.

Reach out to be to discuss or check out this article to learn more.

Equity for Endorsement? What to Know | Morgan Stanley Star athletes and entertainers have been inking endorsement deals that include equity compensation. Here’s what to consider when determining whether this approach makes sense for you.

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.37% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/3Riqs9B

Going through a divorce can be financially and emotionally stressful. I’m here to help you regain a sense of control and avoid these common mistakes.

Money and Divorce: 6 Financial Mistakes to Avoid | Morgan Stanley Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.

Morgan Stanley clients with eligible brokerage accounts can earn 5.00% APY through deposits into our Preferred Savings Program for qualifying cash. Learn more and get in touch to take advantage of this great rate. https://mgstn.ly/452hK2D

Today is National Financial Awareness Day. While I'm not sure who deemed it so, this is a great opportunity to expand your financial horizons before year-end chaos begins. One way to do that is by listening to Morgan Stanley's "What Should I Do With My Money?" Podcast. Listen in on guidance offered by Financial Advisors to their clients going through major life transitions like retirement, homeownership, or an unexpected windfall.

What Should I Do With My Money? podcast | Morgan Stanley Welcome to an original show by Morgan Stanley. Hear how our guests tackle their biggest financial questions about investments, retirement, home ownership and more with the help of a Morgan Stanley Financial Advisor.

Morgan Stanley clients with eligible brokerage accounts can earn up to 5.42% Annual Percentage Yield with a 3 to 11-month CD. Learn more and contact me to take advantage of this competitive CD offer: https://mgstn.ly/43HkW2O

Planning an international trip? Here are a few money tips to help you enjoy your travels.

Smart Money Moves When Traveling Abroad | Morgan Stanley Consider these tips when planning for foreign travel and perhaps save yourself time, money and headaches.

Can the stock market’s rally keep going? Here are the key takeaways from our strategists' latest commentary:

1. Bullish stock investors seem to be shrugging off concerning contradictions in markets.
2. Bond volatility is twice its long-term average, portending turbulence for stocks as well.
3. History also suggests that recent resilience in both Treasury rates and the U.S. dollar could start to weigh on equity valuations.
4. Investors should consider Japanese and emerging-markets stocks, as well as commodities, as hedges for a peaking U.S. dollar.

Reach out to discuss implications for your portfolio.

3 Reasons to Remain Cautious on U.S. Stocks | Morgan Stanley Bond volatility, surging interest rates and a resilient U.S. dollar suggest investors should beware of the bust that could follow the boom.

Once reserved for institutional or ultra-high-net-worth investors, certain alternative strategies have now become more widely available to individual investors.

Such strategies might make sense to include in a diversified portfolio in today’s environment, where inflation and tightening monetary policy can present headwinds to traditional assets such as stocks and bonds.

Check out this article to learn about the innovative alternative strategies that are now more accessible and investor-friendly.

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