Proper Group Ballito

A Last Will and Testament ensures your assets go to who they belong.

Life is full of changes. Your Last Will and Testament should be updated to keep up with the major changes in your life.

Celebrating the wisdom, resilience, and invaluable contributions of our elders. Let's honor their experiences and create a society that values and supports them.

Your estate planning journey starts here, and when you partner with the right provider and advisor, you’ll be guided every step of the way.

Choose your executor wisely. Your legacy depends on it.

Let's protect our planet and promote environmental health! Happy World Environmental Health Day! Together, we can create a healthier and more sustainable future for all.

Cheers to the unsung heroes of healthcare! Happy Pharmacists Day to all the dedicated pharmacists who work tirelessly to ensure our well-being. Your expertise and compassion make a significant difference in our lives.

Celebrating the diversity of our people. Let's embrace our differences and celebrate our common heritage.

We're here to help heirs navigate financial challenges, and pre-inheritance solutions can provide peace of mind.

Let's raise awareness for Alzheimer's disease and support those affected. Happy World Alzheimer's Day! Together, we can make a difference.

Wills Month is here! Don't miss this chance to protect your legacy.

Don't let the law decide your fate. A Last Will and Testament ensures your wishes are carried out. 📜

Planning for the future doesn't have to be scary. A Last Will and Testament can give you and your loved ones peace of mind. 🕊️

If you leave your employer prior to retirement and want to withdraw your funds in cash, make sure you’ve considered the compound interest that you’ll lost out on in the long run. (Example adapted from https://www.smartaboutmoney.co.za/)

Celebrating the unsung heroes of healthcare! Happy Pharmacy Month to all the dedicated pharmacists who work tirelessly to ensure our well-being. Your expertise and compassion make a significant difference in our lives.

Let's celebrate the strength and resilience of the deaf community! Happy National Month of Deaf People! Together, we can promote inclusivity and understanding.

Let's raise awareness for muscular dystrophy! Together, we can support those affected by this condition and work towards finding a cure.

Let's light up the world for childhood cancer awareness! Every child deserves a chance to live a full and healthy life. Join the fight against childhood cancer and spread hope.

There has been some confusion around the seeding amount, therefore members are encouraged to make use of the calculators available on provider websites.

Although no further contributions can be made to the vested pot, it will continue to grow with investment returns and the longer it remains invested, the more you will benefit from compound interest growth.

When you leave your employer prior to retirement, you can withdraw your vested pot in cash, however this still reduce the tax-free amount available to you at retirement (currently R550,000).

Under the Two Pot system, “old rules” still apply to the Vested Pot meaning this can be withdrawn in cash when resigning from your employer, however cash withdrawals are still not advised due to the loss in compound growth and the tax implications.

Today, we honour the courageous women of 1956 who marched to the Union Buildings to protest against the pass laws. Their bravery paved the way for countless women to fight for their rights and freedoms. Let us celebrate the strides we've made while recognising the work still needed. Together, we can build a South Africa where every woman is empowered, respected, and valued. Happy Women's Day!

The retirement pot will allow you purchase a monthly income at retirement (compulsory), and the balance remaining in your savings pot can also be used to increase this monthly income.
Fund members who were aged 55 or older on 1 March 2021 can choose to opt into the two-pot system and should contact their fund or broker for further information.

August is Organ Donor Month, a time to reflect on the incredible gift of life. By registering as an organ donor, you have the power to save lives. It's a selfless act that can bring hope and healing to countless families. Let's come together to raise awareness about organ donation and encourage others to become donors. Together, we can create a brighter future for those in need.