JL Dancalan

Gastos lang daw ang insurance. 🤔

Why don’t we consider it as an asset na magagamit natin in the future?

It’s an asset that could save us if ever life risks happen to us.

It could also help us enjoy the best things in life dahil may peace of mind tayo.

Talk to your trusted FWD agent now and allow yourself to CELEBRATE LIVING. 🧡

One of FWD’s destinations this year is DUBAI! 🫶🏻
Join our team and get a chance to travel for FREE! 🧡

Pagbati para sa lahat ng mga manggagawang Pilipino! 💪🏻

Are you MANIFESTING a wonderful future for your kids? ☺️

No need to worry because I can help you prepare in building a comprehensive fund that will give your kids extra PROTECTION plus INVESTMENT for when they enter COLLEGE!

Hinding hindi ka malulugi sa MANIFEST 10 ni FWD! 🧡 Affordable and sulit na sulit ang benefits! Message me to know more.

Be your child’s number 1 supporter!

Sooner or later, your child will have a big dream. Help your child realize that dream by providing the resources he will need along the way. 🧡

Salute to all the parents who are one step ahead. 👏🏻 If you’re a parent and you want to secure your child’s future, send me a message, I have a surprise for you.

Habang mina-manifest mo ang dream retirement mo, sabayan mo na ng aksyon! 🧡

Here’s a sample Manifest 5 proposal for a 30-year old client. Sobrang sulit na sulit! 😍

Total premiums paid: ₱621,660
Projected retirement fund at age 65: ₱10,714,119 🤑

Secured na retirement mo, protected ka pa dahil sa magandang insurance benefits! 😍

With added features pa that can protect your investment when crisis happens. Message me to know more about it! 💌

Monday na naman! Marami na namang naglo-look forward agad mag weekend. Hahaha! 😂

Siyempre, pag weekend maraming time for gala, bonding with family, inuman with friends, etc. 😍

Pero naisip mo na rin ba ‘yung panahon na mas marami ka nang TIME? ‘Yung panahon na madalas nasa bahay ka na lang? ‘Yung panahon na kahit gusto mo pang magwork sa corporate ay hindi na pwede dahil sa age requirement? ‘Yung panahon na hindi mo sure if may enough money ka for your lifestyle? In short, naplano mo na ba ang retirement mo?

If not yet, this is the time to think about it. Pwede kitang tulungan magplan ng dream retirement mo. Para pag dumating na ‘yung point sa life mo na sobrang dami mong time, you can also make sure that you have enough resources. 🤑

And if you’ve planned and prepared for your retirement, you’re allowing your children to do that too because you can assure that you will not be a burden to them in the future. 🧡

HAPPY WEEKEND EVERYONE! 🧡

Madami sa atin laging may plans pag weekend - kain sa labas, quick staycation, long ride, etc. We like to do anything to enjoy, and just CELEBRATE LIVING! Sabi nga, “You only live once.” 😉

And as we do everything to enjoy life, why not add a layer of PEACE OF MIND? Get yourself insured now and trust me, you’ll realize what it really is to LIVE IN THE MOMENT. 🥰

Secure your family’s future with one of our best-selling plans! 😍

Sobrang affordable na, may comprehensive insurance benefits ka pa! 🧡

Let’s check the best plan that fits your needs and budget. PM me you FULL NAME and BIRTHDATE. 💌

😅

Yun pala ang purpose ng pediatrician lane.

One of the uses of insurance is to protect what’s important to us especially our assets. However in most cases, people forget the most important asset that needs protection — LIFE. 🧡

Got questions about insurance? PM me. 💌

FIRE PREVENTION MONTH 2024🔥

Did you know that smoking is the leading cause of fire incidents in the country this year so far, according to the Bureau of Fire Protection (BFP)?

Based on BFP data, there were 191 fire incidents caused by lighted ci******es, ci**rs, and pipes from January 1 to March 1.

Other top causes of fire incidents include open flame from cooking involving liquefied petroleum gas (LPG), gas stoves, and firewood with 155 cases; electrical ignition due to arcing with 144; electrical ignition due to loose connection with 98; and electrical ignition due to overloading with 62.

A total of 3,044 fire incidents have been reported from January 1 to March 1, or 25.6% higher compared to the 2,424 recorded in the same period last year, according to the BFP.

Sixty-nine people were killed and 213 others were injured, which were also higher compared to the 2023 record.

📌To make sure that your family and house are safe, the BFP recommends these tips to avoid the occurrence of fire:

1.) Unplug all electrical equipment when not in use and regularly check electrical equipment to avoid overloading of electrical circuits.

2.) When using cooking gas, check for gas leaks and always ensure that the LPG tank is stored in a well-ventilated area to avoid the accumulation of gas vapors.

3.) Enforce “No Smoking” policy inside or outside the house and dispose of cigarette butts properly.

4.) Practice proper housekeeping and keep flammable materials out of reach of children. Flammable materials include candles, lighters, and matches, which should be kept properly and securely.

5.) Plan ahead–establish an emergency and evacuation plan at home and familiarize with escape routes. And most importantly, keep flammables away from your children.

6.) In case of fire, close the door of the burning area to stop the spread of fire. As smoke rises up, breathe slowly, and get a piece of wet cloth to cover the nose and mouth to avoid suffocation.

7.) When trapped in a fire hit area, it is highly recommended to go to a room with windows leading outdoors.

8.) If clothes catch fire, do not run or panic, do the: “Stop, Drop, and Roll. “In this life-threatening situation, shout for help or wave a cloth outside the window to alert the people around you and keep in mind to remain calm.

9.) The most important thing to do is to call 911, the nationwide emergency hotline number, and tell the emergency operator of your location right away.

March is one of the hottest months of the year and it marks the beginning of the summer season in the Philippines. It is also the month that has one of the most alarming fire incidents in the country, based on data by the Bureau of Fire Protection (BFP). So it is imperative to follow safety measures and to add an extra layer of protection for your peace of mind. 🧡

References:
https://www.gmanetwork.com/news/topstories/nation/899119/smoking-top-cause-of-fire-incidents-in-2024-so-far-bfp/story/
https://prri.da.gov.ph/fire-prevention-month/

Share ko lang.

Naalala ko ‘yung sinabi ni Marilyn Monroe na “Strong women don’t have ‘attitudes’, they have standards.”

Recently kasi ang daming naghihiwalay na couples, some that I personally know, and pati na rin mga celebrities.

One thing na napansin ko lalo na after break-up nila, ang babae ay natural na MALAKAS. Pero mas nakikita natin ‘yung strength nila in the most devastating circumstances. Kahit devastated sila, tuloy pa rin, trabaho pa rin, laban pa rin, at abante pa rin. And for that, they really are amazing!

Women can really show na STRONG AND INDEPENDENT sila in so many ways. I know women who still show up sa work kahit may sakit, women who do everything to provide for their family, women who are self-sufficient and financially stable, women who generally think they can do anything they want and continues to prove that THEY REALLY CAN!

Kaya saludo ako sa lahat ng babae. Mabuhay kayo!

Pagbati para sa lahat ng mga kababaihan. 🧡

Time lost is gone forever. But maybe it’s not too late for you yet. So act fast while you still can! 💪🏻

Here’s a simple guide to achieve FINANCIAL FREEDOM:

1. Make sure to have adequate protection in case of SADD events - Sickness, Accident, Disability, and Death.

2. Have another source of income especially if you can barely save money as of the moment.

3. Diversify your fund to different financial instruments that will help your fast track your life goals.

Need help on any of the above mentioned tips? Send me a message and together let’s MARCH our way towards lifelong partnership. 🧡

APPRECIATION POST 🧡

Thank you to our February clients. We would not have reached this milestone if it weren’t for your trust in us as your insurance agents and in FWD as your insurance provider.

We are beyond grateful because this milestone gives us confidence that more Filipinos will be more financially secured in the future. 🥰

This March, we are ready to insure more people.

Want to live your life with less worries? Send a PM now! 💌

Nothing to lose, more to gain! 🧡
Congratulations in advance, Mr. Client! 🥳

Building a legacy for your family is already a difficult thing to do. It takes so much time, hardwork, and dedication. Pero once na naachieve mo na siya, kahit anong klaseng legacy pa ‘yan - multiple properties, businesses, millions of savings, and the like, for sure hindi mo na gugustuhing mawala pa ang mga ‘yan.

That’s why kasama dapat sa financial planning mo ang wealth preservation to make sure na matatransfer mo nang maayos ang legacy mo sa family mo pati na rin sa next generation.

ESTATE TAX plays a vital role in wealth preservation. Hindi magiging successful ang paglipat ng ari-arian kung hindi mababayaran ang estate tax. There could be so many ways to settle estate tax but below are the two most common.

Pero actually, kahit anong paraan pa ‘yan, basta’t legal at enough ang iyong pera, maayos mong maipamamana ang ari-arian mo. But if you want to SPEND LESS and have BETTER CONTROL sa fund, then the best way is to get an FWD POLICY that will secure the smooth transfer of your wealth to your heirs/beneficiaries.

INSURANCE is a POWERFUL TOOL. Let me help you understand it better. Send me a message NOW! 🧡

Chinese Horoscope 2024 - Year of the Wood Dragon What does this major year have in store for us? How can we harness Dragon luck to celebrate living? Let's look into 2024 with our friends at Chinoy TV.

Sa totoo lang, mahaba talaga ang checklist towards financial freedom. But these are the most important ones for a great jumpstart. And take note na magandang gawin ang mga ‘to nang wala kang utang. 🧡

⚠️HINDI SULIT ANG INSURANCE PLAN⚠️

Naniwala naman din ako agad. Alam mo kung bakit?

Kasi noong sinabi sa akin ‘yan ay wala pa akong solid idea about it. So malay ko ba sa insurance na ‘yan! (That was me when I was not okay talking about it kasi closed-minded ako sa ganitong discussion.)

I’m just lucky enough kasi when I started working, napaligiran ako ng mga taong maraming alam pagdating sa insurance and investment. Plus mas lalo ko pang naunawaan when I studied it myself.

Now, did you know na majority ng mga insured Filipinos ay HAPPY sa insurance plan na meron sila?

The reason is because they know that it’s SULIT! Sabi ‘yan ng mga clients ko na kumuha ng Variable Unit-Linked plan (VUL).

If pabalikin ka na ni Lord sa original home mo, you will leave a huge amount of money to your family.

And if you live too long, may investment ka na pwede mong gamitin as your RETIREMENT FUND.

We can make your insurance plan even MORE SULIT by adding RIDERS (add-on benefits) on top of your original plan!

Most people just don’t realize yet how beneficial having all these could be.

So if any of these benefits sparks your interest, MESSAGE ME now!

I can give you…

a solid financial planning ✅
a sample proposal that will address your needs ✅
a life-long partnership ✅

Let me help you make a SULIT purchase this 2.2 flash sale!

ADD TO CART WISELY! 🧡

⚠️SKIP THIS POST! You might not BENEFIT from it.⚠️

This is just a quick sharing anyway.

You know what, I’ve seen a lot of people who only retired because they thought that their children could help them get through their retirement years. While others can live up to it, 'yung iba naman can't deny na mahirap suportahan ang retirement ng parents lalo na kung may sarili na rin silang pamilya.

Totoo na malaki pa rin ang gastusin during retirement. Madalas nadadagdagan pa nga dahil mas vulnerable na sa health issues ang mga matatanda so need na ng regular check-up at karamihan need na rin ng maintenance medicine. On top pa 'yan ng mga basic necessities.

Well my point is, what kind of retirement do you really want? Gusto mo bang mag-travel? Mag-manage ng business? Weekly shopping and kain sa restaurant?

Whatever it is, you owe it to yourself to prepare for your future retirement years. And I'm sure na ayaw mo rin namang iasa sa ibang tao ang retirement mo.

Life doesn't end at retirement - it begins anew! Embrace your journey with our VUL retirement plan. Offering the peace of insurance with the potential growth of investment, we help pave the way to the retired life you've always dreamt of. 🧡

Here's a budget strategy that could help you save a portion of your income consistently. To make it more effective, take out the 20% savings first. 😉

Make saving money a habit while you're still earning. But if you barely make ends meet, consider another source of income. 🧡

Whether you prioritize your expenses or your savings, it's all up to you. 😊

January is National Microinsurance Month! 🧡

Send a message to learn more

Don’t just save. Make your money GROW! And as you do, know that it has greater worth than its cash value. ❤️💸

XOXO

It’s so easy to dream of becoming rich. But remember that dreams are just all in the mind. So start to act to make your dreams come true. 💸

XOXO

No one’s exempted from paying taxes. You gotta learn how it works so you can educate your children in the future. It’s just like making them understand that in life, they can’t have it all.

XOXO