Broadview Wealth Management

🍎 As your kids head back to school, it’s a good time to give them advice for their future. Emphasize the value of investing in experiences and skills that can help them build a lifelong career.

Not necessarily. If your employer offers matching contributions, maxing out too quickly might mean missing out on free money. Employers often match contributions each payday, so spreading out your contributions can maximize this benefit.

Maxing out your 401(k) might seem like a no-brainer, but there are several reasons to think twice before doing so. Discover why pacing your contributions might be a better move in our latest blog: https://www.broadviewwealthmanagement.com/blog/you-might-not-want-to-max-out-your-401k-right-away/

🌟 Retirement Bound Webinar! 🌟
Planning for retirement? Join us TODAY at 12pm to learn 5 important steps you can take now to pursue your goal of a happy, secure retirement.
🔗 Register: https://www.broadviewwealthmanagement.com/workshops/retirement-bound/

A financial plan anchors you during turbulent times, focusing on long-term patterns, adapting to market changes, guiding asset allocations, and preventing costly mistakes. Stick to your plan to stay grounded and aligned with your goals. If you need help getting started, contact us: https://www.broadviewwealthmanagement.com/about-us/contact-us/

Dreaming of early retirement? 💭 It takes planning and dedication! Here are some practical tips to help you pursue financial independence and retire on your terms: https://www.broadviewwealthmanagement.com/blog/retiring-on-your-own-terms-7-ways-you-can-you-work-toward-an-early-retirement/

Are you within 10 years of retirement? 🕒 It’s time to start planning! Join us for our Retirement Bound Webinar on August 22 at 12pm and learn five crucial steps to take now on your journey toward the goal of a happy, secure retirement.

Plus, take home our Retirement Bound Checklist and Sample Income Plan to help you chart your course! Register here: https://www.broadviewwealthmanagement.com/workshops/retirement-bound/

📚 Educating yourself on financial topics is one of the first and most important steps toward gaining financial awareness and freedom. Knowledge empowers better decisions. Looking for a place to start? We regularly update our website with helpful resources and new blogs to help you along your financial journey: https://www.broadviewwealthmanagement.com/learn/

What does Financial Independence mean to you?

Wherever you are in life, take control of your financial future by investing in yourself. Our advisors are ready to help create a personalized roadmap with clear, actionable steps to pursue your financial goals: https://www.broadviewwealthmanagement.com/invest-in-your-future/

Focus on what you can control. Consider following a budget, reducing unnecessary spending, paying down debts, and building an emergency savings account.

There's still time to join our 2024 Midyear Outlook webinar TODAY at noon! This will help you assess conditions over the second half of the year, alert you to the challenges that may lie ahead, and help you find the smoothest path for making continued progress toward your destination. Register: https://hubs.ly/Q02K4Mrs0

A home is one of the most expensive purchases you can make, and you don't want to rush into one that isn't right for your needs. Here are a few key tips and insights if you are looking for a home during high inflation: https://hubs.ly/Q02JJYmT0

Everyone's risk tolerance is different, and it is crucial not to invest beyond yours. We can work with you to evaluate your risk tolerance and help you work towards choosing what assets you want to pursue for your portfolio. Learn more: https://hubs.ly/Q02JJT3D0

Curious about what's in store for the second half of 2024? Join us next Tuesday, August 6th, at 12pm for our Midyear Outlook webinar. We'll discuss what challenges may lie ahead and help you find the smoothest path for making continued progress toward your destination. Register here: https://hubs.ly/Q02JJLj00

Welcome! You are invited to join a webinar: LPL Mid-Year Outlook. After registering, you will receive a confirmation email about joining the webinar. The mid-year outlook is designed to help you assess conditions over the second half of the year, alert you to the challenges that may lie ahead, and help you find the smoothest path for making continued progress toward your destination. SECURITIES AND ADVISORY SERVICES ARE OFFERED THROUGH LPL FINANC...

Many parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, as time goes by, communicating openly about your financial, estate and medical arrangements that could affect the entire family helps everyone prepare and plan for the future.

When you're busy, it's tempting to put things off. If you make your finances a priority, then you'll be the first to benefit! For help setting financial goals and creating a manageable plan, meet with us! Learn more about our personal approach here: https://hubs.ly/Q02DZWdy0

The "Sandwich Generation" is composed of adults who are ‘sandwiched’ between competing financial responsibilities. Read our latest blog to learn how you can overcome the dual-caregiving dilemma and still save for retirement: https://hubs.ly/Q02HK20h0

Overcoming the Dual-Caregiving Dilemma | Own Your Future Financial Planning Tweet Email Overcoming the Dual-Caregiving Dilemma The "Sandwich Generation" is composed of adults who are ‘sandwiched’ between competing financial responsibilities. Many Sandwich Gen members support their aging parents while also providing for their children (or even grandchi...

How many Americans care for older family members while also raising children under 18?

A. 10 million
B. 1 million
C. 2.5 million
D. 4 million

Answer: C. According to a recent University of Michigan study, about 2.5 million Americans care for both aging family members and their children.

While understanding work-life balance is essential, knowing how to get there is critical. Settings goals, separating your work life from your home life, and increasing your efficiency when you're at work are three steps to take now to work toward a healthier balance.

Join us TODAY at 12pm for our free webinar on how to maximize Social Security. We'll help demystify the process and provide the basics to understand, important factors, and ways to file. Register here: https://hubs.ly/Q02D-1--0

Social Security is a complex topic, but it's important to understand. We've compiled a complete guide and cover several key points, such as how to decide when to start receiving benefits and Social Security for family members: https://hubs.ly/Q02GQ-FV0

Unlocking Your Social Security Potential: A Comprehensive Guide | Own Your Future Social Security Tweet Email Unlocking Your Social Security Potential: A Comprehensive Guide Nearly every American worker includes Social Security benefits as part of their comprehensive retirement plan. As a member of the workforce, you pay Social Security taxes, which earn you “credits,” that g...

There's still time to join our 2024 Midyear Outlook webinar TODAY! This will help you assess conditions over the second half of the year, alert you to the challenges that may lie ahead, and help you find the smoothest path for making continued progress toward your destination. Register: https://hubs.ly/Q02G3sdr0

Happy Workiversary to our Financial Advisor, Nicole Mann🎉 Congrats on 4 years!

Did you know there are more than 500 ways to claim Social Security benefits? Join us on Thursday, July 18th for our Social Security webinar to learn the basics, factors that might affect you when you file, and ways to file. Register here: https://hubs.ly/Q02D-1Wp0

Curious about what's in store for the second half of 2024? Join us next Tuesday, July 16th, at 12pm for our Midyear Outlook webinar. We'll discuss what challenges may lie ahead and help you find the smoothest path for making continued progress toward your destination. Register here: https://hubs.ly/Q02G1lNn0

Happy Independence Day from Broadview Wealth Management! As a reminder, our office and financial markets are closed today in observance of the holiday.

Enjoy the fireworks!

Attend Retirement Bound to learn about the five important steps you can take now on your journey toward the goal of a happy, secure retirement. Join us on Thursday, July 11 at 12pm for this free webinar, which also includes a take-home checklist and sample income plan. Register here: https://hubs.ly/Q02D-1SC0

Happy Financial Freedom Day! Financial freedom can look different for everyone, but what does it mean for you?

Contact us to see how we can help you work toward financial independence: https://hubs.ly/Q02DSzYY0

Today is Insurance Awareness Day!

Did you know that about 90 million American families rely on life insurance for economic protection, including financial and retirement security?

(Primary Source: American Council of Life Insurers)

This depends on your birth year and whether you want to opt for early, full, or late retirement. Those born between 1943 and 1954 have a full retirement age (FRA) of 66. After that, your FRA increases by a few months depending on the year you were born; if you are born after 1960, the FRA is 67.

Early retirement is possible for those as young as 62, though you receive much smaller monthly payments. You may choose to wait and receive a higher amount for your monthly checks by not collecting benefits until the age of 70.