Diana Cortes Century 21 Affiliated

🏢 Double the hustle, double the style! 👔💼 Accidentally twinning with my amazing coworker and fellow realtor .sd.realtor at the office! 🌟 Who says work attire has to be boring? 😄 🏠🔑

For this month of November, I am reminded to be grateful for so many things every day. Today, I am grateful for this woman right here . Thank you for being my accountability partner, for always building me up and believing in me, for setting goals with and for each other, for showing me by example the importance of being consistent and showing up everyday. I am always rooting for your success and am grateful to work side by side with you everyday. Cheers to you my friend and our continued daily grind for daily personal and professional growth.

So happy to help this very special family get their offer accepted on this beautiful 1-story home.
Looking to buy or sell a home? Let’s discuss your real estate goals!

Diana Cortes
Realtor DRE #01379699
Century 21 Affiliated
619.576.8301

Welcome to Element at Millenia, where luxury living meets convenience! This stunning modern tri-level home was built in 2017 by Shea Builders.

This 3 bedroom, 3.5 bathroom home boasts a spacious 1915 square feet of living space, providing ample space for entertaining and relaxation.
This home is situated in the desirable community of Element at Millenia, known for its prime location within walking distance to the Promenades, a vibrant shopping and dining destination. You'll also find a dog park, private schools, and more

Don't miss this opportunity to own a stunning modern home in the heart of Millenia. Contact me today to schedule a viewing and make this home yours!

Diana Cortes
Century 21 Affiliated
DRE #01379699
619.576.8301

As human beings, we have a responsibility to take care of those around us, especially our friends, family, and clients. One of the most important ways we can do this is by helping them grow financially. Financial stability is crucial for everyone, and it's something we should all strive for.

That's why I'm excited to invite you all to our "Build your financial foundation" event on April 25th from 5-7pm. This event will be an opportunity for us to come together and learn about the important steps we can take to build a solid financial future for ourselves and those we care about.

During the event, we will cover topics such as budgeting, saving, investing, and managing debt. We'll also discuss the importance of setting financial goals and creating a plan to achieve them. Our goal is to provide practical advice and tools that attendees can use to make informed financial decisions and take control of their finances.

But this event is about more than just learning. It's also about community and giving back. We believe that by helping each other grow financially, we can create a stronger and more prosperous community for everyone. That's why we're inviting not only our clients, but also their friends and family to join us.

So whether you're just starting out on your financial journey, or you're looking to take your finances to the next level, we encourage you to join us on April 25th.

Register now for our "Build your financial foundation" event on April 25th from 5-7pm.

***DM me for more info***

Felicitaciones a mis compradores! Han estado buscando y esperando por una casa en su vecindario favorito, de College Estates. ¡La vieron, la quisieron, y ahora estamos en camino de que sea suya! Escribimos una oferta competitiva y limpia, ¡y ahora estamos en proceso de la compra! 🎉🏡

🏠🔑Exciting news! I'm thrilled to announce that my latest listing is now officially in escrow! 🎉🎉 It's been an amazing journey working with the sellers to get their property ready for the market, and I'm so grateful for their trust in me to guide them through the process. 🙏🏼

To all the potential buyers who showed interest in this beautiful home, thank you for considering it as your future haven. 🌟 For the lucky buyer who's now in escrow, get ready to make this stunning property your own and create cherished memories with your loved ones for years to come! ✨

If you're in the market for a new home, let's chat! I'm here to help you find your dream home, guide you through the offer and negotiation process, and work hard to make sure everything goes smoothly until we hand you the keys. 🗝️🤗

2 🛌
2 🛁
On an oversized corner lot over 7,000 square feet ready to host your dream project.
For more information, call me today 619.576.8301

Check out these two beautiful listings in Chula Vista ready to welcome you home. First one is a single family home
73 Las Flores Dr
4 🛌
3🛁
2479 SF 🏡
No HOA No Mello Roos
Second, is a townhome
3 🛌
2 🛁
1212 SF
Call me today for a showing appt on these or any other properties you may be interested in.
Diana Cortes
Century 21 Award
Realtors DRE #01379699
619.576.8301

A very happy birthday to these amazing boss babes💕Inez and Nelly 💕

Mortgage rates have increased significantly in recent weeks. And that may mean you have questions about what this means for you if you’re planning to buy a home. Here’s some information that can help you make an informed decision when you set your homebuying plans.

👀The Impact of Rising Mortgage Rates

As mortgage rates rise, they impact your purchasing power by raising the cost of buying a home and limiting how much you can comfortably afford.

As rates go up, the amount you can afford to borrow decreases and that may mean you have to look at homes at a different price point. That’s why it’s important to work with a real estate advisor to understand how mortgage rates impact your monthly mortgage payment at various home loan amounts.

👀Are Mortgage Rates Going To Go Down?

The rise in mortgage rates and the resulting decrease in purchasing power may leave you wondering if you should wait for rates to go down before making your purchase. If you’re waiting for mortgage rates to drop, you may be waiting for a while as the Federal Reserve works to get inflation under control. And if you’re considering renting as your alternative while you wait it out, remember that’s going to get more expensive with time too.

Basically, it is true that it costs more to buy a home today than it did last year, but the same is true for renting. 💡The difference is, with homeownership, you’re also gaining equity over time which will help grow your net worth. The question now becomes: what makes more sense for you?

Each person’s situation is unique. To make the best decision for you, DM me today to explore your options.

So grateful for the opportunities for constant learning and growth offered by my brokerage. Thank you thank you . I am committed to becoming my best self and serving my clients needs at the highest level.

We are so excited to celebrate these two beautiful C21 mommas to be. Many blessings to you and Ashley 💕 May the miraculous gift of motherhood bring you a love like no other.

🏡 OPEN HOUSE 🏡 📅 SAT Sept 17th ⏰ 12 PM - 2 PM. 📍 1554 Thermal Ave, San Diego Ca 92154 3 bedroom 🛌 | 2 bath 🛁 1,175 SQFT 🔲 Join me this Saturday in South San Diego to tour this lovely single family home listed at only $679,000.
For more information call Diana Cortes 619.576.8301

While buyer demand has moderated and housing supply has grown in recent months, it’s still a sellers’ market because inventory is low.
The latest data shows sellers continue to benefit from serious buyers and competitive offers. In July, the average home received 2.8 offers and 39% sold over the asking price.
You haven’t missed your opportunity to sell. Let’s connect to start the process today. Diana Cortes DRE #01379699

Exciting news coming to Chula Vista’s Otay Ranch, Millenia!
https://www.sandiegouniontribune.com/news/education/story/2022-09-07/sdsu-tv-film-program-chula-vista?fbclid=IwAR2rEPANA3pRMnMIX-CKWjpqKLXtW-8HUq3gzwo4ga_As2v1GvNMq1Ja7Yk

SDSU to move its TV and film program to Chula Vista in historic expansion to South County The $89 million complex and program shift might lead other universities to expand south

One of the biggest questions people are asking right now is: what’s happening with home prices? There are headlines about ongoing price appreciation, but at the same time, some sellers are reducing the price of their homes. That can feel confusing and makes it more difficult to get a clear picture. Part of the challenge is that it can be hard to understand what experts are saying when the words they use sound similar. Let’s break down the differences among those terms to help clarify what’s actually happening today.
Appreciation is when home prices increase.
Depreciation is when home prices decrease.
Deceleration is when home prices continue to appreciate, but at a slower or more moderate pace.
Experts agree that, nationally, what we’re seeing today is deceleration. That means home prices are appreciating, just not at the record-breaking pace they have over the past year. This year, experts forecast home prices will appreciate at a decelerated pace of around 10 to 11%, on average.
Basically, this means, while moderating, home prices are still far above the norm, and we’d have to see a lot more deceleration to even fall in line with more typical rates of home price growth. That’s still not home price depreciation. The big takeaway is home prices haven’t fallen or depreciated nationwide, they’re just decelerating or moderating. While some unique and overheated markets may see declines, nationally, home prices are forecast to appreciate. And when we look at the country as a whole, none of the experts project home prices will net depreciate or fall. They’re all projecting ongoing appreciation.
Bottom Line
If you have questions about what’s happening with home prices in our local area, let’s connect. Diana Cortes DRE #01379699

If you’re buying a home, here’s what you should know about your home inspection and why it’s so important. A home inspection is a crucial step in the homebuying process. It assesses the condition of the home you plan to purchase so you can avoid costly surprises down the road. DM me so you have an expert on your side who can guide you through the process.

DRE #01379699

The desire to own a home is still strong today. In fact, according to the Census, the U.S. homeownership rate is on the rise. If you’re thinking about buying a home this year, here are just a few reasons why so many people see the value of homeownership.

There are several benefits to owning your home. A significant one, especially when inflation is high like it is today, is that homeownership can help protect you from rising costs. Lawrence Yun, Chief Economist at the National Association of Realtors (NAR), explains, “Renters actually have a harder time in inflationary periods, because rents tend to rise along with inflation, whereas mortgage payments stay the same for homeowners with fixed-rate mortgages.”

When you buy a home with a fixed-rate mortgage, you can lock in what's likely your biggest monthly expense – your housing payment – for the duration of that loan, often 15-30 years. That gives you a predictable monthly housing expense that can benefit you in the short term, but you’ll also gain equity over time as your home appreciates in value and you make your monthly mortgage payment. And with that growing equity, your net worth will increase as well. In fact, the latest data from NAR shows the median household net worth of a homeowner is roughly $300,000, while the median net worth of renters is only about $8,000. That means a homeowner’s net worth is nearly 40 times that of a renter.

The U.S. homeownership rate is growing. If you’re ready to purchase the home of your dreams, DM me so you can begin the homebuying process today.

I have the best clients ❤️

See more: https://www.realsatisfied.com/Diana-Cortes

Forbearance enabled nearly five million homeowners to get back on their feet in a time when having the security and protection of a home was more important than ever. Those in need were able to work with their banks and lenders to stay in their homes rather than go into foreclosure. Marina Walsh at the Mortgage Bankers Association notes, “Most borrowers exiting forbearance are moving into either a loan modification, payment deferral, or a combination of the two workout options." With those options in place, four out of every five homeowners in forbearance are either paid in full or are exiting with a plan. They’re able to stay in their homes.

Since so many people can stay in their homes and work out alternative options, there won’t be a wave of foreclosures coming to the market. And while rising slightly since the foreclosure moratorium was lifted this year, foreclosures today are still nowhere near the levels seen in the housing crisis.

Forbearance wasn’t the only game changer, either. Lending standards have improved significantly since the housing bubble burst, and that’s one more thing keeping foreclosure filings low. Today’s borrowers are much more qualified to pay their home loans. And while the majority of homeowners are exiting the forbearance program with a plan, for those who still need to make a change due to financial hardship or other challenges, today’s record-level of equity is giving them the opportunity to sell their houses and avoid foreclosure altogether.

Experts say the number of homes for sale is growing this year, and that can have a big impact on your move. If you’re planning to buy, additional options in today’s market may be just what you’ve been waiting for. More inventory means added opportunities to find the home of your dreams. DM me so you have the latest information on available homes in our area.
DRE #01379699

Must see beautiful 4 bedroom single story smart home in La Mesa has everything you are looking for and more. Remodeled kitchen, laminate floors, quartz countertops, dual pane windows, central AC, EV outlet, solar and an additional renovated room outside. Contact me today for more details and a personal showing.
Diana Cortes. DRE #01379699

The housing market is moving away from the frenzy of the past year and it’s opening doors for you if you’re thinking about buying a home.
Housing inventory is increasing, which means more options for your search. Plus, the intensity of bidding wars may ease as buyer demand moderates, leading to fewer homes selling above asking price.
If you’re ready to buy a home, now may be the moment you’ve been waiting for. Let’s connect to start the homebuying process today. Diana Cortes DRE #01379699