Clear to Close Mortgage

Sioux Falls buyers - check out the open house this weekend listed by Craig Pederson of Better Homes and Gardens RE.

Call if you need a prequalification letter and ask about our ZERO down option for new homebuyers!😁

NMLS: 1801539

Closing Day! Congratulations to the new homeowners!🙂

New Listing / Open House!
Check out this new listing by Chriss Bond of Coldwell Banker Global Luxury Denver. If you are out looking and need a prequal letter or want to run a loan scenario, we are available on the weekends!
Call/Text The Brent Schneider @720-422-4741.

New Listing / Open House!
Check out this new listing by Heidi Finn of Urban Luxe RE. If you are out looking and need a prequa letter or want to run a loan scenario, we are available on the weekends!
Call/Text The Brent Schneider @720-422-4741.

Next Wednesday is the updated inflation report. Typically the market adjusts for expectations prior to release of the reports. Could this be the news we are finally looking for?

Are you looking to boost your credit score but not sure where to start? We've got you covered!
Reach out to us today and let's work together to get there!

"Look into my eyes......you're getting very sleepy, verrrry sleepy. Now....time to buy a home, buy a home, buy a home!"

Jumbo loans are easier than you think and are just as competitive! Let us know what you're looking for and we can price out the scenario that works best for you!

Did you know a higher credit score can result in a lower home loan interest rate?

Here's a couple tips to increase your score - start doing these a couple months before you plan on buying or refinancing:

1) Credit Limit Increase: Obviously, pay on time...but, if you keep your balance vs. your credit limit low, your score improves significantly. Now, just don't use that extra credit!

2) If you don't have any tradelines, a spouse/relative can put you on their card as a registered user. this will get reported to your credit.

For more ideas, let us know!

Did you know?.....on average, brokers save borrowers over $9k/transaction (purchase or refi) vs. traditional banks.

Let's see what we can do for you!

I guess there's something for everyone!
Have a great National Chocolate Milk Day. :)

🏠🙌 Thank you to all our clients for your support. We sincerely appreciate our relationships! 🎉🎊

As mortgage brokers, we understand that buying a home can be overwhelming at times. But with your support, we have been able to simplify the process, guide our clients every step of the way, and help make dreams of homeownership a reality.

Cheers to you, our incredible supporters! 🥂🏡✨

Get going today!

We are getting closer to the end of this cycle. There are exceptions - is it about time to get back in the market and start looking for your new home?

Home Prices End 7-Month Slide It wasn’t yet the season, but February’s home price environment seems to have gotten a jump on the vaunted spring housing market. Black Knight’s Mortgage ,...

🏠 Seller Paid Interest Rate Buydowns: A Win-Win Option! 🎉

Are you in the market for a new home? If so, you may have come across the term "seller paid interest rate buydowns" and wondered if this financing option is right for you.

What is a seller paid interest rate buydown? 🤔 It's when the home seller agrees to pay a portion of the buyer's mortgage interest for a set period (usually 1-3 years), effectively lowering the interest rate on the loan. This means the buyer will have lower monthly mortgage payments during that time, which can make the home more affordable.

Here are 3 reasons why seller paid interest rate buydowns can be a great option: 💡

1️⃣ Affordability: Reduced monthly payments make it easier to budget for new home expenses.

2️⃣ Faster Sale: Offering a buydown can be an attractive incentive for potential buyers, leading to a quicker sale.

3️⃣ Flexibility: Buydowns are customizable, allowing the seller to contribute a specific amount towards the buyer's mortgage interest. This provides flexibility for both parties, as they can agree on a buydown that suits their respective financial situations.

For more information on buydowns, give us a call to see how they may work for you! 🏡💰🌟

📢 Big news ahead, folks! The highly anticipated Federal Reserve meeting is happening TOMORROW! 📅

Expectations are high, and the financial world is on the edge of its seat, awaiting the Fed's decision on interest rates and monetary policy. 💰

Will they hold steady, or will they change course? 🤔

No matter what the outcome, this decision could have major implications on the economy, markets, and our everyday lives. So, make sure to stay tuned for updates, and keep an eye on your investments! 💼

BTW, this was created by an AI generator. :)

Have we finally hit a ceiling on interest rates? Tomorrow could be a big indicator for, at least, the short term. Stay tuned for updates!

Mortgage Rates Down Big, But Lagging Other Indicators If you're just getting caught up or otherwise haven't heard, the biggest news in financial markets since last Friday has been the precipitous failure of Silicon Valley Bank.  While not necessaril...

Fingers crossed for the next week's data. We need a break!

Mortgage Rates Remain Elevated, But Bigger Volatility is Coming There's probably not going to be any way around it.  However volatile rates may have been in the past 2 weeks, they're at risk of much larger swings i,...

Rates have been coming down! It might be time to start that search you've been thinking about.

I’m EGGstatic! Is this an EGGSageration?

Looking at a new home, or just feeling out the market? There are a lot of things going on lately with the real estate market and we are here to help answer your questions.

Need to see what you qualify for in the current market?
Just want to see if it makes sense to refinance or take some cash out of your investment?

We can help!

10% down for a loan over $684k!

You can use gift funds from a family member to meet any down payment requirements. Call today to learn more!

Single-Fam Construction Tanking While Multi-Fam Stays Strong; Record Number "Under Construction" There were modest pullbacks in both the seasonally adjusted annual numbers of permits and housing starts in June. But it was only because of strong gains in the multifamily sector that construction figures, provided by the U.S. Census Bureau and Department of Housing and Urban Development, stayed ev...

Here’s your Friday recap. Have a good weekend!

Mortgage Rates Are Actually Much Higher This Week Several of the most popular sources for mortgage rate data are way off the mark this week.

A lot of things happening lately....let's see what the Fed says tomorrow. Rates are still great so call us if you're thinking of refinancing or buying a new place!

Today's Market Summary Report Today's Market Summary Report

What a great couple! Congratulations Valdez’s closing on your new Denver home. Great job Jeff Lee setting this up. This was about as fast and smooth of a transaction ever.