Cary Reeves Senior Loan Originator NMLS # 1070545
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Cary Reeves | Senior Loan Originator | NMLS# 1070545 | Prime Capital Home Loans | Equal Housing Lender
Cary Reeves is originally from Odessa, Texas, and moved to Austin to attend the University of Texas in 1988. After graduating from UT in 1992 and marrying his wife of 23 years, Patricia, he started a 20-year career in the golf industry. His last position in the golf industry was as the Director of Operations for the PGA TOUR’s Valero Texas Open for 10 years. In 2013 he decided to switch gears and
12/25/2023
Here's to a season of merry-making, cherished memories, and bright new beginnings. Stay safe, enjoy the festive cheer, and remember, we're here for all your lending needs, now and in the coming year.
Merry Christmas 🎄
🌟
12/22/2023
🏡📉 Now's the time to make your move! With rates going down, let’s get you pre-approved for your home. I'm Cary Reeves, ready to navigate you to your dream home. 🏠 Call or text 210.649.9595 and let’s chat!
12/19/2023
🎄Sometimes, amidst the whirlwind of our daily lives, we forget the power of a simple pause. Etty Hillesum once said, “Sometimes the most important thing in a whole day is the rest we take between two deep breaths.”
In this season of hustle and bustle, let’s remember to take those precious moments for ourselves. A deep breath to reset, to appreciate, to simply be. Whether you’re amidst holiday preparations, wrapping up end-of-year tasks, or just navigating the everyday chaos, let’s all take a moment today to just breathe. Inhale... Exhale... 🎁🎄❤️
12/14/2023
🎉 Ready to leap into the New Year with a new home? 🏡 Exciting news - rates are falling! 📉 Don't miss out, call me today, and let's make your dream home a reality! 🌟
☎️210.649.9595
📞✨
12/01/2023
NEXT SATURDAY! Join us for Cookies with the Grinch. Bring the whole family. Snag pictures with The Grinch, and enjoy cookies, pizza, eggnog & hot chocolate. The kids will enjoy some Grinchy crafts and can knock out their letters to Santa.
🍪December 9th
🍪11:00 am - 3:00 pm
🍪4372 N Loop 1604 W Suite 300
Shavano Park
RSVP Below.
https://sanantoniotexas.my.canva.site/cookies-with-the-grinch
Sponsors:
Capital Title of Texas in San Antonio
Stacey Revell with Ideal Real Estate Transactions
1st Trust Insurance San Antonio
11/28/2023
Tired of rent uncertainties? 🚀 A fixed-rate mortgage offers the peace of mind you deserve. I'm Cary Reeves, here to guide you to financial predictability in your home payments.
Let’s discuss your options! Dial 210.649.9595 today.
11/23/2023
🍁🏠 This Thanksgiving, We’re Grateful for Home 🏠🍁
At Texas Lending Partners, we're taking a moment to reflect on what we’re most thankful for - the opportunity to help turn houses into homes across Texas. 🌟
To our wonderful clients, thank you for entrusting us with your dreams of homeownership. Your journeys inspire us every day and fill us with immense gratitude. 🙏
As we gather with loved ones, let's remember the warmth and joy that a home brings. Whether you're celebrating in a home we helped you buy or dreaming of one we'll help you find, we're thankful to be part of your story. 💛
Happy Thanksgiving from our family to yours! May your homes be filled with love, laughter, and the spirit of togetherness this holiday season. 🍂
🦃
11/15/2023
🏡 Choosing Your Neighborhood: Top Reasons 🌟
Affordability of Home:
💸Stay within your budget.
💸Consider investment potential.
💸Live comfortably without financial strain.
Quality of Neighborhood:
💓Safety first!
💓Check out amenities like parks and shops.
💓Feel the community vibe.
Convenience to Friends and family:
🏡Stay connected with loved ones.
🏡Boost your social life.
🏡Enjoy the comfort of familiarity.
📞 Discover your perfect community with Cary. Dial 210.649.9595 for personalized advice!
11/06/2023
The VA-backed home loan limit refers to the amount the U.S. Department of Veterans Affairs will guarantee. As of 2020, if you have full entitlement, you don’t have a VA loan limit. Full entitlement means you have never used your VA home loan benefit, or you’ve paid a previous VA loan in full, sold the property, and had entitlement reinstated.
If you have remaining entitlement, your VA loan limit is based on the county loan limit where you live.
10/24/2023
Mortgage Pre-Approval: Your Key to a Successful Home Purchase! 🏡🔑 Here's why it matters:
Budget Clarity: Know your borrowing capacity and monthly payments upfront, narrowing down your home choices.
Seller's Choice: Sellers favor pre-approved buyers, as they're more likely to secure a loan, increasing your offer's attractiveness.
Speedy Closing: Pre-approval expedites the loan process, making your homeownership dreams a reality faster.
Ready to get started? Contact me today!
NMLS #: 1070545 | 📞 210.649.9595 | ✉️ [email protected]
10/20/2023
Did you know? Many believe you need a big down payment to buy a home. Yet, a Fannie Mae survey reveals only 17% are aware that options can be less than 5% of the purchase price. Surprisingly, 40% aren't sure of the required amount at all. 🤔
For first-time buyers:
🔸 VA loans often need $0 down.
🔸 FHA loans: Just 3.5% down.
🔸 Conventional loans can be as low as 3% down (but remember to factor in PMI).
NerdWallet states that 32% of homeowners secured their homes with 5% or less. Another 16% went with 6-10% down. 🏠
Time to debunk myths and make informed choices! 💡
Let's connect. Call or Text 210.649.9595
10/16/2023
Hello, future homeowners of Texas! I'm Cary Reeves, here to help answer all your home loan questions! Where to start?
1️⃣ Always kick off with pre-qualification.
2️⃣ Benefit from my years of experience as we go step by step.
3️⃣ Together, we'll find that perfect mortgage match for you.
Your Texas home dream? Let's make it happen!
📞 Drop me a line today. 210.649.9595
10/05/2023
Credit Improvement Tips: Boost your financial standing with Cary's top credit enhancement strategies. 💳 Call Cary: 210.649.9595
Learn More: https://www.texaslendingpartners.com/the-lending-life/understanding-loan-qualification-and-improvement
UNDERSTANDING LOAN QUALIFICATION AND IMPROVEMENT — Texas Lending Partners Personal factors such as your credit score, down payment, and occupancy can affect mortgage rates. A high credit score indicates less risk to lenders, making you more attractive for loan approval.
10/03/2023
Swing by our office tomorrow (10/4/23) at 10:00 am for our monthly Coffee Talk. ☕
Location: 4372 N Loop 1604 W Suite 300, Shavano Park
Event Details:
https://www.texaslendingpartners.com/events/texas-lending-partners-monthly-coffee-talk
Texas Lending Partners Monthly Coffee Talk — Texas Lending Partners Join us for our Texas Lending Partners Monthly Coffee Talk, a casual yet informative gathering where we delve into the world of mortgages with realtors from across the state! This event is a fantastic opportunity for real estate professionals to network, share insights, and discuss the latest trends
09/30/2023
🚨Exciting Update🚨
Word has it that Taylor Swift was recently chatting with Donna Kelce, the mother of Kansas City Chiefs star tight end, Travis Kelce, during a game at Arrowhead Stadium.
After cheering for Kelce’s remarkable touchdown in their 41-10 triumph over the Chicago Bears, Taylor is said to have suggested Texas Lending Partners to Donna for top-tier mortgage solutions. 😉😝
Stay updated with the latest buzz, and consider Texas Lending Partners for all your home financing needs!
09/29/2023
Thinking about jumping into homeownership? Cary Reeves is here to discuss the pros and cons with you! 🌟
Renting:
🔄 Flexibility: Perfect for those always on the go.
💰 Low Maintenance: Say goodbye to repair worries.
🚫 Restrictions: Dreaming of customization? Limited here.
Buying:
🏠 Equity: Cary helps you build wealth with every payment.
✨ Customization: Your vision, Cary makes it a reality.
🛠 Responsibility: The home is yours, including its care!
Key Considerations:
💼 Career: Are you on a stable path or foresee changes?
🌍 Lifestyle: Adventurous or settling down?
💵 Finances: Are you financially prepared?
Cary is excited to guide you on this unique journey! 🌱
📞210.649.9595!
09/25/2023
🍽️ : Dine in more often! Redirecting dining-out expenses into savings can significantly boost your down payment fund. Questions?
Cary Reeves, NMLS # 1070545, is here to help at 210.649.9595! 🏡
09/20/2023
🏘️ Cary Reeves here, your Senior Loan Originator (NMLS # 1070545), breaking down your mortgage payment into four essential parts:
Principal: The heart of your loan amount.
Interest: The charge for borrowing the money.
Taxes: Your contribution towards local property taxes.
Insurance: Ensuring your home is protected against unforeseen events.
Call 210.649.9595 to unravel the nuances of your mortgage payments.
09/12/2023
Landlords are hitting tenants with an abundance of fees every month. Many are no more than five or 10 dollars each, but when stacked up they can amount to hundreds of dollars more each year. Some fees, such as those for parking and pets, have been around for years, but many renters now pay up for things they were rarely charged for in the past.
That includes fees for trash pickup, pest control, the use of a mailbox, and for making routine maintenance requests. Then there are fees for move-ins, move-outs, and “lease administration.”
Read the full story here:
https://www.wsj.com/real-estate/whats-worse-than-record-high-rent-record-high-rent-plus-fees-4ddbd12f?reflink=desktopwebshare_permalink
09/06/2023
Program: Certainty in your credit approval & rate. Rates go down within 21 days of closing, yours will too. Increase? No worries, you're shielded! Get in touch today.
📞 210.649.9595
08/29/2023
Dive deep into temporary buy downs with me! 🏊
🔺 1/0: 1% less on interest, year one.
🔺 2/1: A two-year treat with decreasing rates.
🔺 3/2/1: A smooth transition over three years.
For more insights, reach Cary at 210.649.9595.
08/28/2023
FHA Home Loan 101 with Cary:
🔒 Government-backed: Protects lenders.
💰 Low Down Payment: Only 3.5% required!
🎉 Easier Qualifications: Great for first-time homebuyers.
🛡 Mortgage Insurance: A double layer of protection.
🏠 Loan Limits & Property Criteria: Varies, but I'll walk you through it.
Thinking FHA? Let's chat: 210.649.9595.
Click here to claim your Sponsored Listing.
A Little About Cary Reeves
Cary Reeves | Senior Loan Originator | NMLS# 1070545 | Thrive Mortgage | Branch NMLS# 268552 | Equal Housing Lender
Cary Reeves is originally from Odessa, Texas and moved to Austin to attend the University of Texas in 1988. After graduating from UT in 1992 and marrying his wife of 23 years, Patricia, he started a 20 year career in the golf industry. His last position in the golf industry was as the Director of Operations for the PGA TOUR’s Valero Texas Open for 10 years. In 2013 he decided to switch gears and join the mortgage industry. He has enjoyed his “second career” as a Residential Mortgage Loan Officer and treats each client as if it were his own home loan, spending the time necessary to determine the best loan product for each situation. He is passionate about providing the best service available. In his spare time he enjoys attending his son’s basketball games and his daughter’s gymnastics meets, as well as golf, fly fishing and listening to Texas Country Music.
Loan product availability is subject to many factors including loan amount and qualifications of borrower. Not every applicant qualifies or is eligible for every loan program. Some loan products many not be available in all states in which the company holds licenses. Loan approval, note rate and annual percentage rate (“APR”) are dependent on factors including, but not limited to: loan program selected, credit, collateral, income, assets and overall financial history. Not all applicants will be approved for a loan. All loan programs, terms and interest rates are subject to change without notice.
TEXAS RECOVERY FUND NOTICE: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENTS WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV
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