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NMLS 1019941. For licensing information, go to: www.nmlsconsumeraccess.org. Legal disclosures: reversefacts.com/legal. Site not NYS DFS authorized. L440-Exp052017

Licensed Mortgage Banker-NYS Department of Financial Services-700 Corporate Blvd, Newburgh, NY 12550. Company NMLS ID: #1019941. RMF is a Licensed Mortgage Banker in the State of New York, but this loan originator and site are not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York

Timeline photos 11/25/2022

Did you know the term, "Black Friday" was originally used to reference national stock market crashes? The first recorded use of the term was specific to the U.S. gold market crash in 1869, after two Wall Street financiers—Jay Gould and Jim Fisk—attempted to corner the gold market, resulting in financial panic and eventual collapse of the market.

Thanksgiving Dinner with a Side of Family Stories 11/21/2022

November is Family Stories Month. And what better time than Thanksgiving dinner to share favorite memories with loved ones?

Thanksgiving Dinner with a Side of Family Stories November is Family Stories Month, and Thanksgiving is the perfect time to celebrate! Start a new tradition by sharing family stories around the table to learn, connect, reminisce and make new memories with your loved ones.  So instead of discussing the weather, or worse — politics — at your fea...

Timeline photos 11/18/2022

Walt Disney's alter ego Mickey Mouse— appeared for the first time in the short film "Steamboat Willie" on November 18, 1928! Mickey reminds us of the magic of childhood, a time when our imaginations ran wild and everything was possible. Happy Birthday, Mickey! 🎉

Divorce Financial Realities as a Senior 11/16/2022

"Gray divorce" is on the rise. Before you pull the trigger, consider the financial ramifications — especially on your plans for retirement.

Divorce Financial Realities as a Senior Marriage is typically good for your health. So why exactly are more older couples suddenly heading to divorce court? Disconnection, according to Jeff Rattiner, CPA, CFP® and author of Personal Financial Planning for Divorce. “Once the kids are grown and you have more free time, couples realize th...

Timeline photos 11/15/2022

As we approach the holiday season, it's important to understand the risk of fraud. In honor/observance of International Fraud Awareness Week, here are 6 red flags to look out for.

‘Tis the Season for Festive Fraud: 7 Tips for Caregivers to Protect Loved Ones 11/14/2022

The holiday season is here, and sadly, 'tis the season for scams. If you're a caregiver for an older individual, learn what you can do to help safeguard their financial health.

‘Tis the Season for Festive Fraud: 7 Tips for Caregivers to Protect Loved Ones Sunday, November 13th marks the beginning of International Fraud Awareness Week. As a caregiver for an older friend or relative, one of the most important things you can do is educate yourself on the warning signs and help protect vulnerable loved ones. In 2021, there were nearly 93,000 older victim...

Timeline photos 11/11/2022

At RMF, we recognize the sacrifices made by the men and women who have served in our country's armed forces.

As a token of appreciation, and as a way of saying thank you, RMF has created a Veteran Discount Program. Contact me today to learn more about this opportunity.

A Guide for Alzheimer's Caregivers 11/09/2022

Caring for an Alzheimer's patient can be a challenging, life-altering role. Make sure you have the resources you need for support and guidance.

A Guide for Alzheimer's Caregivers November is Alzheimer's Disease Awareness Month, and at Reverse Mortgage Funding LLC (RMF), we’d like to recognize the amazing caregivers who look after their affected loved ones. In the U.S., an estimated 6.5 million individuals age 65 and older are living with Alzheimer's. And an extraordinary 1...

Caring Resources for YOU: A Caregiver’s Support Guide 11/07/2022

You're never alone on your caregiving journey. These resources can offer you friendly advice, conversations with caregiving peers and even respite care options so you can focus on your own self-care.

Caring Resources for YOU: A Caregiver’s Support Guide Today, there are over 40 million family caregivers in the United States. While 83% view caregiving as a positive experience, 55% are exhausted — physically and emotionally. How are you feeling? Your role as a home care or hospice caregiver can be both rewarding and challenging. If you’re caring ...

Timeline photos 11/05/2022

It's time to 🍂. Daylight Saving Time ends tonight, so don't forget to set your clocks back an hour!

Timeline photos 11/03/2022

On November 3, 1957, the beloved film, The Wizard of Oz, aired on television for the first time. It was seen by an estimated 45-million viewers!

A Caregiver’s Guide to Long-term Care Options 11/02/2022

Caring for a loved one can be rewarding, but it can also be financially draining. For National Long-term Care Awareness Month, learn more about a cost option you might not have considered.

A Caregiver’s Guide to Long-term Care Options Fifty-three million Americans are providing unpaid care for their loved ones. Caregivers selflessly give their time and energy to aid others and help improve their lives. If you’re a caregiver, it’s likely one of the most important roles you’ll ever have, but it can come with its share of fin...

Timeline photos 11/01/2022

Caregiving can be a tough job. But having the right resources to help provide your loved ones with a happy and financially-sound future can help ease your mind.

Whether you're planning your own retirement or helping a loved one prepare, a reverse mortgage loan can help secure the resources for a more comfortable financial future, with less financial worries.

Timeline photos 10/31/2022

Boo to you and trick or treat! Happy Halloween! 🎃

Using a Reverse Mortgage as a Strategic Financial Tool 10/31/2022

People are living longer, but inflation and asset depletion weigh heavy on those in or nearing retirement.

If you own a home, you have a sizeable asset in plain sight. Learn how you can leverage your home equity to manage the financial challenges of retirement.

Using a Reverse Mortgage as a Strategic Financial Tool At a recent professional symposium hosted by the Retirement Experts Network, financial planners discussed the challenges of saving for retirement in today’s world — and the unexpected demands on those funds once you retire. But for eligible homeowners, a reverse mortgage loan can improve your re...

Navigating Open Enrollment: How to Be a Smart Medicare Consumer 10/29/2022

It's open enrollment time for Medicare supplementary coverage. But how do you choose what's best for you?

Navigating Open Enrollment: How to Be a Smart Medicare Consumer Decisions about healthcare can never be made lightly — especially when it comes to making your annual Medicare plan selections. To choose the best coverage for your needs, save money and avoid penalties, it’s important to take your time and educate yourself (or a loved one if you’re helping an...

In Times of Market Volatility, A Reverse Mortgage Loan Can Be Your Secret Weapon 10/28/2022

No matter how much you prepare for retirement, a volatile market can throw your plans for a loop. Learn how to keep your investments intact, add a new stream of funds and so much more.

In Times of Market Volatility, A Reverse Mortgage Loan Can Be Your Secret Weapon You may have considered taking out a traditional Home Equity Line of Credit or selling your home to monetize the equity just to make ends meet until the market recovers. But most experts don’t recommend selling following a big drop. For older homeowners, there’s an exclusive tool to help you rid...

Timeline photos 10/28/2022

Did you know that October 28th is known as ?! Today is meant to celebrate Mary Shelly and her novel Frankenstein. What a perfect time to read one of the greatest classic novels!

Timeline photos 10/27/2022

On this day in 2004, the Boston Red Sox defeated the St. Louis Cardinals to win the World Series title, officially ending the "Curse of the Bambino"—an alleged hex on the team resulting from its sale of Babe Ruth to the New York Yankees in 1920.

Caregiver Presenteeism at the Office: You’re There, But is Your Mind Elsewhere? 10/26/2022

As a caregiver, you're present for your loved one, but how present are you at your job? Learn the signs of caregiver presenteeism and if it's affecting your professional life.

Caregiver Presenteeism at the Office: You’re There, But is Your Mind Elsewhere? Most family caregivers are unpaid. You give your time selflessly, doing an emotionally challenging job for your vulnerable loved ones. But to make a living, you may be among the 56% who also work a full-time job, putting your self-care and personal goals on the back burner. While you’re sitting at...

All Roads Lead Home: Evaluating Your Retirement Living Options 10/25/2022

Is your current home your forever home or are you ready to put down new roots? Find out how a reverse mortgage can help as you consider your options for retirement living.

All Roads Lead Home: Evaluating Your Retirement Living Options Where do you picture yourself living in retirement? Is staying in a familiar setting a priority? Entering the next phase could mean remaining in your home, moving to a condo or retirement community, or relocating to a new area entirely. If you’re pondering the age-old question — Should I stay or...

Strapped for Cash? Why That Might be Bad News for Your Retirement 10/21/2022

Cash is king, especially in retirement. Do you have the funds you need to cover your bills and still enjoy life as a retiree?

Strapped for Cash? Why That Might be Bad News for Your Retirement A strong investment portfolio was once regarded as the key to a comfortable retirement. But with today’s current rates at historic lows, folks in or nearing retirement are focused on cash flow. At this phase, financial priorities shift from saving as much as you can to making the most of the money...

Timeline photos 10/21/2022

Did you know that a reverse mortgage can stretch your dollars giving you the financial freedom you need to enjoy your retirement?

Timeline photos 10/20/2022

Australia's Sydney Opera House—designed by Danish architect Jørn Utzon, opened to the public on this day in 1973.

Not Everyone is the Best Candidate for a Reverse Mortgage Loan 10/20/2022

Is a reverse mortgage a good idea for you? At RMF, we're setting the record straight on why you may not be the right candidate.

Not Everyone is the Best Candidate for a Reverse Mortgage Loan Is taking out a reverse mortgage loan a bad idea? That depends on who you ask. According to Wade Pfau, PhD, CFA, RICP, a professor at the American College for Financial Services and founder of RetirementResearcher.com, “Reverse mortgages are not inherently a bad idea, though they are often misun...

Navigating the ABCDs of Medicare Coverage 10/19/2022

It's currently open enrollment time for Medicare. Here's how to navigate the Medicare ABCDs and make smart choices for 2023.

Navigating the ABCDs of Medicare Coverage For older Americans, it’s open enrollment season for Medicare. That means from October 15-December 7, you have decisions to make when it comes to your 2023 medical coverage. From Medicare A (also known as original Medicare) to Medicare B, C and even D, it’s easy to quickly become overwhelmed by ...

For Healthy Aging Month, Be the Best Version of Yourself! 10/18/2022

Celebrate Healthy Aging Month all year long. Start living your life based on how you feel — not necessarily what your driver's license says.

For Healthy Aging Month, Be the Best Version of Yourself! Aging is inevitable, so why not put your best put forward and enjoy the journey? If you stopped playing tennis or competing in half-marathons because you felt like you were getting too old, start living your life based on how you feel — not your birthdate. September is Healthy Aging Month — a ti...

Timeline photos 10/18/2022

We're living in uncertain economic times. The rise of interest rates and inflation has left many of those in or nearing retirement with uncertainty about funding their golden years. And a reverse mortgage may be the solution to increase your cash flow, contact me today learn more.

6 Tips to Fight the Effects of Inflation in Retirement 10/17/2022

The cost of living has skyrocketed. Chances are, this isn't the retirement you planned for. Find out how to make your savings last during high inflation.

6 Tips to Fight the Effects of Inflation in Retirement For many retirees, this new phase of life means living on a fixed income for the first time. As inflation and the cost of living continue to rise at their fastest pace in over 40 years, enjoying a comfortable retirement may be becoming more difficult. Inflation and a fixed income can be a challengin...

Timeline photos 10/14/2022

Tomorrow is the first day for Medicare open enrollment! Now is the time to make changes to your Medicare health plan and prescription drug coverage for the following year. Open enrollment goes from October 15 – December 7. https://www.medicare.gov/

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Honolulu, HI
96814

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