temple of sacred knowledge PA chapter

Don't forget you can get Lavish N Lush-US at Dylamato's Market, LLC

https://nationaltoday.com/herbalist-day/

Fyi

Sharing is Caring 👀 Follow my IG: https://www.instagram.com/keshawiththetea

⚠️ IF YOU DO NOTHING ELSE, put a beneficiary on all of your financial accounts like checking savings CDs, Life Insurance, investments etc. You don't need a will for them to get to your money, just a death certificate. And make a list, preferably by hand instead of your computer, either give it to your trusted person, spouse or put it in your security box at the bank. If the person doesn't know you have a savings account or a CD at XYZ Bank, they can never go get the money. Make sure you have a trusted person that is a signer on the security box at the bank.

🗣 IMPORTANT information to get your affairs in order‼️

💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.

🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.

👨‍👩‍👧‍👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.

👩🏽‍⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.

🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.

🛍Last Will and Testament: Designates to whom personal belongings will go to, who the Administrator will be. But if you have a beneficiary on any of your financial accounts, that will override a will. For instance if you say I leave all of my possessions to my daughter Susie, but on your savings account the beneficiary is your best friend, then the money goes to your best friend

🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.

If the above documents are done, you can AVOID probate.

If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.

📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.

Make sure heirs know where life insurance policies are located. 📂

📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!

🚗 Make sure you have titles for all vehicles, campers, etc!

Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.

MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.

⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!

My hope is that the above list at least helps you start an important conversation with your loved ones...

‼️ If this feels overwhelming to do alone, seek counsel from someone that you trust or who comes recommended by someone you trust to walk through it with you.

(REPOST-I DID) and it’s a very necessary conversation.

Word of the day
"Sublunary" is based on the Latin "sublunaris," which combines the prefix "sub-," meaning "beneath," and "lunary," meaning "of the moon." The adjective can be used to describe the often mundane circumstances of the world, in contrast with loftier or more spiritual matters. ...

I have a HUGE but SMALL favor to ask!

Go to my Business Page - Lavish N Lush-US
Glittertainment inc. temple of sacred knowledge PA chapter

Go to the 3 little dots on the side of the page, Hit “invite friends”

Select “invite all” & done‼️

You’ve successfully supported my small business for $0.00

Thank you for supporting 🙏🏽

Copied from other friends and small businesses 🗣️

No school tomorrow for Pittsburgh Public Schools

Anyone interested in a black business owner collaboration event? Drop your links

A quick lesson about autoimmune diseases. It takes an average of 3 years and 5 doctors for a person to get a proper diagnosis of an autoimmune disease. I just wish more people understood what an autoimmune disease is. It is not a cold or the flu; you will never get better, and even a nap will not help. Just eating a salad and hitting the gym won’t slim your face or get the pounds off. Sleeping 10 hours doesn’t leave you well rested, ever. Last minute changes in plans because that “just got ran over” feeling. Achy joints and bones, dry skin, breaking hair, mood swings, and depression are just the tip of the iceberg. You are also prone to having multiple autoimmune diseases. The “put together on the outside,” rarely matches the raging battle on the inside.
I am watching the ones who will take the time to read this entire post and react.
Please, in honor of someone who is fighting APS, Grave’s, Myasthenia Gravis , POTS, MCAD, Sjogren's, Scleroderma, Hashimoto Disease, Hypothyroidism, Ankylosing Spondylitis, Fibromyalgia, Lupus, ITP, Sarcoidosis, CVID, RSDS, Rheumatoid Arthritis, Hepatitis, Raynauld's Syndrome, Diabetes, Mold Illness, Celiac, Crohn’s, Ulcerative Colitis, Pemphigus, Neuropathy, SPS, MS, PBC, Psoriatic Arthritis, CIDP, Behcet's, Alopecia, MMN And GPA

Paste to your page and reply "DONE" on mine.

Unfortunately, most of us know someone fighting against one or more Autoimmune Diseases.
🙏🏻 ❤️💙💚💜 🧡 🙏🏻

Have u guys seen this im gettin a ton of cash back on gas!!

Save money on gas and food Earn up to 25¢/gal cash back on gas at stations across the United States – including all the big brands -- PLUS up to 15% on groceries and up to 35% at restaurants.

Saleeee!!

Super sale!!

Come out and visit me today❤️ beautiful day for a stroll in the park. I'll be doing henna and face painting today so stop by and see my new Halloween board🎃🎃🎃

Spooky szn sales!

temple of sacred knowledge PA chapter fundraiser!!

Fundraiser sale

Don’t be embarrassed.. but take notes 📝✨
🍁🍂

Here is our September schedule with more locations and dates being added *cpl- Carnegie Pittsburgh library*

Happy Thursday 😊
Hope you all are blessed!
We would like to inform you we will be available for your notary and signing agent needs at Carnegie Library of Pittsburgh on the 1st, 15th and 30th of every month!! Calendar and fees will be posted shortly😊