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[email protected]
johnm@saxtonmortgage John W.

Moody, IV. , NMLS: 1247185
Cristina Moody , NMLS: 1661643 . DRE: 01784154
EMortgage Capital NMLS: 1416824
Equal Housing Opportunity

Should I Buy a Home Right Now? 07/13/2022

Should I Buy a Home Right Now?: If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision. The Future of Home Price Appreciation Each quarter, […] The Moody TM, SCL

Should I Buy a Home Right Now? If you’ve been thinking about buying a home, you likely have one question on the top of your mind: should I buy right now, or should I wait? While no one can answer that question for you, here’s some information that could help you make your decision.

Expert Housing Market Forecasts for the Second Half of the Year 07/12/2022

Expert Housing Market Forecasts for the Second Half of the Year: The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home? Should I make a move this year? To help answer those questions, let’s turn to the experts for projections on what the […] The Moody TM, SCL

Expert Housing Market Forecasts for the Second Half of the Year The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home? Should I make a move this year? To help answer those questions, let’s turn to the experts for projections on what the second half of ...

The Drop in Mortgage Rates Brings Good News for Homebuyers 07/11/2022

The Drop in Mortgage Rates Brings Good News for Homebuyers: Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news. Freddie Mac reports that the average 30-year […] The Moody TM, SCL

The Drop in Mortgage Rates Brings Good News for Homebuyers Over the past few weeks, the average 30-year fixed mortgage rate from Freddie Mac fell by half a percent. The drop happened over concerns about a potential recession. And since mortgage rates have risen dramatically this year, homebuyers across the country should see this decline as welcome news.

Why Growing Home Equity Is Great News if You Plan To Move 07/08/2022

Why Growing Home Equity Is Great News if You Plan To Move [INFOGRAPHIC]: Some Highlights

* According to the latest data from CoreLogic, the average homeowner gained $64,000 in home equity over the past 12 months.

* That much equity can be a game-changer when you move. When you sell, it could be some (if not all) of what you need for a down payment on your next home.

* To find out how much equity you have in your home and how you can use it, let’s connect today. The Moody TM, SCL

Why Growing Home Equity Is Great News if You Plan To Move Some Highlights According to the latest data from CoreLogic, the average homeowner gained $64,000 in home equity over the past 12 months. That much equity can be a game-changer when you move. When you sell, it could be some (if not all) of what you need for a down payment on your next home. To find....

What Does an Economic Slowdown Mean for the Housing Market? 07/07/2022

What Does an Economic Slowdown Mean for the Housing Market?: According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so, they’d use their tools and influence to slow down the economy. All of this brings […] The Moody TM, SCL

What Does an Economic Slowdown Mean for the Housing Market? According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so, they’d use their tools and influence to slow dow...

How Your Equity Can Grow over Time 07/06/2022

How Your Equity Can Grow over Time: It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says: “The stunning jump in home values over the course of the Covid-19 pandemic has given U.S. homeowners record amounts of housing wealth.” That’s great for your […] The Moody TM, SCL

How Your Equity Can Grow over Time It’s true that record levels of home price appreciation have spurred significant equity gains for homeowners over the past few years. As Diana Olick, Real Estate Correspondent at CNBC, says:

Is Homeownership Still the American Dream? 07/05/2022

Is Homeownership Still the American Dream?: Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your home is your stake in the […] The Moody TM, SCL

Is Homeownership Still the American Dream? Defining the American dream is personal, and no one individual will have the same definition as another. But the feelings it brings about – success, freedom, and a sense of prosperity – are universal. That’s why, for many people, homeownership remains a key part of the American dream. Your hom...

Happy Independence Day 07/04/2022

Happy Independence Day: The Moody TM, SCL

Happy Independence Day

Real Estate Consistently Voted Best Investment 07/01/2022

Real Estate Consistently Voted Best Investment [INFOGRAPHIC]: Some Highlights

* Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row.

* Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s because it’s typically a stable and secure asset that can grow in value over time.

* If you’re ready to buy a home and invest in your future, let’s connect. The Moody TM, SCL

Real Estate Consistently Voted Best Investment Some Highlights Based on a recent Gallup poll, real estate has been rated the best long-term investment for nine years in a row. Owning real estate is more than just a place to call home. It’s also an investment in your future. That’s because it’s typically a stable and secure asset that can g...

If You’re Selling Your House This Summer, Hiring a Pro Is Critical 06/30/2022

If You’re Selling Your House This Summer, Hiring a Pro Is Critical: It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional. Not only will a trusted real estate advisor […] The Moody TM, SCL

If You’re Selling Your House This Summer, Hiring a Pro Is Critical It can be tempting, especially with how hot the housing market has been over the past two years, to consider selling your home on your own. But today’s market is at a turning point, making it more essential than ever to work with a real estate professional.

Homeownership Could Be in Reach with Down Payment Assistance Programs 06/29/2022

Homeownership Could Be in Reach with Down Payment Assistance Programs: A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home. If you feel the same way, the good news is there are many down payment […] The Moody TM, SCL

Homeownership Could Be in Reach with Down Payment Assistance Programs A recent survey from Bankrate asks prospective buyers to identify the biggest obstacles in their homebuying journey. It found that 36% of those polled said saving for a down payment is one of their primary hurdles to buying a home.

A Key Opportunity for Homebuyers 06/28/2022

A Key Opportunity for Homebuyers: There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have reached a turning point. […] The Moody TM, SCL

A Key Opportunity for Homebuyers There’s no denying the housing market has delivered a fair share of challenges to homebuyers over the past two years. Two of the biggest hurdles homebuyers faced during the pandemic were the limited number of homes for sale and the intensity and frequency of bidding wars. But those two things have...

Two Reasons Why Today’s Housing Market Isn’t a Bubble 06/27/2022

Two Reasons Why Today’s Housing Market Isn’t a Bubble: You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they believe the housing market is in […] The Moody TM, SCL

Two Reasons Why Today’s Housing Market Isn’t a Bubble You may be reading headlines and hearing talk about a potential housing bubble or a crash, but it’s important to understand that the data and expert opinions tell a different story. A recent survey from Pulsenomics asked over one hundred housing market experts and real estate economists if they be...

Why an Agent Is Essential When Pricing Your House 06/24/2022

Why an Agent Is Essential When Pricing Your House [INFOGRAPHIC]: Some Highlights

* When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional.

* To find the best price, your agent balances current market demand, the values of homes in your neighborhood, where prices are headed, and your home’s condition.

* Don’t pick just any price for your house. If you’re ready to sell, let’s connect to find the perfect price for your house. The Moody TM, SCL

Why an Agent Is Essential When Pricing Your House Some Highlights When it comes to pricing your house, there’s a lot to consider. The only way to ensure you price it right is by partnering with a local real estate professional. To find the best price, your agent balances current market demand, the values of homes in your neighborhood, where price...

Homeownership Is a Great Hedge Against the Impact of Rising Inflation 06/23/2022

Homeownership Is a Great Hedge Against the Impact of Rising Inflation: If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB): “Consumer prices accelerated again in May as shelter, energy and food prices continued to surge at the fastest pace in decades. This marked the third straight […] The Moody TM, SCL

Homeownership Is a Great Hedge Against the Impact of Rising Inflation If you’re following along with the news today, you’ve heard about rising inflation. Today, inflation is at a 40-year high. According to the National Association of Home Builders (NAHB):

Things To Avoid After Applying for a Home Loan 06/22/2022

Things To Avoid After Applying for a Home Loan: Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying […] The Moody TM, SCL

Things To Avoid After Applying for a Home Loan Once you’ve applied for a mortgage to buy a home, there are some key things to keep in mind. While it’s exciting to start thinking about moving in and decorating, be careful when it comes to making any big purchases. Here are a few things you may not realize you need to avoid after applying for ...

The Average Homeowner Gained $64K in Equity over the Past Year 06/21/2022

The Average Homeowner Gained $64K in Equity over the Past Year: If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how […] The Moody TM, SCL

The Average Homeowner Gained $64K in Equity over the Past Year If you own a home, your net worth likely just got a big boost thanks to rising home equity. Equity is the current value of your home minus what you owe on the loan. And today, based on recent home price appreciation, you’re building that equity far faster than you may expect – here’s how it wo...

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans 06/20/2022

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans: Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color. The Gap in Homeownership Rate in America It’s a more challenging […] The Moody TM, SCL

Why Achieving the Dream of Homeownership Can Be More Difficult for Some Americans Today we take time to honor and recognize the past and present experiences of Black Americans. When it comes to real estate specifically, equitable access to housing has come a long way, but the path to homeownership is still steeper for households of color.

More Listings Are Coming onto the Market 06/17/2022

More Listings Are Coming onto the Market [INFOGRAPHIC]: Some Highlights

* Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year.

* Having additional options can make the search for your next home. But inventory is still low overall, which means your house should still stand out when you sell.

* If your biggest question is where you’ll go if you sell, take this as encouraging news. Let’s connect to start the process today. The Moody TM, SCL

More Listings Are Coming onto the Market Some Highlights Worried you won’t be able to find your next home after you sell? You should know data from realtor.com shows more listings are coming onto the market each month this year. Having additional options can make the search for your next home. But inventory is still low overall, which me...

Home Price Deceleration Doesn’t Mean Home Price Depreciation 06/16/2022

Home Price Deceleration Doesn’t Mean Home Price Depreciation: Experts in the real estate industry use a number of terms when they talk about what’s happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what’s happening with home prices and where experts say they’re going, here’s a look at a few terms […] The Moody TM, SCL

Home Price Deceleration Doesn’t Mean Home Price Depreciation Experts in the real estate industry use a number of terms when they talk about what's happening with home prices. And some of those words sound a bit similar but mean very different things. To help clarify what's happening with home prices and where experts say they're going, here’s a look at a fe...

A Majority of Consumers Say It’s a Good Time To Sell Your House 06/15/2022

A Majority of Consumers Say It’s a Good Time To Sell Your House: If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right. According to recent data, that […] The Moody TM, SCL

A Majority of Consumers Say It’s a Good Time To Sell Your House If you’re a homeowner thinking about selling your house, you’re probably looking for the best time to make your move. That means you’re likely balancing a number of factors, like your changing needs, where you’ll go when you sell, and today’s mortgage rates in order to time it just right.

Is the Housing Market Correcting? 06/14/2022

Is the Housing Market Correcting?: If you’re following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know. The housing market is moderating compared to the last two years, but what everyone needs […] The Moody TM, SCL

Is the Housing Market Correcting? If you're following the news, all of the headlines about conditions in the current housing market may leave you with more questions than answers. Is the boom over? Is the market crashing or correcting? Here’s what you need to know.

More Americans Choose Real Estate as the Best Investment Than Ever Before 06/13/2022

More Americans Choose Real Estate as the Best Investment Than Ever Before: Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before. The graph below shows the results of the survey […] The Moody TM, SCL

More Americans Choose Real Estate as the Best Investment Than Ever Before Americans’ opinion on the value of real estate as an investment is climbing. That’s according to an annual survey from Gallup. Not only is real estate viewed as the best investment for the ninth year in a row, but more Americans selected it than ever before.

The Top Reasons To Own Your Home 06/13/2022

The Top Reasons To Own Your Home [INFOGRAPHIC]: Some Highlights

* June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home.

* If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you grow your net worth.

* Are you ready to experience all the great benefits that come from purchasing a home? Let’s connect to begin the process today. The Moody TM, SCL

The Top Reasons To Own Your Home Some Highlights June is National Homeownership Month, and it’s a great time to consider the benefits of owning your own home. If you’re considering homeownership, know that it can give you privacy, comfort, and a place to express yourself. It can also provide financial stability and help you gro...

Luxury Homes Are in High Demand 06/13/2022

Luxury Homes Are in High Demand: As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It could be a […] The Moody TM, SCL

Luxury Homes Are in High Demand As people realize their needs are changing, some are turning to luxury housing to find their dream home. Investopedia helps define what pushes a home into this category. In a recent article, they point out that a luxury home isn’t only defined by its price. Location is also an important factor. It...

What Are the Best Options for Today’s First-Time Homebuyers? 06/13/2022

What Are the Best Options for Today’s First-Time Homebuyers?: If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold. If you partner […] The Moody TM, SCL

What Are the Best Options for Today’s First-Time Homebuyers? If you’re looking to buy your first home, you’re likely balancing several factors. Because both mortgage rates and home prices have risen this year, it costs more to buy a home than it did even just a few months ago. But that doesn’t mean you have to put your plans on hold.

Why the Growing Number of Homes for Sale Is Good for Your Move Up 06/13/2022

Why the Growing Number of Homes for Sale Is Good for Your Move Up: Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to […] The Moody TM, SCL

Why the Growing Number of Homes for Sale Is Good for Your Move Up Are you thinking about selling your current home? If so, the biggest question on your mind may be: if I sell now, where will I go? If this resonates with you, there’s something you should know. The number of homes coming onto the market is increasing and that could make it easier for you to move u...

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