Kelson Penn with RWM Home Loans

NMLS#2011790 RWM
Home Loans NMLS#79445
Top 1% Lending team with over 600 reviews with a 4.8 rating. NMLS #79445

NMLS ID #: 2011790

Equal Housing Lender

o: 858.794.2155 ext. 188

a: 11234 El Camino Real San Diego, CA 92130

Residential Wholesale Mortgage, Inc. DBA RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

05/23/2024

We are looking for great business owners of all walks of life to join our San Diego Networking group. The only requirement is you must have a fantastic business and great reviews. Reach out to me for more info!

New ★★★★★ 5 Star Experience.com Review by Marissa W 05/23/2024

"Kelson and the team were amazing! He helped us stand out from the other buyers by making calls to the sellers agent. Furthermore, anytime we had a question we were able to text Kelson and facilitate an answer quickly. I would highly recommend Kelson and his team. He kept his promises from beginning to end, and made it so easy for us. You won’t be disappointed with RWM."

New ★★★★★ 5 Star Experience.com Review by Marissa W Click to see all 20 reviews of Kelson Penn, Loan Officer NMLS2011790

FREE HOME BUYER WEBINAR 02/05/2024

Today is the day, join me and Toi today at 5:30pm via Zoom where we answer everyone's questions when it comes to the home ownership process. It's free and the info will be excellent for those who want to own a home but aren't sure where to start. Click the link below to register!

https://www.eventbrite.com/e/free-home-buyer-webinar-tickets-808104270627?fbclid=IwAR1JTWykOcRqbdI5xONu-0mZBXt3rb3ahSn4pJspYGNp9qDfoDr3-AlUM-o

FREE HOME BUYER WEBINAR Learn the secrets of successful home buying at our online Home Buyer Webinar on Feb 5, 2024, —don't miss out!

12/26/2023

If this pattern persists, there's a chance rates could venture downward, potentially reaching the fives, perhaps even the high-fours. Stay tuned for the unfolding financial landscape!

12/18/2023

Seeking your dream home? My team's Community Lending Program might be the key!

From low down payments to flexibility in property selection, we've got your back. Discover how you can qualify for significant savings and rate discounts at rwmloans.com/community-lending.

12/12/2023

Good news alert!

Mortgage rates have taken a dip. Time to seize the moment and step closer to your homeownership dreams! Reach out today and let's get you started on your home journey.

12/05/2023

Did you know? Young first-time homebuyers have been game-changers.

According to Freddie Mac's Economic & Housing Research Group, from 2017 to 2022, a remarkable 12.6 million FTHBs emerged, marking a significant 4 million increase compared to the previous 5 years (2011-2016). These numbers reflect an exciting trend reshaping the homeownership landscape!

11/24/2023

Happy Thanksgiving from our family to yours!

11/20/2023

Ready to invest in your financial future?

The latest Federal Reserve data reveals the average homeowner's net worth is nearly 40 times higher than that of a renter. Even in changing market conditions, buying a home remains a robust investment strategy, offering long-term financial growth.

Let's discuss how homeownership can make you build wealth faster. Reach out today to explore your options!

11/13/2023

Your Ultimate Condo Homebuyer's Guide!

Dive into another segment on must-know market tips. This time, I want to explore the pros and cons of condo living so you can gain valuable insights to make the best decision for your dream home! 🌟

11/11/2023

My deepest gratitude to all the Veterans past and present as well as their families. Your sacrifices to keep the world from decending into darkness will never be forgotten.

11/06/2023

Breaking the mold! Gen Z is rewriting the playbook on homeownership, opting to move back home to save up for their own place down the line. The creative generational hustle is real!

10/30/2023

Don't wait for the perfect moment! While it might seem tempting to hold off for a lower rate, experts suggest otherwise. Seizing the opportunity now could mean building equity in the long run. Plus, you can always explore refinancing options when rates dip! 📈💡

10/23/2023

Building wealth one brick at a time! Home equity is the crucial piece - it's the value of your home minus what you owe on your mortgage and it's often the biggest contributor to our net worth. Let's keep investing in your future!

10/16/2023

Transforming your home's curb appeal is like giving it a warm welcome hug! Discover easy tips and tricks to make your exterior shine. Let's turn heads in the neighborhood!

10/15/2023

Daddy Daughter day at the mall. 🥰

10/09/2023

Finding solace and serenity in the walls you call your own. 🏡💖 Homebuying isn't just about a house, it's about creating a safe, custom space for you and your loved ones!

10/02/2023

Did you know we are NOT predicted to have a crash anytime soon? Stay informed, stay strategic, and always reach out to me to discuss more!

09/18/2023

Embarking on the journey to find your perfect starter home is an exciting step towards building your future. Let's work together to discover the ideal foundation for your dreams.

09/11/2023

Curious about the direction of home interest rates this season? Let's chat! Share your insights and predictions below!

09/05/2023

Doors are open, and buyers are pouring in! Exciting times as our open house showings in 2023 are busier than the past pre-pandemic years. It's all about finding that perfect place to call home.

08/28/2023

Choosing local lenders for your loan means personalized service and community support—your best financial move yet.

08/21/2023

Homeownership routes vary! 29% of young millennials get a boost from fam or friends for that dream home down payment. Ready to hustle for your home? Let's do this! I am here to guide you!

08/15/2023

Turning the pages of real estate trends: Baby boomers are rewriting the narrative, embracing new homes and new chapters!

08/07/2023

Ready to Make Your Dream Home a Reality? Here are the signs that you're all set to take the leap into homeownership! Reach out today to talk!

08/04/2023

When life feels tough, remember: Success may be just around the corner! Embrace the challenges, keep your head high, and believe in your potential.

08/02/2023

Turning your vision into bricks and beams! It's an exciting journey of hard work, perseverance, and endless inspiration. Let's make your dream home a beautiful reality!

07/31/2023

Saving for our dream home, one budgeting victory at a time! It's all about striking the perfect balance and making every dollar count. Here's to smart financial choices and a future filled with the comforts of home!

07/28/2023

Sometimes, it's not about reaching the destination but the experiences we gather along the way that truly shape us. Let's savor each step, cherish the lessons, and revel in the moments that define our path.

07/26/2023

In a world brimming with information and distractions, it's essential to pause, breathe, and embrace mindfulness. Let's explore the beauty of being present, decluttering our thoughts, and savoring every moment.

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Videos (show all)

What’s up Wednesday is back! #mortgagenews #inflationreport #housingmarket #homebuyinginfo #federalreserve
Back for another market update! #housingmarket #economicupdate #homebuyinginfo #housingmarket #mortgagetipsformillennial...
Woop Woop! Top team in the company 3 years in a row! We pride ourselves on being the best in the business and helping ou...
FFF Learn about our REFIReady Program where we cover the cost of a refinance if you use me to purchase your next home. #...
WUW! Rates are down! Fed holds steady. #mortgage #interestrates #federalreserve #homebuyingtips #homebuying101
F1 Vegas!
FFF! Today is all about bank statement loans! Go to www.racewinmortgage.com or DM me for more info! #mortgageexpert #mak...
WUW! Fed holds fast! www.racewinmortgage.com #interestrates #mortgageinfo #homebuyerupdates #mortgageprofessional #bankr...
FFF! All about the DSCR loan for my RE investors out there. #realestate #realestateinvestors #moetgageexperts #directlen...
WUW! Mortgage demand at the lowest level since 1995! #mortgagetips #housingmarket #economicdevelopment #homeownership #m...
Home Tour Tuesday! 798 Calle Montera in Escondido. 5 bd & 3 ba 2418 Sq ft with beautiful views selling for $1.35m. #home...
MM!! Another fun motivational video to start off your week! #motivationquotes #benfranklin #foundingfathers #funfacts #m...

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San Diego, CA
92130

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