Sean Kelly - RWM Home Loans

I aim for the highest level of service for your mortgage, with the utmost integrity. If you want a great loan and you want to have fun doing it, give me a call!

NMLS# 284380 DRE# 00985959 Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445

New ★★★★★ 5 Star Experience.com Review by Jamie H B 08/03/2024

5.0 star review received on Experience.com for Sean Kelly by Jamie H B - Sean, Betty, and their entire team are so knowledgeable, informed, and up-to-date on industry and market trends. They ensure you are aware of the options, the possibilities and what would work best for your financial situation. The communication and systems they have set in place when working with them on a transaction is superior than anyone else I have ever dealt with personally or professionally.

New ★★★★★ 5 Star Experience.com Review by Jamie H B Click to see all 222 reviews of Sean Kelly, Mortgage Banker NMLS 284380

New ★★★★★ 5 Star Experience.com Review by Jason B 07/24/2024

5.0 star review received on Experience.com for Sean Kelly by Jason B - Sean and Betty were excellent to work with. They communicated well and were extremely helpful and informative throughout the entire process.

New ★★★★★ 5 Star Experience.com Review by Jason B Click to see all 221 reviews of Sean Kelly, Mortgage Banker NMLS 284380

New ★★★★★ 5 Star Experience.com Review by Daniel M 07/10/2024

5.0 star review received on Experience.com for Sean Kelly by Daniel M - Sean knows how to take care of his clients like his own. We were lucky to get to work with him and would do it again!

New ★★★★★ 5 Star Experience.com Review by Daniel M Click to see all 220 reviews of Sean Kelly, Mortgage Banker NMLS 284380

06/28/2024

Ready for some June rate updates??

Check out my latest video to gain some quick insight into the market. Get in touch today, and let's discuss kickstarting the homebuying journey together!

NMLS # 284380
Equal Housing Lender

New ★★★★★ 5 Star Experience.com Review by Alec J H 06/05/2024

5.0 star review received on Experience.com for Sean Kelly by Alec J H - Working with Sean was great! He was very communicative throughout the process and made what could’ve been a complex and stressful process simple and easy. Would highly recommend!

New ★★★★★ 5 Star Experience.com Review by Alec J H Click to see all 219 reviews of Sean Kelly, Mortgage Banker NMLS 284380

05/17/2024

Coming at you with our May 2024 Rate Update!📉📈

Always here to answer your questions, send me a message to learn more! ✉️

New ★★★★★ 5 Star Experience.com Review by Morwenna E B 05/16/2024

5.0 star review received on Experience.com for Sean Kelly by Morwenna E B - excellent communication throughout the entire process!

New ★★★★★ 5 Star Experience.com Review by Morwenna E B Click to see all 218 reviews of Sean Kelly, Mortgage Banker NMLS 284380

New ★★★★★ 5 Star Experience.com Review by Samantha K 05/14/2024

5.0 star review received on Experience.com for Sean Kelly by Samantha K - Sean and his team were amazing at leading us through the home buying experience from start to finish. As first time home buyers, we had A LOT of questions. Sean took his time with us and answered them all. He truly gave us a quality service and are so happy with our choice to go through him for our loan.

New ★★★★★ 5 Star Experience.com Review by Samantha K Click to see all 217 reviews of Sean Kelly, Mortgage Banker NMLS 284380

New ★★★★★ 5 Star Experience.com Review by Richard A 04/13/2024

5.0 star review received on Experience.com for Sean Kelly by Richard A - Team was very responsive and organized. Options were laid out in a very clear manner

New ★★★★★ 5 Star Experience.com Review by Richard A Click to see all 216 reviews of Sean Kelly, Mortgage Banker NMLS 284380

04/12/2024

Ready for a rate update?

I am always here to answer your questions! Send me a message today, and let's chat!

New ★★★★★ 5 Star Experience.com Review by Matthew T 03/19/2024

5.0 star review received on Experience.com for Sean Kelly by Matthew T - Sean and his team were great.

New ★★★★★ 5 Star Experience.com Review by Matthew T Click to see all 215 reviews of Sean Kelly, Mortgage Banker NMLS 284380

New ★★★★★ 5 Star Experience.com Review by Chelsea A T 03/15/2024

5.0 star review received on Experience.com for Sean Kelly by Chelsea A T - Sean went above and beyond for us. He was always available when we needed him and was an excellent communicator. He helped to guide us through the lending process and was incredibly organized. We appreciated his expertise and would love to work with him for all our future home purchases.

New ★★★★★ 5 Star Experience.com Review by Chelsea A T Click to see all 214 reviews of Sean Kelly, Mortgage Banker NMLS 284380

12/26/2023

If this pattern persists, there's a chance rates could venture downward, potentially reaching the fives, perhaps even the high-fours. Stay tuned for the unfolding financial landscape!

12/18/2023

Seeking your dream home? My team's Community Lending Program might be the key!

From low down payments to flexibility in property selection, we've got your back. Discover how you can qualify for significant savings and rate discounts at rwmloans.com/community-lending.

12/12/2023

Good news alert!

Mortgage rates have taken a dip. Time to seize the moment and step closer to your homeownership dreams! Reach out today and let's get you started on your home journey.

12/05/2023

Did you know? Young first-time homebuyers have been game-changers.

According to Freddie Mac's Economic & Housing Research Group, from 2017 to 2022, a remarkable 12.6 million FTHBs emerged, marking a significant 4 million increase compared to the previous 5 years (2011-2016). These numbers reflect an exciting trend reshaping the homeownership landscape!

11/20/2023

Ready to invest in your financial future?

The latest Federal Reserve data reveals the average homeowner's net worth is nearly 40 times higher than that of a renter. Even in changing market conditions, buying a home remains a robust investment strategy, offering long-term financial growth.

Let's discuss how homeownership can make you build wealth faster. Reach out today to explore your options!

11/13/2023

Your Ultimate Condo Homebuyer's Guide!

Dive into another segment on must-know market tips. This time, I want to explore the pros and cons of condo living so you can gain valuable insights to make the best decision for your dream home! 🌟

11/06/2023

Breaking the mold! Gen Z is rewriting the playbook on homeownership, opting to move back home to save up for their own place down the line. The creative generational hustle is real!

10/30/2023

Don't wait for the perfect moment! While it might seem tempting to hold off for a lower rate, experts suggest otherwise. Seizing the opportunity now could mean building equity in the long run. Plus, you can always explore refinancing options when rates dip! 📈💡

New ★★★★★ 5 Star Experience.com Review by Brett S 10/28/2023

5.0 star review received on Experience.com for Sean Kelly by Brett S - Great communication throughout with the entire team. Overall seamless experience.

New ★★★★★ 5 Star Experience.com Review by Brett S Click to see all 211 reviews of Sean Kelly, Mortgage Banker NMLS 284380

10/23/2023

Building wealth one brick at a time! Home equity is the crucial piece - it's the value of your home minus what you owe on your mortgage and it's often the biggest contributor to our net worth. Let's keep investing in your future!

10/16/2023

Transforming your home's curb appeal is like giving it a warm welcome hug! Discover easy tips and tricks to make your exterior shine. Let's turn heads in the neighborhood!

10/09/2023

Finding solace and serenity in the walls you call your own. 🏡💖 Homebuying isn't just about a house, it's about creating a safe, custom space for you and your loved ones!

10/02/2023

Did you know we are NOT predicted to have a crash anytime soon? Stay informed, stay strategic, and always reach out to me to discuss more!

09/18/2023

Embarking on the journey to find your perfect starter home is an exciting step towards building your future. Let's work together to discover the ideal foundation for your dreams.

New ★★★★★ 5 Star Experience.com Review by Deborah F 09/14/2023

5.0 star review received on Experience.com for Sean Kelly by Deborah F - The team was very responsive to all of my questions. They also gently nudged me to get my paperwork done.

New ★★★★★ 5 Star Experience.com Review by Deborah F Click to see all 210 reviews of Sean Kelly, Mortgage Banker NMLS 284380

09/11/2023

Curious about the direction of home interest rates this season? Let's chat! Share your insights and predictions below!

09/05/2023

Doors are open, and buyers are pouring in! Exciting times as our open house showings in 2023 are busier than the past pre-pandemic years. It's all about finding that perfect place to call home.

08/28/2023

Choosing local lenders for your loan means personalized service and community support—your best financial move yet.

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Hi, I’m Sean

Since graduating from Stanford University in 1982, I have acquired over 35 years of experience in the area of real estate development and finance. For 27 years I owned and operated West Coast Mortgage, a regional mortgage bank. In 2017 we merged our operation with Residential Wholesale Mortgage, an innovative and cutting edge community lender.

I have dedicated myself to building a business that provides superior service and product availability to our mortgage clients. I have personally funded over 3,000 loans and supervised the production of a team of 30 loan officers and processors with and $3.25 billion of funded loans.

When it comes to residential lending, I have the experience, the knowledge and the desire to close your loan on a timely and professional basis. The primary goal of RWM is to develop loan term lending relationships with our clients by providing service, solutions and results. When your loan closes, I will ask you to add my name to your lists of financial consultants. In turn, I will monitor your loan and keep you informed as to the current mortgage trends and lending options.

I am married and the father of two (Tomo & Mariko). Personal priorities include, family first and foremost and building a successful business a close second. As for life, “Enjoy each day as it comes—at work and at home—because the best moments fly by and need to be savored”.

Videos (show all)

Ready for some June rate updates??Check out my latest video to gain some quick insight into the market. Get in touch tod...
Coming at you with our May 2024 Rate Update!📉📈Always here to answer your questions, send me a message to learn more! ✉️ ...
Ready for a rate update? I am always here to answer your questions! Send me a message today, and let's chat!#RateUpdate ...
7-19.MOV
Wishing a Happy Father's Day to all the exceptional fathers out there. Hope you have a day filled with love and laughter...
First-time homebuyer?! Tune in! #TeamKelly #RWMHomeLoans #MortgageAdvisor #Purchase #HomeBuying #HomeLoans #SanDiegoReal...
Rate Update!
What's really going on behind the scenes in the San Diego housing market? Tune in to find out! #TeamKelly #MortgageAdvis...
If you've been waiting to buy your first home due to finances, listen to this video! Please give me a call so we can see...
PRICE DROP! The rate wait game is over. With the new FHA monthly mortgage insurance reduction, you can save thousands pe...
Is inflation affecting your retirement plans?! If you're unsure if a Reverse Mortgage is the right move for you, watch t...
Sean Kelly here with your rate update! Check it out! #MarketUpdate #Rates #RealEstate #MortgageAdvisor #Service #Integri...

Category

Telephone

Address


16644 W Bernardo Drive #100
San Diego, CA
92127

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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