Elena Crossan-American Pacific

NMLS # 247337 Cal BRE Lic. #01367520

These Are the Things Second-Time Homebuyers Say New Buyers Shouldn’t Stress About 04/05/2022

What's the takeaway? Make sure whatever home you choose fits your family's lifestyle and needs.

These Are the Things Second-Time Homebuyers Say New Buyers Shouldn’t Stress About The emotional intensity of buying a home is like no other. Excitement, disappointment, stress, frustration, joy — it’s all par for the course. Fortunately, second-time homebuyers have the advantage of navigating the housing market with experience on their side, which can give them greater confid...

15 Places Water Damage May Be Hiding in Your Home 04/02/2022

Water damage in certain places may be expected -- but you should check for it in unexpected spots, too. That's how you could prevent serious damage to your home.

15 Places Water Damage May Be Hiding in Your Home Building materials and water don’t mix. Insulation, wood studs, plywood sheathing, and subflooring can all degrade, rot, or develop mold when they’re...

Is your home ready for spring? 03/30/2022

It's important to keep your home in good condition year-round. Here are some maintenance tasks for this season:

Is your home ready for spring? Make sure these six tasks are on your to-do list.

Get the Newsletter 03/27/2022

When you sign up, you'll get twice-monthly emails about home financing and homeownership.

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4 Architectural Styles That Real Estate Agents Love Right Now 03/25/2022

Which of these architectural styles is your favorite?

4 Architectural Styles That Real Estate Agents Love Right Now Residential architecture is often a lesson in history. For instance, Colonial-style homes first began appearing in the U.S. in the 1600s, following the European colonization of North America. At that time, settlers from Europe impressed their own building traditions on American architecture, giving....

Should You Own Your Home in Your Trust? | Kiplinger 03/22/2022

When it comes to decisions about your estate, there are plenty of options to weigh. Consider talking to a professional financial planner about your preferred arrangements.

Should You Own Your Home in Your Trust? | Kiplinger Homes are illiquid assets that produce no income and come with ongoing costs for upkeep. Those issues can cause some snags with your trust.

5 Biggest Mistakes to Avoid When Buying a Vacation Home, According to an Expert 03/19/2022

Thinking of purchasing a vacation home? Do your research so you can invest wisely.

5 Biggest Mistakes to Avoid When Buying a Vacation Home, According to an Expert Shaun Greer of vacation rental management company Vacasa shared his best advice for buying a vacation home.

4 Financial Mistakes for Buyers to Avoid 03/16/2022

There are certain missteps that can jeopardize your home loan while you're waiting to complete the purchase. Here are a few:

4 Financial Mistakes for Buyers to Avoid You don't want to derail your closing.

7 Low-Cost Projects That Will Boost Your Home's Value 03/13/2022

Not every project pays off, but these ones are simple, low-cost and could help you recoup your expenses.

7 Low-Cost Projects That Will Boost Your Home's Value If you want to boost your home's value without investing a ton of money, these affordable home projects, like painting and small kitchen updates, will give you the best return on your investment.

Here’s How You Actually Hand Over the Funds to Buy a House 03/11/2022

After you go through the homebuying process and reach your closing date, here's how you'll be expected to pay for the down payment, closing costs and more.

Here’s How You Actually Hand Over the Funds to Buy a House After weeks of going through the home transaction process — securing a mortgage pre-approval, making an offer, getting a home inspection and an appraisal — you’re finally sitting at the closing table. But how do you actually hand the funds over to buy a house? Should you take out cash or bring...

7 deductions homeowners can take to lower their income tax 03/08/2022

If you haven't filed your taxes yet, consider talking to a tax professional about how these deductions could potentially benefit you.

7 deductions homeowners can take to lower their income tax Homeowners can deduct interest paid on mortgages and home-equity loans, discount points, and other items to lower their income taxes.

This 2022 Color of the Year Is Warm, Organic, and Perfect for Wood Furniture 03/05/2022

Catch up with all of the year's popular shades here:

This 2022 Color of the Year Is Warm, Organic, and Perfect for Wood Furniture Let natural beauty shine.

Working on a renovation project? 03/02/2022

If you want to redecorate your home (or spice up a new property), here are some of this year's popular colors that you might want to include.

Working on a renovation project? Give it a pop of color with these options.

Ready to join the list? 02/27/2022

Homebuying and homeownership tips, mortgage information and more will be delivered directly to your inbox.

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How to Tell If a House Has 'Good Bones' 02/25/2022

When on a house hunt, make sure you're paying attention to each home's structure -- and don't forget to include a home inspection by a professional when you're ready to buy.

How to Tell If a House Has 'Good Bones' What the term really means—and how to know if a home has them.

The 9 Biggest Home Flipping Mistakes Experts See (and Hate) 02/22/2022

You can repair (or avoid) these missteps that are often made by house flippers.

The 9 Biggest Home Flipping Mistakes Experts See (and Hate) A round-up of the biggest home flipping mistakes experts see––and how to fix them or avoid them entirely.

5 Steps to Buying a Home That Won't Bust Your Budget 02/19/2022

Ready to see if a new home is within your budget? Reach out today.

5 Steps to Buying a Home That Won't Bust Your Budget One question holds the key to home-buying success: Can we afford it? Lucky for you, you don't need a degree in rocket science to find the answer. You just need to know how to budget. Here's how.

Buying a Home on One Salary 02/16/2022

Do you have a single-income household? There are still steps for you to buy a home.

Buying a Home on One Salary These five tips could help you qualify.

How to Manage Buyer’s Remorse 02/13/2022

If you're wondering if your home purchase was the right choice, you're not alone. But you may feel better if you spend time to consider these points:

How to Manage Buyer’s Remorse It’s natural to second-guess your choice after making a significant purchase like your first home. Here are some strategies to

Here’s How My Home Warranty Is Saving Me Money — and Peace of Mind 02/04/2022

Read this to discover how a warranty gives this homeowner peace of mind. But don't forget that each home warranty is different, and it's also separate from homeowners insurance.

Here’s How My Home Warranty Is Saving Me Money — and Peace of Mind When I saw my future house hit the market one morning a few years ago, I knew it had to be mine. My partner and I toured it that afternoon and put in our offer the same evening. The main reason we felt confident moving forward and going under contract so fast? The seller was offering a home warranty...

How Much Does a Termite Inspection Cost? 02/01/2022

This special pest inspection can be a smart preventive choice -- especially in certain climates.

How Much Does a Termite Inspection Cost? Termite inspection cost is a small price to pay to ensure your home is safe from damaging termites. Here are average prices and factors that affect the cost.

Homeowners are sitting on record equity, so here's how to cash out when mortgage rates are rising 01/29/2022

Are you considering a cash-out refinance or other method to tap your home equity? Get in touch to discuss your options.

Homeowners are sitting on record equity, so here's how to cash out when mortgage rates are rising Homeowners are sitting on a record amount of cash, but taking it out becomes harder as rates rise.

Using Your Tax Refund 01/26/2022

Learn some wise ways to invest in your home purchase or projects with the money from your refund.

Using Your Tax Refund It can go toward home costs whether you're a homebuyer or a homeowner.

Get Home Financing News 01/23/2022

Sign up for the newsletter to receive more information about homebuying and homeownership.

Get Home Financing News Sign up and stay tuned for this week's posts.

The Landscaping Mistake That Can Reduce Your Home's Value by $25,000 (or More) 01/21/2022

Don't underestimate the value of great landscaping -- especially when you plan to sell your property.

The Landscaping Mistake That Can Reduce Your Home's Value by $25,000 (or More) Did you know that poor landscaping alone can decrease property value by up to 30 percent? Read on for three ways to combat a neglected lawn and improve your home’s first impression.

Multigenerational households are right at home in the U.S. 01/18/2022

Multigenerational housing holds three or more generations in one property. Find out more about this practice and why it's gaining popularity.

Multigenerational households are right at home in the U.S. Multigenerational households are defined as 3 or more generations living together – and they’re becoming more popular than ever. Learn why.

2022's Biggest Home Trends, According to a Design Expert | Hunker 01/15/2022

It can be nice to give your space a bit of a refresh, so consider some of these timely styles if you're redecorating.

2022's Biggest Home Trends, According to a Design Expert | Hunker As 2021 comes to a close, we are eagerly anticipating what the latest and greatest will be for 2022. We tapped Genevieve Rosen-Biller, CEO and founder of Bed Threads, to provide some insider insight.

4 Types of Debt 01/12/2022

Do you know what factors play into your debt-to-income ratio?

4 Types of Debt They can all impact your ability to get a loan.

So, You Bought a Fixer Upper...Now What? 01/09/2022

Did you buy a house that needs some work? Here's how to get started on making it a home:

So, You Bought a Fixer Upper...Now What? We talked to the experts to get their best tips, tricks, and suggestions for making your new space your own.

How to Make a Vacation Home Your Most Lucrative Investment 01/07/2022

Find out how you could make passive income with a smart property investment.

How to Make a Vacation Home Your Most Lucrative Investment Passive income, family time, handsome profits upon selling—if you do it right, your vacation home can do it all.

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7777 Fay Avenue Suite 315
San Diego, CA
92037

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Julie Ozanich Julie Ozanich
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