San Diego Mortgage Team

Don't waste another minute stressing! Your homebuying journey should be a breeze. We're here to lend a hand with your pre-approval, closing, and everything in-between. Let's get connected and get you one step closer to the home of your dreams.

Homebuyers across all ages experienced similar hurdles, and more so for those in the younger generations. Next difficulties on the list included saving for the down payment, COVID-19 challenges, getting a mortgage, and appraisal of the property. We’re here to help you with these!

Not all loans are created equal. These helpful hints are a great place to start for finding your best fit. Contact us when you're ready to take the next step.

San Diego Mortgage Team

Buyers are looking to go green – and save on energy costs, too. Do your clients need help making their dream home environmentally friendly? Contact us for renovation financing options.

The Federal Housing Finance Agency raised conforming loan limits based on historical 2022 housing market increases. Contact us if you have questions about how this change can affect you.

In a seller’s market, buyers often need to compromise on their dream home. We’re on a mission to make their dreams – big and small – a reality. Contact us today!

While renting may be easier today, homeownership offers a path to building your financial future. Ready to take the first step? Contact us to get started.

Should I Rent Or Buy?

Across generations, a vast majority of homebuyers were married couples. Single buyers were 10% more likely to be female. Of those single female buyers, the highest percentage was from the Silent Generation at 27%.

With our 3-2-1 Temporary Buydown Program, we’ll reduce your interest rate by 3% for the first year, 2% for the second year, and 1% for the third year.

That’s 3 years of savings! You’ll have lower initial mortgage payments in exchange for an up-front deposit paid by the seller or builder. Call or email today to learn more.

Figuring out your mortgage payments can be less confusing when you use these tips. We're here to help alleviate your worries and smooth out the homeownership process.

How To Calculate Mortgage Payments

From their first open house to moving day, communication is key to making homebuyers lifelong partners. That’s why we’re committed to providing a crystal-clear home financing process. Let’s talk today!

Whether it's a house on the market or your home you're looking to personalize, you can check off items on your dream home wish list with renovation financing! Any project big or small is possible, let's make it happen together.

Your debt-to-income ratio is key when figuring out what loan you qualify for. Want a better understanding of DTI and your mortgage options? Contact us to get started.

What's Debt-To-Income Ratio?

Among buyers, Millennials were the largest group with those active in the Armed Forces. The Silent Generation has the highest percentage of Veterans at 42%. VA loans are a great pathway for you or a family member when it comes to homeownership.

We’re proud to offer VA loans to help Veterans buy, refinance, or access their home’s equity. Get the financing you deserve with zero down. See if you qualify today!

From no down payment to a streamlined process, we can show you a path to homeownership. See if you qualify for a VA loan today.

Gen Xers are most likely to have their buyer application rejected by a mortgage lender for low credit score, followed by Older Millennials. Learn what you can afford without hurting your credit score by working with your CCM loan officer.

October showed a continuation of this year’s trends. With sales still falling and home prices rising, discover a new angle on the market for you and your buyers. Contact us today!

No down payment, no mortgage insurance, no minimum credit score. Just a few ways you may win with a VA loan. Learn more today!

We’re dedicated to helping Service Members & their families secure the right home – with service tailored to you.

Sometimes buyers benefit from state-specific programs. Other buyers need financing to make their dream destination home. No matter the distance of your client’s move, we’re dedicated to getting it done!