San Diego Home Loan

Want to save on your house payment? 🏠💰

Negotiate for a mortgage rate buy down! This strategy can have the biggest impact on your monthly payment in today's market.

Example: For a $300K home, asking the seller to reduce the price by $10K saves $78/mo. But asking for a $10K credit to buy down your interest rate saves $248/mo! 🤯

For sellers, it makes zero difference—just redirecting funds.

Got questions about buying? Schedule a 15-min call at the link in my bio.

Thank you for the fantastic testimonial! We're delighted we could help you close escrow in just 17 days. Your success is our mission! 🏡✨

POV: You're scrolling Zillow, favoriting every third historic bungalow, dreaming about the perfect living room setup... and then reality hits. 🏡💭🎶

The dream vanishes before you can click "contact the listing agent."

What happened? The universe (and the market) waits for no one. To bridge the gap between 'just looking' and 'actively buying,' partner with an agent and get that pre-approval letter in hand.

Don't miss out on your dream home. 🏠✨

Thinking about exploring homeownership seriously? Schedule a no-strings-attached buyer consult at the link in my bio.

Is anyone else slowly blinking in disbelief at their homeowner's insurance rate? 😳💸

Here are some things you can do to knock it down:

Nearly one-third of home sellers regret this...

👉 Selling their home altogether.

Here's how to avoid that remorse:

Reflect on your 'whys': What's driving your move? Will it improve life for you and your family? Jot down your reasons.
Do the math: Consider the long-term financial implications. Need help calculating the numbers? Reach out.
Grab a net proceeds sheet: Know your potential earnings from a home sale.
My goal is to help clients sell with confidence, clarity, and strategy.

Send me a DM for a custom net proceeds sheet to see your potential earnings.

Thank you for your kind words! We're thrilled to have helped you get pre-approved in just 24 hours. Your success is our priority! 🏡✨

Are "smart" home features worth the investment? 🤔

Over the years, we have found that it depends. Here are a few options that seem to be worth their modest price tags.

Your home looks great in photos, but... does it smell great too? 🏡👃

Scents are powerful and can make or break a first impression.

As the back-to-school season begins, here's a tip from my investor clients:

👉 Invest near schools and universities. Here's why:

High demand: Consistent tenant interest.
Premium rates: Higher rental income.
Economic stability: Resilient properties.
Parental backing: Reliable rent payments.

Focus on convenience and amenities. Interested in learning more? Let's connect!

Thank you for the wonderful testimonial! We're glad we could streamline the loan process and make it easy for you. Your satisfaction means everything to us! 🏡✨

Picture this: It's 2021, and people are waiving home inspections left and right, hoping their offer gets picked from the pile. 🤞🏠

Luckily, we've moved past that chaos, and buyers are re-embracing inspections. 🛠️✨ To me, it's a no-brainer form of insurance on your largest investment.

Let's look at some real numbers:

Imagine you're a buyer who invests $750 in an inspection that reveals $15,000 worth of window damage. With that knowledge, we can negotiate repair costs with the seller or walk away from the deal. 🚪💼

Sellers usually work with us to make it right, with credits ranging from $250 to $25,000, depending on the repair. Your long-term peace of mind is worth the fee.

Agree or disagree? Let me know in the comments! 🗨️👇

Is it just me, or does the cost of furniture shock you? 😱💸

I often think about how a new accent chair or dining table might look in my space, but if I pick the wrong piece, the stakes are high! (It's bulky, heavy, and hard to break down, and I just spent an entire weekend fumbling with an Allen wrench to put it all together). 🪑🔧

But there's something I've discovered that's removed my hesitations. Where two worlds meet, and I'm left reaping all the benefits.

When it actually makes sense to sell... 🏡✨ Check for these conditions:

Market Conditions:
📉 Low inventory means more competition and higher prices.
📈 High recent comparable sales show healthy appreciation.
⏳ Homes are selling quickly (short “days on market”).

Personal Circumstances:
💼 Job changes
👨‍👩‍👧‍👦 Growing family
🏠 Desire for more space
🧹 Desire for less upkeep
🌟 Desire for a change of pace

Thinking about selling? Let’s chat! Send me a message. 📩

Thank you for the kind words! We're thrilled to hear you had an amazing experience with our team. Your satisfaction is our top priority. 🏡✨

Stay on top of your home maintenance this August with our checklist! 🛠️🏡✨

What makes a winning real estate offer these days?... This is what we have been seeing lately! 🏠💼✨

Exciting events happening in San Diego this August! 🌞✨

Thank you so much for the kind words! We're so happy we could help you get into your new home so quickly.🏡✨

Stay on top of your home maintenance this summer with our July checklist! 🏡☀️ Keep your home in tip-top shape with these easy tasks!

Hot Take: Home upgrades before selling can be completely unnecessary. 🔥🏡

Here's why: Not all upgrades are created equal. For example, sellers are refacing their cabinets. While this update will look great, the expense of the project is likely not necessary for the sale.

The truth is that some changes will not significantly alter buyer interest or selling price, especially if they don't align with a buyer’s taste or preferences.

So, before you rent the sander or swing the hammer, work with your agent to strategize on the best investments to maximize your home's value. 💡💰

Do you agree or disagree? Share your perspective below. 👇

Investors: Instead of buying an Airbnb, consider an alternative that brings greater stability and less wear & tear. 🏡✨

2023 saw a 94% rise in mid-term rental (MTR) bookings of 30 days or more, maintaining a solid % occupancy rate of 51%. Unlike the unpredictable rates of short-term and traditional rentals, MTRs are booming, offering investors a more stable option with less hassle in 2024.

Thank you for the wonderful testimonial! We're thrilled to hear that you found us extremely helpful. It's our mission to make the lending process as smooth and stress-free as possible. 🏡✨

What really impacts your home's value? 🏡💰

Summer staycations are just a quick drive from San Diego! 🌞🚗 Discover hidden gems and perfect getaways without going far from home.

Feeling like your starter home has become your forever spot? 🏡✨ Time flies, and sometimes, what was meant to be temporary sticks around longer than expected. But staying put doesn't have to mean settling. Keep reading to bring back the love for your home

Helping families turn their home ownership dreams into reality is why we do what we do. Thank you for trusting us to be a part of your journey! 🏡✨

What I'd tell myself if I was on the house hunt right now... 🏡✨

POV: You win the bidding war without offering the highest price 🏡🏆

BEFORE YOU SWIPE... Comment your guesses below! 👇

According to a recent survey from Frontdoor, these are the most desirable home features - room by room - in 2024! 🏡✨

We're thrilled to have made it happen for you. Thank you for trusting us with your home loan needs. Here's to many more smooth and speedy transactions! 🏡✨