Farmers State Bank - West Des Moines

A huge shout out to Ryan Carolus as he celebrates his 5-year work anniversary with FSB today! Your dedication and hard work continue to inspire us. Congratulations on this milestone👏🏻

All Farmers State Bank locations will be closed on Monday, September 2nd in observance of Labor Day. Remember, you can always access your account through our digital banking services. Stay connected and manage your finances anytime and anywhere! 📲⭐

FSB will resume with normal business hours on Tuesday, September 3rd.

🌞 August is wrapping up, but the fun doesn’t have to! 🌞

As we approach the end of the month, it’s the perfect time to review your finances and set new goals. Whether you’re saving for a dream vacation or planning for the holidays, we’ve got the tools at FSB to help you succeed!

📈 Tip of the week: Start a savings challenge! Try saving an extra $5 every week until the end of the year. You’ll be amazed at how quickly it adds up when the holidays are here! 🎁✨

Join us in welcoming Kiah Cook to FSB! 👋🏻 Kiah will join the frontline team as a Customer Service Representative. We are excited to have you here! Welcome!

FSB staff were excited to once again participate in the Hawkeye Community College's Fall Fest 2024. This event is a valuable opportunity for them to connect with students, share insights, and support their journey. They enjoyed engaging with the talented individuals at HCC and helping them explore the many possibilities that lie ahead. 👍🏻

Kickstart Your Financial Future with Farmers State Bank!

Open a Kickstart Checking Account with us and start your journey to smart money management! 💸 Designed specifically for young adults and teens, this account provides the opportunity for personal independence and the tools needed to manage your money like a pro.

Visit any one of the FSB branches today or check out our website for more details. Let’s make your money work for you! 💪

Kickstart Checking Ready to ditch the piggy bank and step into the world of real banking? The Kickstart Checking Account is designed specifically for teens, giving them the independence and tools needed to manage their money like a pro.

Happy National Dog Day to the best office pup, Murphy! 🐾💚 She loves her treats, chasing geese, and can be found around the office following anyone with food. Post a picture in the comments of your fur pup(s) that you are celebrating with today!

Social media phishing has seen a steady increase over the last few years, with no signs of slowing down. It's important to look out for suspicious activity and make note of odd texts, emails, and phone calls. Doing so may help ensure that your information stays safe. Check out this FSB blog on staying safe on social media and beyond! Beware, Don't Share 📲 |

Social Media: Beware, Don't Share | FSB Blog Social media platforms like Facebook and Instagram have created digital communities where people can share their thoughts, opinions, photos, videos, and other content with their friends and family. However, with every piece of information shared to these networks is an opportunity for cybercriminals...

Back-to-School Savings That Add Up! 💰📚 📝🎒
Check out these tips on how you can stay financial savvy in preparation for this school year.

Budget Before You Buy: 🧮Before you hit the stores, create a list of what you need and stick to it. This should help you avoid unnecessary purchases and save money in the long run.

Shop All of The Sales: 🛍️Take advantage of back-to-school sales and discounts. Compare prices online and in-store to ensure you’re getting the best deal.

Reuse and Repurpose: 🎒Check what you have from the previous year. Items like backpacks, lunch boxes, and binders can often be reused, saving you money.

Now Hiring: If you're looking for a company that values its employees and fosters a family-friendly environment, Farmers State Bank is a great place to consider! FSB is currently seeking a full time Customer Service Rep to float between the 3 Corridor Area branches in Jesup, Dunkerton, and Gilbertville. Check out the listing on the careers page today! 🏦💸 https://shorturl.at/bTxZd

Excited to announce that FSB’s very own Vicki Parsons has been invited to join the Leader Valley Council. Vicki has made significant contributions to the growth of the Cedar Valley community and beyond. She actively goes above and beyond through acts of service. We can't wait to see all of the positive impacts she will continue to make on the Leader Valley board.

Learn more here: https://leadervalley.org/

Ace your finances this year! 🎓🏫 📚
Here are some practical financial tips to help you manage your money as you head to or back to college:

Apply for Scholarships ✅: Look for scholarships and grants that you may be eligible for. These can significantly reduce your educational costs.

Consider Work-Study Programs 📚: A lot of schools have work-study programs where you can work part-time while hitting the books. It’s a great way to make some extra cash!

Plan Your Meals🍴: Eating out can be expensive. Plan your meals and cook at home. This is especially handy if you’re not grabbing meals on campus.

Consider Community College 🎓: If you are planning to obtain a four-year degree or more, it's a great idea to consider starting out at a community college to save money.

Create an Emergency Fund 💸: Try to set aside a small amount of money each month for emergencies. You will thank yourself later!

Check out these photos from the 4th Annual Putt an End to Homelessness golf tournament organized by Friends of the Family. FSB is a proud sponsor of this event and recognizes the incredible work being done by Friends of the Family and the local community to advocate for their mission to end homelessness, ensuring everyone has a place to call home. 🏠

Secure Today, Safe Tomorrow. 🔒
A recent national public data breach has exposed the Social Security numbers and other personal information of billions of individuals. With access to a SSN, impersonators can open new accounts, apply for loans, file for taxes and much more. It's important to safeguard your data and be on the lookout for suspicious activity on your accounts with this nationwide breach. If you spot any suspicious activity on your account, contact your financial institution directly. FSB is here to help with any questions and can direct you where to go for more help!

Here are a few steps you can take to protect your Social Security number in light of this breach:
◣ Regularly check your credit reports for any unusual activity.
◣Protect your identity with theft monitoring and protection with IDnotify from Experian. This application can be found in the FSB marketplace on the mobile app.
◣Watch out for phishing attacks. Be cautious of emails, texts, or calls asking you for your personal information.
◣ Enable and use multi-factor authentication for all of your devices.

Did you know that today is Financial Awareness Day? It's the perfect time to plan for your future! 🌟

At FSB, we are committed to supporting our local communities and beyond by offering financial wellness services for all. Through in-person assistance or the FSB online/mobile platform, services like the budgeting tool, aim to reduce financial stress, improve financial habits, and enhance overall financial well-being!

Visit our website today to learn more about the financial services we provide.

Tips to Protect Yourself from Back-to-School Fraud 🔍🏫💵 As the school year approaches, be prepared and stay one step ahead of the fraudsters with our guide to common back-to-school scams and essential tips to protect yourself.

Don't Let Fraud Crash Your Fall Semester | FSB Blog As the back-to-school season approaches, excitement fills the air with new classes, friends, and opportunities. However, scammers also see this time as an opportunity to prey on unsuspecting students and parents. This year, be prepared and stay one step ahead of the fraudsters with our guide to comm...

Deciding between renting and buying a home is one of the most significant financial decisions you'll make. 🏠🗝️ Explore the key factors to consider when deciding between renting vs. buying a home and how to determine what’s right for your financial future.

Renting vs. Buying: Deciding What’s Right for Your Financial Future | FSB Blog We’ll explore the key factors to consider when deciding between renting vs. buying a home and how to determine what’s right for your financial future.

Great opportunity put on by Farmers State Bank - Waverly Check out their latest FSB Kids Summer Financial Series. They did a fantastic job and had a great time! 😎🍋💵

Whether you need a savings account to build your back-to-school fund or a checking account to teach your teen financial responsibility, we have the products and services to help. Back-to-School and Beyond! 🎒📔✏️ See here why a teen checking account is an A+ idea | FSB Blog

Back-to-School and Beyond: Why a Teen Checking Account is an A+ Idea | FSB Blog As the school bell rings in a new academic year, it's the perfect time to consider giving your teen a head start in financial literacy. Opening a teen checking account isn't just about convenience; it's an invaluable tool for teaching them responsible money management that will serve them well beyon...

At Farmers State Bank, we believe in empowering our customers with the knowledge and tools they need to make informed financial decisions. Let's explore some practical strategies to help you balance your budget and prioritize your goals, ensuring your financial wellness. 🪙📒📊Check out this FSB blog

Financial Wellness: Balancing Your Budget and Prioritizing Your Goals | FSB Blog Let's explore some practical strategies to help you balance your budget and prioritize your goals, ensuring your financial wellness.

Summer Savings Tip: Plan a Staycation! ☀️🎢🌴

Instead of spending big on travel and accommodations, consider exploring local attractions and activities. A great example of this could be a local theme park or waterpark! Not only could you save on travel expenses, but you’ll also support local businesses. Any money you saved could be used to boost your emergency fund or invested in a new summer project!

Farmers State Bank has some of the BEST I-Banking features around! Budget right from your app, easily keep tabs on all your account balances and take steps today to build your independence with the right tools and services at your fingertips! 📲👈🏻 Learn more about it here: FSB Blog

Personal Financial Management | FSB Blog Personal Financial Management (PFM) allows you to budget and manage your finances by aggregating all of your accounts across multiple financial institutions so that you can see balances and transactions all in one place, on any device.

Congratulations to Kara Larson on celebrating 5 years with FSB! 👏🎉We appreciate all of your hard work and dedication! Happy work anniversary!

💰 Automate Your Savings for a Brighter Financial Future! 💰

By setting up automatic transfers from your checking to your savings account for payday, utilizing apps that round up purchases to save spare change, or using a budgeting app, you can watch your savings grow effortlessly. This makes it easier to build your savings over time and reach your financial goals faster! 🚀🌱💸

Make sure to vote FSB for the Courier's "Best of the Best" contest! Voting ends Friday, July 26th.🏆 You can still vote for us in the categories of:
⭐Best Bank
⭐Best Customer Service – Finance & Professional
⭐Best Overall Customer Service
⭐Best Financial/Investment
⭐Best Large Company to work for (+50 Employees)
⭐Best Boss -Tina Hogan
We can't thank you all enough for your support! https://hubs.ly/Q02HGWKM0 🤗

Grab your discs and head to the nearest course for some post-work fun! 🥏🌳 The first FSB Disc Golf Outing is in the books. Congratulations to Tom Amlie, Jesse Gleason, and Jordan Nomansen for taking home the first place!

A huge thank you to all of our participants that enjoyed a great evening walking in the park throwing some frisbees and for indulging in a bit of friendly competition. FSB is hoping to make this disc golf outing a regular event amongst staff, so keep on the lookout for next year!

A huge shout out to Jesse Gleason as he celebrates his 5 year work anniversary with FSB today! We appreciate all of your hard work. You’ve been an invaluable part of our team! Congratulations 👏🏻

Great opportunity to see individuals give back to the local community. A big thank you to FSB Downtown Waterloo for participating and supporting this yearly project organized by the Waterloo Police Foundation 🎒🌟

Get the car you’ve had your eyes on and navigate your auto loan with us! We're here to help you find the perfect payment plan and term to fit your needs. Get started today!

Our mortgage calculator provides an estimated amortization schedule with a few simple clicks! See how prepayment affects your monthly payment and total interest payment today!

Need help navigating the path to financial success? Let us simplify your investment strategies and guide you towards achieving your goals. At FSB, our wealth management recommendations are tailored to growing, protecting, and transferring your wealth - so you can focus on building a secure financial future.

Unlock the value of your home and get the funds you need for repairs, improvements, or even a new car! Visit us today to find out more about our home equity line of credit and junior home equity loan options.

Ready to own your first home 🏡? Don't be scared of the down payment - make a reality with these money saving tips! 💸 Now's the time to get started.

https://hubs.ly/Q01YZYFW0

Whether you're a first-time buyer or looking to refinance, crunching the numbers for your monthly payment has never been easier. Let our mortgage calculator guide you towards financial clarity and take the first step towards your home sweet home!
Click here to learn more: https://hubs.ly/Q01YZVJz0

Did you know our mobile banking app lets you conveniently manage your finances when you’re on the go? Transfer funds, pay bills, and even deposit checks right from your smartphone. Experience banking at your fingertips.

Happy 4th of July! Today, we celebrate the spirit of independence, freedom, and unity. All of us at FSB wish you a joyful and safe Independence Day. 🇺🇸✨

Please join us in welcoming Amber Rhoades to FSB! 👋🏼
Amber will be joining the Des Moines location as a Business Banker. We're very excited for her to be a part of the team!

At FSB, we believe that being tech-savvy and people-friendly go hand in hand. We're here to help you achieve your financial goals with innovative solutions and personalized service.