IMAGES Empowerment

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Currently weighing the cost and gain of buying a home vs renting a home. Because sometimes it is more advantageous to rent than it is to buy. Many will not agree with that because they are still striving to acquire land and property to assist in the building of generational wealth. However, there are many tools that aid in cultivating and building generational wealth. So here is an example:

Lets say you have your eye on a house that costs $300k and has a 3% down payment. You currently pay $1700 in rent.

It will take 8 years and 6 months until BUYING would be cheaper than RENTING.

By year 3 your total COST of homeownership (down payment, mortgage, this number should be from the response of calling taxes, etc.) for a $300,000 home would be $121,194. Your total COST to rent would be $71,585. Renting leaves you with $49,609 in your pocket (including the money you didn't spend on a down payment).

After 3 years, if you BUY, your home will have $49,096 in equity (available to you when you sell). However, if you instead rent and invest your down payment and the other money you save, at a 6% return rate it will earn around $5,361 in 3 years.

Looking at your gross costs, equity and investment potential, it's better for you to buy than rent if you plan to live in your home more than 8 years and 6 months.

We write visions and make them plain here at WISE Services. I am dedicated to uplifting and building nations. I have so much information that I am learning, implementing for myself and sharing with others.

I have 1 more slot to fill for this next group. I am excited!!! I am grateful.

“If you think you are beaten, you are
If you think you dare not, you don't,
If you like to win, but you think you can't
It is almost certain you won't.

If you think you'll lose, you're lost
For out of the world we find,
Success begins with a fellow's will
It's all in the state of mind.

If you think you are outclassed, you are
You've got to think high to rise,
You've got to be sure of yourself before
You can ever win a prize.

Life's battles don't always go
To the stronger or faster man,
But soon or late the man who wins
Is the man WHO THINKS HE CAN!”
― Walter D. Wintle

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If you have send a charitable donation to IMAGES Empowerment . The email address is [email protected]
All size donations are welcome and appreciated!

We are proud to share that our own President & CEO, Frank McCain, was honored at the Black Business Ink Magazine POWER 100 Awards Ceremony! Frank’s outstanding leadership and service to our local community doesn’t go unnoticed.

Congrats, Frank!

Soul Essence Empowerment Day 36 brought to you Day 2-6 (Mon-Fri) @ 11 by IMAGES Empowerment

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Soul Essence Empowerment Day 38 brought to you Day 2-6 (Mon-Fri) @ 11 by IMAGES Empowerment

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Do you know a middle school girl who is interested in science? The Office of Sustainability & Resilience and The City of Greensboro Water Resources Department is partnering to host 3 days of hands-on environmental science programs June 25th-27th from 1pm – 5pm.

Registration is required at www.greensboro-nc.gov/CommunityEvents

Please share…

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