David Applefeld, Esq.

I am proud to announce that following an appointment by the United States District Court for the District of Maryland, I was asked to represent an inmate on a pro bono basis. This case was a Section 1983 excessive force case, which we successfully recovered an undisclosed sum against Prince George’s County and several correctional officers. The honor to be asked by a Federal Judge to handle this case, does not escape me.

Two fantastic business people.

Buying your forever home is a wonderful financial investment. Consider the options for protecting it over the long term.

MEMBER SPOTLIGHT: Meet Howard Goren, Esq. of Rese Real Estate Settlements & Escrow. Howard says joining BNI was the best business decision he made in 25 years. Are you ready to join the winners table? Register here: https://bni.app/bc16633

This is important information. Please share.

Thank you, and Happy Thanksgiving.

This Thanksgiving and always, we are here for you. Please share these resources -- you never know who needs to see them. Standing with you. Standing for you.

Charming The COBRA If you’ve lost your job within the past two decades, you’ve likely turned to COBRA, The Consolidated Omnibus Budget Reconciliation Act. This federal law grants individuals and/or families the option to continue their emp...

For commercial contractors and those supplying labor and materials on commercial construction projects, the Maryland Prompt Pay Act is a valuable tool in the event of non-payment. The Act requires the project owner to make prompt and timely payments. Read the attached and please reach out to me with any questions you may have.

Family Law attorney friend of mine.

Mediation practices allow families to come to agreements through incorporating experts when necessary and keeping the peace between both parties. If mediation seems like the right solution for you, give me a call and let's chat!

As schools grapple with the potential liability they may face in the event a student or teacher contracts COVID-19, some may be contemplating asking students or their parents to sign liability waivers. Under certain circumstances exculpatory agreements are enforceable.

All parties should understand the legal effect of what they are signing, or asking others to sign.

If you have questions or concerns, or would like to discuss your situation, please reach out. I'd be happy to speak with you.

410-440-4309
[email protected]

Were you watching WBAL this morning? I was pleased to be invited to chat with Jennifer Franciotti this morning about the best ways to safely open your business and ensure you are doing right by your employees as well as for your customers.

If you have any questions regarding opening your own business safely, I'd be happy to discuss it with you.

https://www.wbaltv.com/article/business-owners-reopening-need-to-take-these-safety-steps/32787741 #

Business owners reopening need to take these safety steps As business owners reopen their doors, they have to make sure the proper safety measures are in place.

As Maryland’s Governor and local leaders begin to ease restrictions and businesses start to reopen, proactive business owners can mitigate their risk of exposure to liability claims by understanding the risks they are facing, implementing a policy to mitigate those risks, and procuring insurance to protect them in the event a claim is filed.

...a contractual risk allocation provision that excuses performance when circumstances beyond the contracting parties’ control make performance commercially impracticable, illegal, or impossible. ...

When considering the best course of action, it is important to understand that the devil is in the details.

If you are an architect or know someone who is. Please read the attached and let me know if you have any questions, or if I can help you with something affecting your business during COVID-19. Thank you.

BREAKING NEWS:

Congress proposes new Business Interruption Insurance Coverage.

Please reach out with any questions you may have.
410-440-4309‬
[email protected]

Civil authority insurance reimburses a business for losses it suffers when a civil authority (such as a governor or mayor) issues an order that prevents an insured from accessing its place of businesses because of damage to nearby property.

I am happy to chat with anyone you have questions or concerns. Stay safe! n the midst of an unprecedented and fluid event. What is most critical is understanding which coverage is available to your business, and how to maximize your potential for recovery.

I am happy to chat with anyone you might have questions or concerns. Stay safe!

Across the globe, health care providers are on the frontlines of the COVID-19 pandemic. Others remain focused on providing advanced care to patients with cancer, traumatic injuries, serious illnesses, and other health conditions. Our doctors, nurses, and medical staff take every possible measure to ensure the health and safety of you and me, and our entire community. Their selfless and heroic acts save lives — and now, more than ever, we owe them a sincere debt of thanks.

Won't you join me, and take a few minutes to write a personal note to thank them for all that they do, while including the hashtag: .

Thank you.

Business Interruption Insurance. When was the last time you reviewed your business insurance?

And, for businesses in the travel and hospitality industry, specific insurance policies and endorsements can be purchased to extend coverage for losses caused by "communicable or infectious diseases" without the requirement that there be a direct physical loss.

Please share. Thank you and stay safe and healthy.

In light of the growing concern that the recent Coronavirus (CVOID-19) outbreak will disrupt supply chains and business activity, it is an excellent time to understand whether your contracts include a force majeure clause.

Are you a contractor, about to undertake a home improvement project, or enter into a contract to do so? Maryland’s Home Improvement Statute places several technical requirements on home improvement contractors, even those with the best intentions can find themselves in violation of the Statute and subject to the civil and criminal penalties.

Do you need legal representation? Although I may not specialize in the area that you need, I am associated with a group of lawyers that can represent a wide spectrum of issues. Having the right lawyer on your side can make all the difference.