Amanda Stringer

In the current real estate market with high interest rates and declining values, does it make sense to co-own with your ex-spouse to preserve your equity in your home?

Bridget Potterton, Certified Divorce Real Estate Expert (CDRE), joins Amanda Stringer, Mortgage Expert, to discuss situations where it might be a good idea to consider co-owning a house after divorce.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage
Bridget Potterton, Lic. 01483417 | Keller Williams Metro | 858-257-1555

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

Some divorces can be a lengthy process. Divorcing spouses just want to move on to the next chapter. Is it possible to buy a house if the divorce isn't finalized? Amanda and Bill dive into this topic.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

Military families have different kinds of stresses that can lead to divorce. How is the VA home loan handled in a divorce? Amanda and Bill dive into this topic.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

If you were previously a stay-at-home parent, how long do you need to be back in the workforce after a divorce in order to use your new income to qualify for a home loan? Amanda and Bill dive into this topic.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

Why is January the biggest month for divorce filings? The unfortunate reality is divorce filings typically peak in January after the holidays. If you are thinking about divorce and need to get your kids settled in quickly, get a plan together to know what your options are for housing.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS1130398| Ga***rd-Hansen Team at Cross Country Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

How changes in the market can completely change your divorce plan

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

With the crazy real estate market, huge price reductions, and high interest rates, keeping your existing residence in a divorce could be a challenge. Highly-honored Family Law Attorney Annette Hall Neville will break down the benefits and pitfalls associated with keeping the family home and what it means to both parties.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage
Annette Hall Neville, Family Law Attorney | Family Law Office of Annette Hall Neville | 760-479-1900

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

We all go into marriage with the best intentions. However, the reality is not all marriages last, and sometimes a divorce is necessary. But before you let emotions run wild, it's important to take a step back and have a plan when papers are filed.

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

CrossCountry Mortgage, LLC does not provide legal, investment, accounting, or tax advice. Please consult a licensed attorney, financial planner, CPA, or tax professional on the opinions and information provided.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029 (www.nmlsconsumeraccess.org). Branch NMLS 1437924 / 1628467 / 2309323. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.

Are you waiting for rates to drop before you buy a home? Don't miss out on the opportunity of homeownership just because of fluctuating rates! There are options available in today's market that allow buyers to buy down a rate. What exactly does that mean? Join Bill and me as we talk buy-down options and seller concessions to close a deal!

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Bill Ga***rd, NMLS 680603 | Ga***rd-Hansen Team at CrossCountry Mortgage
Amanda Stringer, NMLS 1130398 | Ga***rd-Hansen Team at CrossCountry Mortgage

The information contained is the viewpoint of the presenter(s). Individuals should consult their own financial representative.

Equal Housing Opportunity. CrossCountry Mortgage, LLC. Company NMLS 3029, Branch NMLS 1437924 / 1628467 / 2309323 (www.nmlsconsumeraccess.org). This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. All loans subject to underwriting approval. Certain restrictions apply. Call (858) 259-8700 for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and does not act on behalf of or at the direction of HUD/FHA or the federal government. For more licensing and disclosures, please visit crosscountrymortgage.com/licensing-and-disclosures.