Blaine Staggs - Senior Loan Officer

5.0 star review received on Experience.com for Blaine Staggs by Andrey S - Me and my wife Anastasia enjoyed working with Blaine. We value his knowledge, flexibility and prompt replies to our inquiries. He was available during after hours, always in touch with us and ready to provide an information or answer our questions.

New ★★★★★ 5 Star Experience.com Review by Andrey S Click to see all 402 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

5.0 star review received on Experience.com for Blaine Staggs by Debra H - Blaine Staggs made it great!

New ★★★★★ 5 Star Experience.com Review by Debra H Click to see all 401 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

5.0 star review received on Experience.com for Blaine Staggs by Anastasia G - Blaine is exceptionally professional and knowledgeable, always available to answer questions, and prioritizes his clients' best interests. It's the best experience a client could have.

New ★★★★★ 5 Star Experience.com Review by Anastasia G Click to see all 400 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

5.0 star review received on Experience.com for Blaine Staggs by David T - Blaine is great, honest and thorough.. I use him for family, friends and clients!

New ★★★★★ 5 Star Experience.com Review by David T Click to see all 399 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

5.0 star review received on Experience.com for Blaine Staggs by Juan C O - Blaine was always making sure I didn’t miss any details, he was responsible, resourceful and willing to Help in any given time.

New ★★★★★ 5 Star Experience.com Review by Juan C O Click to see all 398 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

Check out this beautiful home in Dove Mountain! It’s a must see!

5771 W Silent Wash Place, Marana, AZ 85658 Welcome to this Elegant 4-bd/3.5 ba Tolls Brothers gem featuring timeless architectural design situated in the prestigious gated community of Solana in Dove Mountain. Indulge in the ultimate desert lifestyle bringing Serenity and Elegance nestled on the 11th hole of the lush Gallery North Course. A....

5.0 star review received on Experience.com for Blaine Staggs by Steven L S - Blaine is very prompt and efficient

New ★★★★★ 5 Star Experience.com Review by Steven L S Click to see all 378 reviews of Blaine Staggs, Senior Loan Officer | NMLS #1059708

Attempting to predict the real estate market can lead to risky investments, missed opportunities, and financial losses. It's important to focus on factors that are within your control, such as your budget, and personal goals.
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Make your money work for you and build long-term wealth by choosing assets that grow, not depreciate. Let's talk about securing your financial future!
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Don't let a down payment stand between you and your dream home. Explore affordable options and take that first step towards homeownership today!
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You have options! Reach out and let's discuss them today!
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Ready to make your move? Here are 4 things to consider when thinking about taking the leap into homeownership! From financial stability to a strong sense of commitment, these things will help you gauge if it's time to start searching for your dream home. Don't miss out on this exciting journey!
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When it comes to financing your home, it's important to consider all your options. Could a conventional loan be the right fit for you? Let's explore your options together.
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Looking to buy a home? Here are some do's and don'ts to keep in mind to make your home buying journey a success!
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An escrow account acts as a savings account that is managed by your mortgage lender. Each month, a portion of your mortgage payment will be deposited into your escrow account to cover your estimated real estate taxes and insurance premiums.
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If you or someone you know may benefit from a VA Loan, let’s connect to answer your questions today!
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If you currently serve in the military, are a veteran, or a surviving spouse, you’re potentially eligible for a VA loan. Reach out to learn more about VA loan eligibility requirements.
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Are you a first-time homebuyer? Here are a few tips to help you navigate the process and make the most of your investment!
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A VA Loan is one of the best loan options available to Service Members, Veterans, and eligible surviving spouses. Whether purchasing or refinancing, VA loans can make it easier for eligible borrowers to qualify with low upfront costs, no money for your down payment, and low monthly mortgage payments. Give me a call to learn more!
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For most homeowners, the monthly mortgage payments include four separate parts:
Principal: This is the repayment on the amount borrowed.
Interest: This is the payment to the lender for the amount borrowed.
Taxes & Insurance: 1/12th of your property taxes and hazard insurance are paid into a special escrow account. This feature is sometimes optional, in which case you will be responsible for these expenses to be paid by you directly to the County Tax Assessor and property insurance company when they come due.
Private Mortgage Insurance (PMI): Some mortgage loan products required Private Mortgage Insurance. When it is required, it will be included in your monthly payment.
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With a USDA loan, you can finance a home in a rural area with no down payment and lower interest rates. If you're looking to buy in a rural area, it's worth considering.
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A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.
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VA loans are guaranteed by the Department of Veteran Affairs. They are available for qualified U.S Armed Forces Veterans, Active Duty Service Members, and surviving spouses. Here are a few benefits of VA Loans...
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Usually people refinance to save money, either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savings Divide the total cost of the refinance ( #1) by the monthly savings ( #2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, it’s important to consult a mortgage professional.
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Private Mortgage Insurance is provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Private Mortgage Insurance is generally required for a loan with an initial loan to value (LTV) percentage in excess of 80%. In most cases, this will mean that you will have to pay Private Mortgage Insurance if your down payment is less than 20% of the value of the home you are purchasing or refinancing. The cost of the mortgage insurance is typically added to the monthly mortgage payment.
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Lenders look at four key factors to evaluate whether you’re a good risk as a homebuyer.
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Thinking about buying a home? There are several important factors to consider to make sure you find the right fit for your needs and budget.
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Nobody can predict the market. However, experts predict that home prices will continue to increase, therefore buying a home now will give you the added security of owning a home.
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Do you need extra cash to renovate your home? Pay off debt? Start a business? Purchase a second home? ⠀


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Now is not the time to buy a new couch. Wait until your loan has closed before making any large purchases.


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