Michele Black - NMLS #1308581

5.0 star review received on Experience.com for Michele Black by Nicolette D -

New ★★★★★ 5 Star Experience.com Review by Nicolette D Click to see all 119 reviews of Michele Black, Loan Officer | NMLS # 1308581

August is Back to School month! 🎒 But it's not too late to make a fresh start in a new home before the kids get too deep into their school routine. With our StepUp program, you can move now and sell your current home later. Imagine kicking off the school year with new surroundings and new memories. Ready to make the move? Contact me today to learn how we can make it happen!

5.0 star review received on Experience.com for Michele Black by Richard M A - Michele is a fantastic Loan Officer? This client was one of many that I've referred to Michele and she's the only Loan Officer that I refer my clients to. Michele and her team are always on top of everything from start to finish and I always look forward to working with her. Thanks Michele for another fast and easy transaction and a helping me keep my clients happy!

New ★★★★★ 5 Star Experience.com Review by Richard M A Click to see all 118 reviews of Michele Black, Loan Officer | NMLS # 1308581

Feeling the pinch with every lease renewal? 🏠 It might be time to think about owning your own home. While renting can sometimes seem cheaper, homeownership means no more rising rents and a stable investment in your future. Ready to chat about making this dream a reality? Let's talk!

Ready for a fresh start this school year? With the StepUp program from Evergreen Home Loans, you can buy your new home now and sell your current one later. Get settled before the school year begins, ensuring your family has the best start in a new environment. Let's make this the best school year yet! Contact me to get started.

Think you need a hefty down payment to buy a home? Think again. Many buyers put down less than the traditional 20%. With loan options offering as little as 3.5% or even 0% down for qualified buyers, homeownership might be more within reach than you thought. Have questions about debunking housing market myths or need help fact-checking? Reach out to me!

Worried you won't find your dream home? 🏡 Think again. The supply of homes for sale is actually growing this year, offering you more options than you might expect. Don't let this myth hold you back from exploring the market! Stay tuned as we debunk more housing market myths this month.

Curious about what to expect from the housing market for the second half of 2024? Here’s what the experts are saying:

🔹 Home prices are expected to climb moderately
🔹 Mortgage rates are forecast to come down slightly
🔹 Home sales are projected to hold firm

If you have questions about what’s ahead and want advice from a pro, I'm here to help.

Waiting for prices to crash before buying? Think again. Data shows prices are rising, just at a slower pace. Don't let this myth cost you in the long run! Join us this month as we debunk housing market myths and guide you through the realities of real estate trends.

New home, new school year! 📚🏡 With Evergreen Home Loans' StepUp program, you can move into your dream home before selling your current one. Imagine your kids starting the school year in a fresh space, creating new memories. Don’t wait—make this transition seamless and stress-free. Contact me today at 360-606-2401 to learn more!

5.0 star review received on Experience.com for Michele Black by Patrick J M -

New ★★★★★ 5 Star Experience.com Review by Patrick J M Click to see all 117 reviews of Michele Black, Loan Officer | NMLS # 1308581

Woohoo! 2nd non-contingent offer accepted this month using our Step Up program WITHOUT having to sell their departing home first. Non contingent on sale of old home, financing and appraisal. Call me for details and let me help your client! 360-606-2401.

As mortgage lenders, we see a lot of misunderstanding of how credit scores are derived. This is a helpful explanation and provides simple guidelines to improve your FICO score.

5.0 star review received on Experience.com for Michele Black by Julie S -

New ★★★★★ 5 Star Experience.com Review by Julie S Click to see all 111 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Paul P - Michele is very knowledgeable and always available

New ★★★★★ 5 Star Experience.com Review by Paul P Click to see all 110 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Holly A H - Michele is extremely knowledgeable, communicating in a very timely manner. Very nice and always takes the time to explain everything. She's absolutely amazing!

New ★★★★★ 5 Star Experience.com Review by Holly A H Click to see all 107 reviews of Michele Black, Loan Officer | NMLS # 1308581

April 14-20 is the prime time to sell your home and maximize your return on investment. With 40% less inventory compared to pre-pandemic levels, increased views per listing, faster home sales, and higher median listing prices. Reach out to me today to see how your equity can get you in to your next level home and how you can buy before you sell.

New ★★★★★ 5 Star Experience.com Review by Terrell D H Click to see all 106 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Terrell D H - Michele was very communicative and did everything to make sure the process was as understandable as possible.

New ★★★★★ 5 Star Experience.com Review by Terrell D H Click to see all 106 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Kristin G - From the start Michele was good with communication making sure to keep me in the loop during the transaction on the lending side and worked closely with me on timelines to make sure we were able to close on schedule. By doing this, it allowed for us to successfully close the deal. I would highly recommend Michele to my future clients as a lender that know how to get a client to the finish line.

New ★★★★★ 5 Star Experience.com Review by Kristin G Click to see all 105 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Carla A W -

New ★★★★★ 5 Star Experience.com Review by Carla A W Click to see all 104 reviews of Michele Black, Loan Officer | NMLS # 1308581

4.83 star review received on Experience.com for Michele Black by Michael S G -

New ★★★★★ 4.83 Star Experience.com Review by Michael S G Click to see all 103 reviews of Michele Black, Loan Officer | NMLS # 1308581

Homeownership offers unique advantages you won't find with rentin. Owning a home is an opportunity to not only put roots down but build wealth for yourself and your family. 🏠 94% Control Over Living Space: Homeownership grants you the freedom to shape and personalize your living environment according to your preferences. 🔐 91% Sense of Privacy and Security: Enjoy the comfort and peace of mind that come with having your own private space, ensuring a secure haven for you and your loved ones. 👪 90% Prioritize Family-Friendly Spaces: Homeownership allows you to create an ideal setting for your family, making it a nurturing and fulfilling place to raise children and build lasting memories. Considering these compelling statistics, if you're navigating the decision between renting and buying, let's chat about the unique advantages homeownership can bring to your life!

5.0 star review received on Experience.com for Michele Black by Sue S - I have worked with Michele Black on multiple transactions. Michele is amazing to work with, she is always available, knowledgeable and can close loans quicker than other lenders.

New ★★★★★ 5 Star Experience.com Review by Sue S Click to see all 102 reviews of Michele Black, Loan Officer | NMLS # 1308581

5.0 star review received on Experience.com for Michele Black by Kyle K -

New ★★★★★ 5 Star Experience.com Review by Kyle K Click to see all 101 reviews of Michele Black, Loan Officer | NMLS # 1308581

Exciting news for buyers in 2024 – a surge in available homes! With decreasing mortgage rates motivating homeowners to consider a move, you'll have even more options in the market. Stay informed and make confident decisions with local insights into our 2024 housing trends. Ready to explore your homebuying goals? DM me today. 🏡

Start the new year with a clear path to homeownership! Your credit score plays a pivotal role in securing the best mortgage rates. Learn how to navigate credit scores for better rates in 2024. Whether you're aiming for a 'Good' or 'Very Good' range, understanding your credit is key. Connect with our experts for a free consultation and embark on your homebuying journey with confidence. Read more in our latest blog: https://www.evergreenhomeloans.com/evergreen-insights/posts/new-year-new-home-navigating-credit-scores-for-better-mortgage-rates-in-2024

Inflation is definitely coming down, BUT so many people have a lot of debt right now. Here is a handy guide to understand how credit scores are "born". The painful truth is that the #1 thing that I personally see holding people back from buying a home is their CAR PAYMENTS! Your car payment is considered part of your debt to income ratio and more often than not, I see it severely limiting a borrower's buying power. Before you decide to finance that car, ask yourself if it is worth sacrificing buying a home.

Renting vs. buying? Consider this: homeownership is a wealth-building journey. Reports indicate the growing wealth gap between homeowners and renters every three years, fueled by homeowners gaining equity as property values rise. If you're curious about the financial perks of owning a home, slide into my DMs for a chat.